Carson City, Nevada: commercial real estate data.
Carson City, Nevada had an estimated 58,148 residents on July 1, 2024, down 0.8 percent since the 2020 census base of 58,642, across 145 square miles. County output reached $5.38 bn in 2024, 1,962 establishments operate here, and the SBA record carries 89 7(a) approvals worth $72.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Carson City
How many people live in Carson City
- Population, American Community Survey 2020-202458,384
- Households23,692
- Average household size2.46
- Median household income$72,355
- Median age42.4
- Median gross rent$1,248 per month
- Median owner-occupied home value$453,000
- Home value to household income6.3 times
- Annual rent as a share of median income20.7 percent
- Adults 25 and over with a bachelor degree or higher23.7 percent
- Adults 25 and over with a graduate degree9.2 percent
- Adults 25 and over42,203
- Population under 1811,633
- Share under 1819.9 percent
- Population 65 and over12,383
- Share 65 and over21.2 percent
- Working age population, 18 to 6434,368
- Civilian labor force28,429
- Unemployment rate5.5 percent
- Labor force participation, adults 18 and over60.8 percent
- Rank by population among Nevada municipalities4th of 17
- Rank by population among US county-equivalents, Puerto Rico included913th of 3,222
Carson City is the 4th largest of 17 Nevada municipalities by population. A median home costs 6.3 times median household income, which is severely unaffordable by national standards. Residents 65 and over outnumber those under 18, at 21.2 percent against 19.9 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Carson City
Is Carson City's population growing?
- Population, July 1, 202458,148
- Census 2020 base population58,642
- Population change since the 2020 census base-0.84 percent
- Population change, 2023 to 2024-78
- Births, 2024493
- Deaths, 2024771
- Natural change, 2024-278
- Net domestic migration, 202438
- Net international migration, 2024162
- Total net migration, 2024200
- Cumulative net domestic migration, 2021 to 2024667
- Rank by growth among US county-equivalents2138th of 3,144
The county has lost 0.84 percent of its population since the 2020 census base. Deaths exceeded births in 2024 by more than net migration added, so the population fell even though more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Carson City
Where are people moving to Carson City from?
- Tax returns filed by households arriving2,476
- People arriving, from those returns4,070
- Tax returns filed by households leaving2,341
- Net household movement135
- Adjusted gross income arriving$200.9 m
- Net adjusted gross income movement$51.7 m
- Average income of an arriving household$81,142
- Average income of a leaving household$63,716
- Largest single originWashoe County (505 households)
- Largest single destinationWashoe County (548 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Washoe County | 505 | 819 | $57.6 m |
| Douglas County | 347 | 598 | $22.3 m |
| Lyon County | 287 | 524 | $16.1 m |
| El Dorado County | 123 | 218 | $8.3 m |
| Clark County | 108 | 177 | $4.1 m |
| Los Angeles County | 60 | 96 | $4.3 m |
| Sacramento County | 42 | 64 | $2.8 m |
| Orange County | 31 | 48 | $2.3 m |
Households arriving report $17,426 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Washoe County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Carson City
What is the Carson City economy?
- County GDP, 2024$5.38 bn
- County GDP, 2023$4.93 bn
- GDP change, 2023 to 20249.0 percent
- GDP change over five years41.7 percent
- Rank by GDP among the Nevada areas BEA publishes3rd of 17
- Rank by GDP among the US county areas BEA publishes682nd of 3,127
- GDP per resident$92,087
Output grew 9.0 percent in the latest year and 41.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Carson City
Employment by industry in Carson City
- Covered employment, annual average31,895
- Establishments reporting2,092
- Average annual pay$69,100
- Average weekly wage$1,329
- Health care and social assistance, employment4,556
- Health care and social assistance, average annual pay$71,002
- Retail trade, employment3,307
- Retail trade, average annual pay$48,137
- Manufacturing, employment2,683
- Manufacturing, average annual pay$75,804
- Accommodation and food services, employment2,535
- Accommodation and food services, average annual pay$27,877
- Administrative and support and waste management services, employment1,982
- Construction, employment1,677
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 4,556 | 247 | $71,002 |
| Retail trade | 3,307 | 194 | $48,137 |
| Manufacturing | 2,683 | 114 | $75,804 |
| Accommodation and food services | 2,535 | 158 | $27,877 |
| Administrative and support and waste management services | 1,982 | 162 | $63,474 |
| Construction | 1,677 | 193 | $73,999 |
| Wholesale trade | 923 | 84 | $101,452 |
| Arts, entertainment and recreation | 888 | 46 | $32,335 |
Health care and social assistance is the largest private sector at 4,556 jobs, 14.3 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Carson City
How many businesses are in Carson City?
- Establishments, all industries1,962
- Employment at those establishments22,826
- Annual payroll$1.32 bn
- Establishments per 1,000 residents33.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Carson City
Building permits in Carson City
- Housing units authorized by permit, 2024264
- Declared construction value permitted$71.7 m
- Single family units authorized183
- Multifamily units authorized81
- Multifamily share of units30.7 percent
- Average declared value per unit$271,632
- Units authorized per 1,000 households11.1
Single-family homes are 69.3 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Carson City
SBA loans in Carson City (7(a) and 504)
- 7(a) approvals recorded89
- 7(a) gross approval dollars$72.4 m
- Average 7(a) approval$813,547
- Median 7(a) approval$285,400
- 10th percentile approval$19,640
- 90th percentile approval$2,697,220
- Largest single approval$4,966,500
- Jobs reported supported, 7(a)1,143
- Jobs per approval12.8
- Distinct 7(a) lenders active34
- Distinct industries receiving approvals63
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer25.8 percent
- Loans on real estate terms23
- Loans on working capital terms, 120 months or shorter61
- Franchise loans10
- Franchise share of approvals11.2 percent
- Leading industry by approval countInsurance Agencies and Brokerages (4)
- Most active lenderU.S. Bank, National Association (18)
- 504 approvals recorded55
- 504 gross approval dollars$43.1 m
- Average 504 approval$782,800
- Median 504 approval$375,000
- Distinct CDCs active6
- 504 jobs per approval10.8
- 504 jobs per million dollars approved13.8
- Most active CDCNevada State Development Corporation (46)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$115.5 m
The average approval of $813,547 sits well above the median of $285,400, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 25.8 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Carson City
SBA loan default and charge-off rates in Carson City
Do SBA loans in Carson City get paid back?
- Loans with a final outcome recorded16
- Paid in full14
- Charged off2
- Status: Exempt from disclosure57
- Status: Paid in full14
- Status: Charged off2
- Status: Cancelled14
- Status: Committed, not yet disbursed2
Only 16 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Carson City
How large is Carson City?
- Land area145 sq mi
- Rank by land area among Nevada municipalities17th of 17
- Width, east to west24.3 mi
- Height, north to south11.5 mi
- Geographies sharing a boundary4
- Residents per square mile of land403
- Establishments per square mile13.53
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Carson City
Flood risk in Carson City
- Participation of the county's own NFIP community Carson City, city ofParticipating, community 320001
- Community Rating System class of the county's own communityClass 6
- Communities in the county in the NFIP Community Status Book1
- Of those, participating in the NFIP1
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 6
- Communities carrying a CRS class1
The county's own community in the status book, the City of Carson City (community 320001), participates in the National Flood Insurance Program and carries Community Rating System class 6, a flood insurance premium discount for policies written there. The best Community Rating System class among the county's communities is 6, which carries a flood insurance premium discount for policies written in that community. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Carson City site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Carson City site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202458,384
- Households23,692
- Average household size2.46
- Median household income$72,355
- Median age42.4
Common questions
Carson City questions, answered from the record.
How many people live in Carson City, Nevada?
The Census Bureau estimates 58,148 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 58,384, in 23,692 households, ranking 4th of 17 Nevada counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Carson City's population growing?
The population has fallen 0.84 percent since the 2020 census base of 58,642, to 58,148 on July 1, 2024. In 2024 there were 493 births against 771 deaths, with net migration of 200. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Carson City?
$72,355. The median owner-occupied home is valued at $453,000, which is 6.3 times income, and median gross rent is $1,248 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Carson City?
1,962 establishments, employing 22,826 people with an annual payroll of $1.32 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Carson City?
Health care and social assistance is the largest private sector at 4,556 jobs, 14.3 percent of covered employment. Covered employment averages 31,895 jobs at an average annual pay of $69,100, or $1,329 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Carson City?
89 7(a) approvals totaling $72.4 m since FY2020, across 34 lenders, with a median approval of $285,400, plus 55 504 approvals worth $43.1 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Carson City?
264 housing units were authorized by permit in 2024, with a declared construction value of $71.7 m. Multifamily was 30.7 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
Where do people moving to Carson City come from?
The largest single origin is Washoe County, with 505 households. Arriving households report an average income of $81,142 against $63,716 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Carson City on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Carson City?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
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