HomeNebraskaDouglas CountyWaterloo
Waterloo, Nebraska: commercial real estate data.
Waterloo is a Census village of 990 people across 0.93 square miles of land, in Douglas County. Median household income is $67,941, 71.1 percent of occupied homes are owned, and the SBA record carries 13 7(a) approvals to borrowers here worth $7.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Waterloo
What Waterloo is
- Census place typevillage
- Land area0.93 sq mi
- Water area0 sq mi
- Population per square mile of land1,061 plus or minus 321
- County holding the largest share of its areaDouglas County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waterloo
How many people live in Waterloo
- Population990 plus or minus 299
- Median age38.0 plus or minus 9.6
- Population under 18215 plus or minus 89
- Share under 1821.7 percent plus or minus 6.1
- Population 65 and over182 plus or minus 45
- Share 65 and over18.4 percent plus or minus 7.2
- Households432 plus or minus 103
- Family households258 plus or minus 86
- Share of households that are families59.7 percent plus or minus 13.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waterloo
Income and work in Waterloo
- Median household income$67,941
- Per capita income$36,566
- Civilian labor force466 plus or minus 119
- Employed460 plus or minus 117
- Unemployed6 plus or minus 7
- Unemployment rate1.3 percent plus or minus 1.5
- Adults 25 and over727 plus or minus 184
- Adults 25 and over with a high school diploma or higher94.4 percent plus or minus 32.0
- Adults 25 and over with a bachelor degree or higher18.7 percent plus or minus 3.8
- Adults 25 and over with a graduate degree7.4 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waterloo
Housing in Waterloo
- Housing units434 plus or minus 103
- Occupied units432 plus or minus 103
- Vacant units2 plus or minus 4
- Vacancy rate0.5 percent plus or minus 0.9
- Owner occupied307 plus or minus 91
- Renter occupied125 plus or minus 39
- Ownership rate71.1 percent
- Median owner-occupied home value$231,400
- Median gross rent, monthly$1,300 plus or minus $607
- Annual rent as a share of median income23.0 percent plus or minus 11.0
- Single family units369 plus or minus 88
- Share single family85.0 percent
- Units in buildings of two or more65 plus or minus 32
- Share in buildings of two or more15.0 percent plus or minus 6.5
- Mobile homes0
- Median year structure built1998
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waterloo
How Waterloo gets to work
- Workers 16 and over who commute406 plus or minus 109
- Commuting under 15 minutes93 plus or minus 33
- Share commuting under 15 minutes22.9 percent plus or minus 5.4
- Commuting 30 minutes or more146 plus or minus 69
- Share commuting 30 minutes or more36.0 percent plus or minus 14.0
- Drove alone83.5 percent
- Carpooled2.6 percent plus or minus 2.1
- Public transport0.0 percent
- Walked2.2 percent plus or minus 2.5
- Worked from home11.7 percent plus or minus 5.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waterloo
SBA loans in Waterloo (7(a))
- Approvals13
- Gross approval$7,135,800
- Average approval$548,908
- Median approval$243,000
- Largest approval$2,500,000
- Jobs supported63
- Jobs per approval4.8
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more7.7 percent
- Share to franchises7.7 percent
- Distinct lenders9
- Distinct industries by NAICS10
Counted by borrower city: approvals to borrowers whose address is in Waterloo, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Waterloo
SBA loans in Waterloo (504)
- Approvals3
- Gross approval$3,528,000
- Average approval$1,176,000
- Median approval$1,589,000
- Largest approval$1,671,000
- Jobs supported62
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Waterloo, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Waterloo
Flood risk in Waterloo
- NFIP communityVillage of Waterloo
- NFIP community number310079
- Participating in the NFIPYes
- Community Rating System classClass 9
- Currently effective map date03/25/25
The Village of Waterloo participates in the National Flood Insurance Program as community 310079 and carries Community Rating System class 9, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Douglas County, not Waterloo
Douglas County context, not Waterloo figures
- Establishments in Douglas County16,710
- Covered employment, Douglas County340,716
- Average annual pay, Douglas County$67,868
- Housing units permitted, Douglas County4,539
Every figure in this section is published for Douglas County as a whole and is not a measurement of Waterloo.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Waterloo questions, answered from the record.
How many people live in Waterloo, Nebraska?
990, in 432 households. Waterloo village covers 0.93 square miles of land, which is 1,061 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Waterloo in?
Douglas County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Waterloo?
$67,941. The median owner-occupied home is valued at $231,400. Median gross rent is $1,300 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Waterloo businesses?
13 7(a) approvals totaling $7.1 m since FY2020, across 9 lenders, median approval $243,000, plus 3 504 approvals worth $3.5 m since FY2010. These count approvals to borrowers whose address is in Waterloo, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Waterloo borrowers get paid back?
No rate is published for Waterloo. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Waterloo in the National Flood Insurance Program?
Yes. Waterloo appears in the FEMA Community Status Book as Waterloo, village of, community 310079, carrying Community Rating System class 9, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Waterloo figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Douglas County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Waterloo.
Is zoning published for Waterloo?
No. Nothing on this page presents parcel level zoning.
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