Churchill County, Nevada: commercial real estate data.
Churchill County, Nevada had an estimated 26,033 residents on July 1, 2024, up 2.0 percent since the 2020 census base of 25,522, across 4,930 square miles. County output reached $1.64 bn in 2024, 485 establishments operate here, and the SBA record carries 19 7(a) approvals worth $9.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Churchill County
How many people live in Churchill County
- Population, American Community Survey 2020-202425,805
- Households9,516
- Average household size2.71
- Median household income$79,163
- Median age40.4
- Median gross rent$1,319 per month
- Median owner-occupied home value$329,900
- Home value to household income4.2 times
- Annual rent as a share of median income20.0 percent
- Adults 25 and over with a bachelor degree or higher17.7 percent
- Adults 25 and over with a graduate degree4.8 percent
- Adults 25 and over17,797
- Population under 185,863
- Share under 1822.7 percent
- Population 65 and over5,205
- Share 65 and over20.2 percent
- Working age population, 18 to 6414,737
- Civilian labor force11,244
- Unemployment rate5.3 percent
- Labor force participation, adults 18 and over56.4 percent
- Rank by population among Nevada counties8th of 17
- Rank by population among US county-equivalents, Puerto Rico included1622nd of 3,222
Churchill County is the 8th largest of 17 Nevada counties by population. A median home costs 4.2 times median household income, which is seriously unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 22.7 percent against 20.2 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Churchill County
Is Churchill County's population growing?
- Population, July 1, 202426,033
- Census 2020 base population25,522
- Population change since the 2020 census base2.00 percent
- Population change, 2023 to 2024118
- Births, 2024281
- Deaths, 2024346
- Natural change, 2024-65
- Net domestic migration, 2024144
- Net international migration, 202437
- Total net migration, 2024181
- Cumulative net domestic migration, 2021 to 2024698
- Rank by growth among US county-equivalents1168th of 3,144
The county has grown 2.00 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Churchill County
Where are people moving to Churchill County from?
- Tax returns filed by households arriving1,070
- People arriving, from those returns2,013
- Tax returns filed by households leaving929
- Net household movement141
- Adjusted gross income arriving$68.6 m
- Net adjusted gross income movement$13.4 m
- Average income of an arriving household$64,080
- Average income of a leaving household$59,410
- Largest single originWashoe County (173 households)
- Largest single destinationWashoe County (157 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Washoe County | 173 | 286 | $16.6 m |
| Lyon County | 153 | 278 | $8.3 m |
| San Diego County | 42 | 94 | $2.4 m |
| Clark County | 29 | 56 | $1.6 m |
| Virginia Beach city | 24 | 51 | $1.4 m |
| Foreign - APO/FPO ZIPs | 21 | 46 | $1.3 m |
| Carson City | 20 | 38 | $797,000 |
Households arriving report $4,670 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Washoe County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Churchill County
What is the Churchill County economy?
- County GDP, 2024$1.64 bn
- County GDP, 2023$1.64 bn
- GDP change, 2023 to 20240.2 percent
- GDP change over five years33.2 percent
- Rank by GDP among the Nevada areas BEA publishes10th of 17
- Rank by GDP among the US county areas BEA publishes1441st of 3,127
- GDP per resident$63,531
Output grew 0.2 percent in the latest year and 33.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Churchill County
Employment by industry in Churchill County
- Covered employment, annual average8,837
- Establishments reporting634
- Average annual pay$60,811
- Average weekly wage$1,169
- Retail trade, employment1,051
- Retail trade, average annual pay$34,234
- Health care and social assistance, employment960
- Health care and social assistance, average annual pay$63,273
- Transportation and warehousing, employment830
- Transportation and warehousing, average annual pay$100,407
- Construction, employment683
- Construction, average annual pay$75,334
- Manufacturing, employment530
- Professional, scientific and technical services, employment424
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 1,051 | 67 | $34,234 |
| Health care and social assistance | 960 | 50 | $63,273 |
| Transportation and warehousing | 830 | 32 | $100,407 |
| Construction | 683 | 59 | $75,334 |
| Manufacturing | 530 | 19 | $89,453 |
| Professional, scientific and technical services | 424 | 58 | $91,479 |
| Agriculture, forestry, fishing and hunting | 329 | 31 | $40,623 |
| Other services, except public administration | 191 | 52 | $34,603 |
Retail trade is the largest private sector at 1,051 jobs, 11.9 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Churchill County
How many businesses are in Churchill County?
- Establishments, all industries485
- Employment at those establishments5,689
- Annual payroll$305.3 m
- Establishments per 1,000 residents18.8
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Churchill County
Building permits in Churchill County
- Housing units authorized by permit, 202445
- Declared construction value permitted$11.2 m
- Single family units authorized45
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$249,960
- Units authorized per 1,000 households4.7
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Churchill County
SBA loans in Churchill County (7(a) and 504)
- 7(a) approvals recorded19
- 7(a) gross approval dollars$9.1 m
- Average 7(a) approval$480,342
- Median 7(a) approval$150,000
- Largest single approval$3,800,000
- Jobs reported supported, 7(a)150
- Jobs per approval7.9
- Distinct 7(a) lenders active11
- Distinct industries receiving approvals14
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer10.5 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter15
- Franchise loans1
- Franchise share of approvals5.3 percent
- Leading industry by approval countOrnamental and Architectural Metal Work Manufacturing (3)
- Most active lenderU.S. Bank, National Association (5)
- 504 approvals recorded6
- 504 gross approval dollars$2.6 m
- Average 504 approval$433,833
- Median 504 approval$337,500
- Distinct CDCs active3
- 504 jobs per approval4.3
- 504 jobs per million dollars approved10.0
- Most active CDCNevada State Development Corporation (4)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$11.7 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Churchill County
SBA loan default and charge-off rates in Churchill County
Do SBA loans in Churchill County get paid back?
- Loans with a final outcome recorded4
- Paid in full4
- Charged off0
- Status: Paid in full4
- Status: Exempt from disclosure13
- Status: Cancelled2
Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Churchill County
How large is Churchill County?
- Land area4,930 sq mi
- Rank by land area among Nevada counties10th of 17
- Width, east to west94.1 mi
- Height, north to south64.1 mi
- Geographies sharing a boundary6
- Residents per square mile of land5
- Establishments per square mile0.10
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Churchill County
Flood risk in Churchill County
- Participation of the county's own NFIP community Churchill County, unincorporated areasParticipating, community 320030
- Communities in the county in the NFIP Community Status Book2
- Of those, participating in the NFIP2
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Churchill County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Churchill County (community 320030), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Churchill County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Churchill County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Churchill County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202425,805
- Households9,516
- Average household size2.71
- Median household income$79,163
- Median age40.4
Common questions
Churchill County questions, answered from the record.
How many people live in Churchill County, Nevada?
The Census Bureau estimates 26,033 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 25,805, in 9,516 households, ranking 8th of 17 Nevada counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Churchill County's population growing?
The population has grown 2.00 percent since the 2020 census base of 25,522, to 26,033 on July 1, 2024. In 2024 there were 281 births against 346 deaths, with net migration of 181. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Churchill County?
$79,163. The median owner-occupied home is valued at $329,900, which is 4.2 times income, and median gross rent is $1,319 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Churchill County?
485 establishments, employing 5,689 people with an annual payroll of $305.3 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Churchill County?
Retail trade is the largest private sector at 1,051 jobs, 11.9 percent of covered employment. Covered employment averages 8,837 jobs at an average annual pay of $60,811, or $1,169 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Churchill County?
19 7(a) approvals totaling $9.1 m since FY2020, across 11 lenders, with a median approval of $150,000, plus 6 504 approvals worth $2.6 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Churchill County?
45 housing units were authorized by permit in 2024, with a declared construction value of $11.2 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Churchill County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Churchill County come from?
The largest single origin is Washoe County, with 173 households. Arriving households report an average income of $64,080 against $59,410 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Churchill County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Churchill County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Churchill County
Cities and places in Churchill.
2 Census places lie wholly or partly in Churchill County. All 2 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Fallon | city | 9,463 | 19 | Wholly in this county |
| Fallon Station | CDP | 1,399 | None recorded | Wholly in this county |
Nearby