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Valley, Nebraska: commercial real estate data.

Valley is a Census city of 3,174 people across 5.31 square miles of land, in Douglas County. Median household income is $110,200, 74.0 percent of occupied homes are owned, and the SBA record carries 10 7(a) approvals to borrowers here worth $3.5 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Valley

What Valley is

  • Census place typecity
  • Land area5.31 sq mi
  • Water area1.14 sq mi
  • Population per square mile of land597
  • County holding the largest share of its areaDouglas County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Valley

How many people live in Valley

  • Population3,174
  • Median age50.2
  • Population under 18604 plus or minus 157
  • Share under 1819.0 percent plus or minus 5.0
  • Population 65 and over702 plus or minus 193
  • Share 65 and over22.1 percent plus or minus 6.1
  • Households1,398
  • Family households872
  • Share of households that are families62.4 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Valley

Income and work in Valley

  • Median household income$110,200
  • Per capita income$71,769
  • Civilian labor force1,763
  • Employed1,726
  • Unemployed37 plus or minus 33
  • Unemployment rate2.1 percent plus or minus 1.9
  • Adults 25 and over2,386
  • Adults 25 and over with a high school diploma or higher98.5 percent
  • Adults 25 and over with a bachelor degree or higher51.2 percent
  • Adults 25 and over with a graduate degree22.1 percent plus or minus 7.3

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Valley

Housing in Valley

  • Housing units1,674
  • Occupied units1,398
  • Vacant units276 plus or minus 133
  • Vacancy rate16.5 percent plus or minus 7.8
  • Owner occupied1,035
  • Renter occupied363 plus or minus 132
  • Ownership rate74.0 percent
  • Median owner-occupied home value$528,100
  • Median gross rent, monthly$962 plus or minus $197
  • Annual rent as a share of median income10.5 percent plus or minus 2.9
  • Single family units1,326
  • Share single family79.2 percent
  • Units in buildings of two or more306 plus or minus 138
  • Share in buildings of two or more18.3 percent plus or minus 8.0
  • Mobile homes42 plus or minus 67
  • Median year structure built1982

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Valley

How Valley gets to work

  • Workers 16 and over who commute1,242
  • Commuting under 15 minutes226 plus or minus 91
  • Share commuting under 15 minutes18.2 percent plus or minus 6.9
  • Commuting 30 minutes or more404 plus or minus 132
  • Share commuting 30 minutes or more32.5 percent plus or minus 9.7
  • Drove alone63.4 percent
  • Carpooled7.7 percent plus or minus 5.1
  • Public transport0.0 percent
  • Walked1.2 percent plus or minus 1.4
  • Worked from home26.1 percent plus or minus 8.3

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Valley

SBA loans in Valley (7(a))

  • Approvals10
  • Gross approval$3,507,000
  • Average approval$350,700
  • Median approval$143,700
  • Largest approval$1,274,000
  • Jobs supported209
  • Jobs per approval20.9
  • Loans with a final outcome2
  • Paid in full2
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more20.0 percent
  • Share to franchises20.0 percent
  • Distinct lenders8
  • Distinct industries by NAICS8

Counted by borrower city: approvals to borrowers whose address is in Valley, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Valley

SBA loans in Valley (504)

  • Approvals3
  • Gross approval$3,029,000
  • Average approval$1,009,667
  • Median approval$966,000
  • Largest approval$1,543,000
  • Jobs supported20
  • Loans with a final outcome0
  • Charged off0
  • Median term300 months
  • Distinct CDCs1

Counted by borrower city: approvals to borrowers whose address is in Valley, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Valley

Flood risk in Valley

  • NFIP communityCity of Valley
  • NFIP community number310078
  • Participating in the NFIPYes
  • Community Rating System classClass 9
  • Currently effective map date03/25/25

The City of Valley participates in the National Flood Insurance Program as community 310078 and carries Community Rating System class 9, a flood insurance premium discount for policies written there.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Douglas County, not Valley

Douglas County context, not Valley figures

  • Establishments in Douglas County16,710
  • Covered employment, Douglas County340,716
  • Average annual pay, Douglas County$67,868
  • Housing units permitted, Douglas County4,539

Every figure in this section is published for Douglas County as a whole and is not a measurement of Valley.

All Douglas County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Valley questions, answered from the record.

How many people live in Valley, Nebraska?

3,174, in 1,398 households. Valley city covers 5.31 square miles of land, which is 597 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Valley in?

Douglas County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Valley?

$110,200. The median owner-occupied home is valued at $528,100. Median gross rent is $962 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Valley businesses?

10 7(a) approvals totaling $3.5 m since FY2020, across 8 lenders, median approval $143,700, plus 3 504 approvals worth $3.0 m since FY2010. These count approvals to borrowers whose address is in Valley, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Valley borrowers get paid back?

No rate is published for Valley. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Valley in the National Flood Insurance Program?

Yes. Valley appears in the FEMA Community Status Book as Valley, city of, community 310078, carrying Community Rating System class 9, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Valley figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Douglas County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Valley.

Is zoning published for Valley?

No. Nothing on this page presents parcel level zoning.