Lyon County, Nevada: commercial real estate data.
Lyon County, Nevada had an estimated 63,718 residents on July 1, 2024, up 7.6 percent since the 2020 census base of 59,235, across 2,001 square miles. County output reached $2.37 bn in 2024, 874 establishments operate here, and the SBA record carries 48 7(a) approvals worth $29.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Lyon County
How many people live in Lyon County
- Population, American Community Survey 2020-202461,680
- Households23,745
- Average household size2.60
- Median household income$80,812
- Median age43.2
- Median gross rent$1,326 per month
- Median owner-occupied home value$366,100
- Home value to household income4.5 times
- Annual rent as a share of median income19.7 percent
- Adults 25 and over with a bachelor degree or higher17.0 percent
- Adults 25 and over with a graduate degree5.4 percent
- Adults 25 and over45,243
- Population under 1812,423
- Share under 1820.1 percent
- Population 65 and over13,713
- Share 65 and over22.2 percent
- Working age population, 18 to 6435,544
- Civilian labor force28,987
- Unemployment rate6.5 percent
- Labor force participation, adults 18 and over58.8 percent
- Rank by population among Nevada counties3rd of 17
- Rank by population among US county-equivalents, Puerto Rico included876th of 3,222
Lyon County is the 3rd largest of 17 Nevada counties by population. A median home costs 4.5 times median household income, which is seriously unaffordable by national standards. Residents 65 and over outnumber those under 18, at 22.2 percent against 20.1 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Lyon County
Is Lyon County's population growing?
- Population, July 1, 202463,718
- Census 2020 base population59,235
- Population change since the 2020 census base7.57 percent
- Population change, 2023 to 20241,062
- Births, 2024602
- Deaths, 2024744
- Natural change, 2024-142
- Net domestic migration, 20241,132
- Net international migration, 202472
- Total net migration, 20241,204
- Cumulative net domestic migration, 2021 to 20244,986
- Rank by growth among US county-equivalents269th of 3,144
The county has grown 7.57 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Lyon County
Where are people moving to Lyon County from?
- Tax returns filed by households arriving3,013
- People arriving, from those returns5,504
- Tax returns filed by households leaving2,408
- Net household movement605
- Adjusted gross income arriving$202.3 m
- Net adjusted gross income movement$64.0 m
- Average income of an arriving household$67,159
- Average income of a leaving household$57,454
- Largest single originWashoe County (889 households)
- Largest single destinationWashoe County (572 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Washoe County | 889 | 1,584 | $53.2 m |
| Carson City | 386 | 726 | $22.7 m |
| Douglas County | 131 | 272 | $10.5 m |
| Churchill County | 87 | 170 | $5.3 m |
| Clark County | 73 | 121 | $6.4 m |
| Sacramento County | 71 | 143 | $5.0 m |
| Los Angeles County | 50 | 75 | $3.7 m |
| El Dorado County | 40 | 65 | $3.1 m |
Households arriving report $9,705 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Washoe County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Lyon County
What is the Lyon County economy?
- County GDP, 2024$2.37 bn
- County GDP, 2023$2.38 bn
- GDP change, 2023 to 2024-0.3 percent
- GDP change over five years40.5 percent
- Rank by GDP among the Nevada areas BEA publishes8th of 17
- Rank by GDP among the US county areas BEA publishes1144th of 3,127
- GDP per resident$38,390
Output grew -0.3 percent in the latest year and 40.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Lyon County
Employment by industry in Lyon County
- Covered employment, annual average13,744
- Establishments reporting1,106
- Average annual pay$58,903
- Average weekly wage$1,133
- Manufacturing, employment2,038
- Manufacturing, average annual pay$73,956
- Retail trade, employment1,676
- Retail trade, average annual pay$36,168
- Construction, employment1,196
- Construction, average annual pay$69,260
- Transportation and warehousing, employment1,041
- Transportation and warehousing, average annual pay$61,591
- Accommodation and food services, employment978
- Agriculture, forestry, fishing and hunting, employment614
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 2,038 | 92 | $73,956 |
| Retail trade | 1,676 | 99 | $36,168 |
| Construction | 1,196 | 142 | $69,260 |
| Transportation and warehousing | 1,041 | 49 | $61,591 |
| Accommodation and food services | 978 | 90 | $23,822 |
| Agriculture, forestry, fishing and hunting | 614 | 36 | $71,630 |
| Administrative and support and waste management services | 609 | 80 | $45,284 |
| Arts, entertainment and recreation | 604 | 30 | $30,687 |
Manufacturing is the largest private sector at 2,038 jobs, 14.8 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Lyon County
How many businesses are in Lyon County?
- Establishments, all industries874
- Employment at those establishments9,874
- Annual payroll$524.4 m
- Establishments per 1,000 residents14.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Lyon County
Building permits in Lyon County
- Housing units authorized by permit, 2024297
- Declared construction value permitted$72.3 m
- Single family units authorized209
- Multifamily units authorized88
- Multifamily share of units29.6 percent
- Average declared value per unit$243,417
- Units authorized per 1,000 households12.5
Single-family homes are 70.4 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Lyon County
SBA loans in Lyon County (7(a) and 504)
- 7(a) approvals recorded48
- 7(a) gross approval dollars$29.6 m
- Average 7(a) approval$615,723
- Median 7(a) approval$164,000
- 10th percentile approval$18,800
- 90th percentile approval$1,438,220
- Largest single approval$4,607,000
- Jobs reported supported, 7(a)365
- Jobs per approval7.6
- Distinct 7(a) lenders active22
- Distinct industries receiving approvals38
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer25.0 percent
- Loans on real estate terms12
- Loans on working capital terms, 120 months or shorter34
- Franchise loans4
- Franchise share of approvals8.3 percent
- Most active lenderWells Fargo Bank National Association (7)
- 504 approvals recorded21
- 504 gross approval dollars$13.1 m
- Average 504 approval$624,095
- Median 504 approval$358,000
- Distinct CDCs active4
- 504 jobs per approval7.4
- 504 jobs per million dollars approved11.9
- Most active CDCNevada State Development Corporation (18)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$42.7 m
The average approval of $615,723 sits well above the median of $164,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 25.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lyon County
SBA loan default and charge-off rates in Lyon County
Do SBA loans in Lyon County get paid back?
- Loans with a final outcome recorded17
- Paid in full16
- Charged off1
- Status: Cancelled5
- Status: Paid in full16
- Status: Exempt from disclosure24
- Status: Charged off1
- Status: Committed, not yet disbursed2
Only 17 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lyon County
SBA lending by place in Lyon County
- Borrower cities with recorded lending9
- Fernley, approvals18
- Dayton, approvals14
- Mound House, approvals9
- Silver Springs, approvals2
- Cason City, approvals1
- Carson City, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Fernley | 18 | $16,706,900 |
| Dayton | 14 | $2,125,700 |
| Mound House | 9 | $5,207,500 |
| Silver Springs | 2 | $80,000 |
| Cason City | 1 | $3,669,000 |
| Carson City | 1 | $1,566,600 |
| Silver City | 1 | $124,000 |
| Yerington | 1 | $50,000 |
| 1 other borrower city | 1 | $25,000 |
Fernley accounts for 18 approvals against 14 in Dayton. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lyon County
How large is Lyon County?
- Land area2,001 sq mi
- Rank by land area among Nevada counties14th of 17
- Width, east to west51.5 mi
- Height, north to south91.5 mi
- Geographies sharing a boundary7
- Residents per square mile of land31
- Establishments per square mile0.44
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Lyon County
Flood risk in Lyon County
- Participation of the county's own NFIP community Lyon County, unincorporated areasParticipating, community 320029
- Communities in the county in the NFIP Community Status Book4
- Of those, participating in the NFIP4
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Lyon County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Lyon County (community 320029), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Lyon County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Lyon County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Lyon County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202461,680
- Households23,745
- Average household size2.60
- Median household income$80,812
- Median age43.2
Common questions
Lyon County questions, answered from the record.
How many people live in Lyon County, Nevada?
The Census Bureau estimates 63,718 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 61,680, in 23,745 households, ranking 3rd of 17 Nevada counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Lyon County's population growing?
The population has grown 7.57 percent since the 2020 census base of 59,235, to 63,718 on July 1, 2024. In 2024 there were 602 births against 744 deaths, with net migration of 1,204. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Lyon County?
$80,812. The median owner-occupied home is valued at $366,100, which is 4.5 times income, and median gross rent is $1,326 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Lyon County?
874 establishments, employing 9,874 people with an annual payroll of $524.4 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Lyon County?
Manufacturing is the largest private sector at 2,038 jobs, 14.8 percent of covered employment. Covered employment averages 13,744 jobs at an average annual pay of $58,903, or $1,133 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Lyon County?
48 7(a) approvals totaling $29.6 m since FY2020, across 22 lenders, with a median approval of $164,000, plus 21 504 approvals worth $13.1 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Lyon County?
297 housing units were authorized by permit in 2024, with a declared construction value of $72.3 m. Multifamily was 29.6 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Lyon County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Lyon County come from?
The largest single origin is Washoe County, with 889 households. Arriving households report an average income of $67,159 against $57,454 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Lyon County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Lyon County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Lyon County
Cities and places in Lyon.
7 Census places lie wholly or partly in Lyon County. All 7 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Fernley | city | 24,225 | 18 | Wholly in this county |
| Dayton | CDP | 15,781 | 14 | Wholly in this county |
| Silver Springs | CDP | 5,060 | 2 | Wholly in this county |
| Yerington | city | 3,150 | 1 | Wholly in this county |
| Stagecoach | CDP | 1,892 | None recorded | Wholly in this county |
| Smith Valley | CDP | 1,807 | None recorded | Wholly in this county |
| Silver City | CDP | 118 | 1 | Wholly in this county |
A further 12 of the county's 48 SBA 7(a) approvals are to borrowers in cities that match no Census place in Lyon County, the largest being Mound House (9), Cason City (1), Carson City (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.