HomeNebraskaLancaster CountyLincoln city
Lincoln city, Nebraska: commercial real estate data.
Lincoln city is a Census city of 294,856 people across 101.10 square miles of land, in Lancaster County. Median household income is $71,867, 56.1 percent of occupied homes are owned, and the SBA record carries 416 7(a) approvals to borrowers here worth $154.9 m.
78 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Lincoln
What Lincoln is
- Census place typecity
- Land area101.1 sq mi
- Water area1.36 sq mi
- Population per square mile of land2,916
- County holding the largest share of its areaLancaster County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lincoln
How many people live in Lincoln
- Population294,856
- Median age33.4
- Population under 1864,441
- Share under 1821.9 percent
- Population 65 and over43,734
- Share 65 and over14.8 percent
- Households122,623
- Family households68,930
- Share of households that are families56.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lincoln
Income and work in Lincoln
- Median household income$71,867
- Per capita income$39,672
- Civilian labor force166,140
- Employed160,627
- Unemployed5,513
- Unemployment rate3.3 percent
- Adults 25 and over184,282
- Adults 25 and over with a high school diploma or higher93.2 percent
- Adults 25 and over with a bachelor degree or higher41.8 percent
- Adults 25 and over with a graduate degree15.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lincoln
Housing in Lincoln
- Housing units128,449
- Occupied units122,623
- Vacant units5,826
- Vacancy rate4.5 percent
- Owner occupied68,758
- Renter occupied53,865
- Ownership rate56.1 percent
- Median owner-occupied home value$264,000
- Median gross rent, monthly$1,086
- Annual rent as a share of median income18.1 percent
- Single family units81,886
- Share single family63.7 percent
- Units in buildings of two or more44,612
- Share in buildings of two or more34.7 percent
- Mobile homes1,907 plus or minus 421
- Median year structure built1982
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lincoln
How Lincoln gets to work
- Workers 16 and over who commute139,999
- Commuting under 15 minutes52,437
- Share commuting under 15 minutes37.5 percent
- Commuting 30 minutes or more20,574
- Share commuting 30 minutes or more14.7 percent
- Drove alone73.9 percent
- Carpooled8.5 percent
- Public transport0.8 percent plus or minus 0.2
- Walked3.5 percent
- Worked from home11.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lincoln
SBA loans in Lincoln (7(a))
- Approvals416
- Gross approval$154,940,900
- Average approval$372,454
- Median approval$170,000
- Ninetieth percentile approval$775,000
- Largest approval$5,000,000
- Jobs supported4,402
- Jobs per approval10.6
- Loans with a final outcome80
- Paid in full77
- Charged off3
- Charge-off rate over resolved loans3.8 percent
- Median term120 months
- Share on real estate terms of 20 years or more7.5 percent
- Share to franchises10.8 percent
- Distinct lenders49
- Distinct industries by NAICS162
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lincoln
SBA loans in Lincoln (504)
- Approvals189
- Gross approval$133,669,000
- Average approval$707,243
- Median approval$505,000
- Largest approval$5,000,000
- Jobs supported3,657
- Loans with a final outcome64
- Charged off3
- Charge-off rate over resolved loans4.7 percent
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lancaster County, not Lincoln
Lancaster County context, not Lincoln figures
These are Lancaster County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Lincoln measurements.
- Establishments in Lancaster County8,999
- Employment at those establishments, Lancaster County157,274
- Covered employment, Lancaster County175,346
- Average annual pay, Lancaster County$59,332
- Average weekly wage, Lancaster County$1,141
- Housing units permitted, Lancaster County1,935
- Of those, single family, Lancaster County1,024
- County product, 2024, Lancaster County$28,815,321,000
- County product change over the prior year, Lancaster County6.2 percent
- Average income of an arriving household, Lancaster County$62,906
Every figure in this section is published for Lancaster County as a whole and is not a measurement of Lincoln. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Lincoln questions, answered from the record.
How many people live in Lincoln, Nebraska?
294,856, in 122,623 households. Lincoln city covers 101.10 square miles of land, which is 2,916 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lincoln in?
Lancaster County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lincoln?
$71,867. The median owner-occupied home is valued at $264,000. Median gross rent is $1,086 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lincoln businesses?
416 7(a) approvals totalling $154.9 m, across 49 lenders, median approval $170,000, plus 189 504 approvals worth $133.7 m. These count approvals to borrowers whose address is in Lincoln, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lincoln borrowers get paid back?
Of the 80 loans that have reached a final outcome, 77 were paid in full and 3 charged off, a charge off rate of 3.8 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Lincoln figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lancaster County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lincoln.
Is zoning published for Lincoln?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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