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HomeNebraskaLancaster CountyWaverly

Waverly, Nebraska: commercial real estate data.

Waverly is a Census city of 4,440 people across 2.45 square miles of land, in Lancaster County. Median household income is $111,632, 81.0 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $5.0 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Waverly

What Waverly is

  • Census place typecity
  • Land area2.45 sq mi
  • Water area0 sq mi
  • Population per square mile of land1,809
  • County holding the largest share of its areaLancaster County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Waverly

How many people live in Waverly

  • Population4,440
  • Median age38.6
  • Population under 181,394 plus or minus 290
  • Share under 1831.4 percent plus or minus 6.5
  • Population 65 and over828 plus or minus 343
  • Share 65 and over18.6 percent plus or minus 7.7
  • Households1,507
  • Family households1,302
  • Share of households that are families86.4 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Waverly

Income and work in Waverly

  • Median household income$111,632 plus or minus $25,175
  • Per capita income$39,281
  • Civilian labor force2,019
  • Employed2,019
  • Unemployed0
  • Unemployment rate0.0 percent
  • Adults 25 and over2,834
  • Adults 25 and over with a high school diploma or higher98.6 percent
  • Adults 25 and over with a bachelor degree or higher40.9 percent plus or minus 8.7
  • Adults 25 and over with a graduate degree14.7 percent plus or minus 5.6

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Waverly

Housing in Waverly

  • Housing units1,548
  • Occupied units1,507
  • Vacant units41 plus or minus 60
  • Vacancy rate2.6 percent plus or minus 3.9
  • Owner occupied1,221
  • Renter occupied286 plus or minus 104
  • Ownership rate81.0 percent
  • Median owner-occupied home value$316,600
  • Median gross rent, monthly$1,076
  • Annual rent as a share of median income11.6 percent plus or minus 2.9
  • Single family units1,467
  • Share single family94.8 percent
  • Units in buildings of two or more81 plus or minus 64
  • Share in buildings of two or more5.2 percent plus or minus 4.1
  • Mobile homes0
  • Median year structure built1996

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Waverly

How Waverly gets to work

  • Workers 16 and over who commute1,846
  • Commuting under 15 minutes380 plus or minus 186
  • Share commuting under 15 minutes20.6 percent plus or minus 9.5
  • Commuting 30 minutes or more417 plus or minus 145
  • Share commuting 30 minutes or more22.6 percent plus or minus 6.9
  • Drove alone84.3 percent
  • Carpooled4.8 percent plus or minus 6.3
  • Public transport0.0 percent
  • Walked1.1 percent plus or minus 1.8
  • Worked from home9.7 percent plus or minus 4.5

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Waverly

SBA loans in Waverly (7(a))

  • Approvals2
  • Gross approval$5,020,000
  • Average approval$2,510,000
  • Median approval$2,510,000
  • Largest approval$5,000,000
  • Jobs supported8
  • Jobs per approval4.0
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term168 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders2
  • Distinct industries by NAICS2

Counted by borrower city: approvals to borrowers whose address is in Waverly, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Waverly

SBA loans in Waverly (504)

  • Approvals1
  • Gross approval$827,000
  • Average approval$827,000
  • Median approval$827,000
  • Largest approval$827,000
  • Jobs supported13
  • Loans with a final outcome0
  • Charged off0
  • Median term300 months
  • Distinct CDCs1

Counted by borrower city: approvals to borrowers whose address is in Waverly, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Waverly

Flood risk in Waverly

  • NFIP communityCity of Waverly
  • NFIP community number310140
  • Participating in the NFIPYes
  • Community Rating System classClass 9
  • Currently effective map date04/16/13

The City of Waverly participates in the National Flood Insurance Program as community 310140 and carries Community Rating System class 9, a flood insurance premium discount for policies written there.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Lancaster County, not Waverly

Lancaster County context, not Waverly figures

  • Establishments in Lancaster County8,999
  • Covered employment, Lancaster County175,346
  • Average annual pay, Lancaster County$59,332
  • Housing units permitted, Lancaster County1,935

Every figure in this section is published for Lancaster County as a whole and is not a measurement of Waverly.

All Lancaster County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Waverly questions, answered from the record.

How many people live in Waverly, Nebraska?

4,440, in 1,507 households. Waverly city covers 2.45 square miles of land, which is 1,809 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Waverly in?

Lancaster County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Waverly?

$111,632. The median owner-occupied home is valued at $316,600. Median gross rent is $1,076 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Waverly businesses?

2 7(a) approvals totaling $5.0 m since FY2020, across 2 lenders, median approval $2,510,000, plus 1 504 approvals worth $827,000 since FY2010. These count approvals to borrowers whose address is in Waverly, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Waverly borrowers get paid back?

No rate is published for Waverly. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Waverly in the National Flood Insurance Program?

Yes. Waverly appears in the FEMA Community Status Book as Waverly, city of, community 310140, carrying Community Rating System class 9, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Waverly figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lancaster County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Waverly.

Is zoning published for Waverly?

No. Nothing on this page presents parcel level zoning.