HomeNebraskaLancaster CountyLincoln
Lincoln, Nebraska: commercial real estate data.
Lincoln is a Census city of 294,856 people across 101.10 square miles of land, in Lancaster County. Median household income is $71,867, 56.1 percent of occupied homes are owned, and the SBA record carries 416 7(a) approvals to borrowers here worth $154.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Lincoln
What Lincoln is
- Census place typecity
- Land area101.1 sq mi
- Water area1.36 sq mi
- Population per square mile of land2,916
- County holding the largest share of its areaLancaster County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lincoln
How many people live in Lincoln
- Population294,856
- Median age33.4
- Population under 1864,441
- Share under 1821.9 percent
- Population 65 and over43,734
- Share 65 and over14.8 percent
- Households122,623
- Family households68,930
- Share of households that are families56.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lincoln
Income and work in Lincoln
- Median household income$71,867
- Per capita income$39,672
- Civilian labor force166,140
- Employed160,627
- Unemployed5,513
- Unemployment rate3.3 percent
- Adults 25 and over184,282
- Adults 25 and over with a high school diploma or higher93.2 percent
- Adults 25 and over with a bachelor degree or higher41.8 percent
- Adults 25 and over with a graduate degree15.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lincoln
Housing in Lincoln
- Housing units128,449
- Occupied units122,623
- Vacant units5,826
- Vacancy rate4.5 percent
- Owner occupied68,758
- Renter occupied53,865
- Ownership rate56.1 percent
- Median owner-occupied home value$264,000
- Median gross rent, monthly$1,086
- Annual rent as a share of median income18.1 percent
- Single family units81,886
- Share single family63.7 percent
- Units in buildings of two or more44,612
- Share in buildings of two or more34.7 percent
- Mobile homes1,907 plus or minus 421
- Median year structure built1982
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lincoln
How Lincoln gets to work
- Workers 16 and over who commute139,999
- Commuting under 15 minutes52,437
- Share commuting under 15 minutes37.5 percent
- Commuting 30 minutes or more20,574
- Share commuting 30 minutes or more14.7 percent
- Drove alone73.9 percent
- Carpooled8.5 percent
- Public transport0.8 percent plus or minus 0.2
- Walked3.5 percent
- Worked from home11.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lincoln
SBA loans in Lincoln (7(a))
- Approvals416
- Gross approval$154,940,900
- Average approval$372,454
- Median approval$165,400
- Ninetieth percentile approval$775,000
- Largest approval$5,000,000
- Jobs supported4,402
- Jobs per approval10.6
- Loans with a final outcome80
- Paid in full77
- Charged off3
- Charge-off rate over resolved loans3.8 percent
- Median term120 months
- Share on real estate terms of 20 years or more7.5 percent
- Share to franchises10.8 percent
- Distinct lenders49
- Distinct industries by NAICS162
Counted by borrower city: approvals to borrowers whose address is in Lincoln, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lincoln
SBA loans in Lincoln (504)
- Approvals189
- Gross approval$133,669,000
- Average approval$707,243
- Median approval$505,000
- Largest approval$5,000,000
- Jobs supported3,657
- Loans with a final outcome64
- Charged off3
- Charge-off rate over resolved loans4.7 percent
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Lincoln, in any county, FY2010 to FY2026.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lincoln
Flood risk in Lincoln
- NFIP communityCity of Lincoln
- NFIP community number315273
- Participating in the NFIPYes
- Community Rating System classClass 5
- Currently effective map date04/16/13
The City of Lincoln participates in the National Flood Insurance Program as community 315273 and carries Community Rating System class 5, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Lancaster County, not Lincoln
Lancaster County context, not Lincoln figures
- Establishments in Lancaster County8,999
- Covered employment, Lancaster County175,346
- Average annual pay, Lancaster County$59,332
- Housing units permitted, Lancaster County1,935
Every figure in this section is published for Lancaster County as a whole and is not a measurement of Lincoln.
All Lancaster County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Lincoln questions, answered from the record.
How many people live in Lincoln, Nebraska?
294,856, in 122,623 households. Lincoln city covers 101.10 square miles of land, which is 2,916 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lincoln in?
Lancaster County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lincoln?
$71,867. The median owner-occupied home is valued at $264,000. Median gross rent is $1,086 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lincoln businesses?
416 7(a) approvals totaling $154.9 m since FY2020, across 49 lenders, median approval $165,400, plus 189 504 approvals worth $133.7 m since FY2010. These count approvals to borrowers whose address is in Lincoln, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lincoln borrowers get paid back?
Of the 80 loans that have reached a final outcome, 77 were paid in full and 3 charged off, a charge off rate of 3.8 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Lincoln in the National Flood Insurance Program?
Yes. Lincoln appears in the FEMA Community Status Book as Lincoln, city of, community 315273, carrying Community Rating System class 5, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Lincoln figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lancaster County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lincoln.
Is zoning published for Lincoln?
No. Nothing on this page presents parcel level zoning.
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