HomeNew HampshireCoos County
Coos County, New Hampshire: commercial real estate data.
Coos County, New Hampshire had an estimated 31,094 residents on July 1, 2024, down 0.5 percent since the 2020 census base of 31,259, across 1,795 square miles. County output reached $1.82 bn in 2024, 809 establishments operate here, and the SBA record carries 43 7(a) approvals worth $18.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Coos County
How many people live in Coos County
- Population, American Community Survey 2020-202431,271
- Households14,002
- Average household size2.23
- Median household income$57,677
- Median age50.3
- Median gross rent$876 per month
- Median owner-occupied home value$188,900
- Home value to household income3.3 times
- Annual rent as a share of median income18.2 percent
- Adults 25 and over with a bachelor degree or higher20.1 percent
- Adults 25 and over with a graduate degree7.0 percent
- Adults 25 and over24,369
- Population under 185,014
- Share under 1816.0 percent
- Population 65 and over8,152
- Share 65 and over26.1 percent
- Working age population, 18 to 6418,105
- Civilian labor force14,261
- Unemployment rate4.3 percent
- Labor force participation, adults 18 and over54.3 percent
- Rank by population among New Hampshire counties10th of 10
- Rank by population among US county-equivalents, Puerto Rico included1440th of 3,222
Coos County is the 10th largest of 10 New Hampshire counties by population. A median home costs 3.3 times median household income, which is moderately unaffordable by national standards. Residents 65 and over outnumber those under 18, at 26.1 percent against 16.0 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Coos County
Is Coos County's population growing?
- Population, July 1, 202431,094
- Census 2020 base population31,259
- Population change since the 2020 census base-0.53 percent
- Population change, 2023 to 2024-115
- Births, 2024209
- Deaths, 2024519
- Natural change, 2024-310
- Net domestic migration, 2024163
- Net international migration, 202434
- Total net migration, 2024197
- Cumulative net domestic migration, 2021 to 20241,144
- Rank by growth among US county-equivalents2031st of 3,144
The county has lost 0.53 percent of its population since the 2020 census base. Deaths exceeded births in 2024 by more than net migration added, so the population fell even though more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Coos County
Where are people moving to Coos County from?
- Tax returns filed by households arriving934
- People arriving, from those returns1,540
- Tax returns filed by households leaving732
- Net household movement202
- Adjusted gross income arriving$73.8 m
- Net adjusted gross income movement$23.9 m
- Average income of an arriving household$79,021
- Average income of a leaving household$68,172
- Largest single originGrafton County (99 households)
- Largest single destinationGrafton County (87 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Grafton County | 99 | 164 | $4.7 m |
| Hillsborough County | 61 | 94 | $6.0 m |
| Merrimack County | 51 | 85 | $3.7 m |
| Rockingham County | 43 | 67 | $3.3 m |
| Essex County | 37 | 65 | $1.7 m |
| Carroll County | 35 | 58 | $1.7 m |
| Belknap County | 27 | 44 | $2.0 m |
| Middlesex County | 24 | 36 | $3.1 m |
Households arriving report $10,849 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Grafton County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coos County
What is the Coos County economy?
- County GDP, 2024$1.82 bn
- County GDP, 2023$1.77 bn
- GDP change, 2023 to 20242.4 percent
- GDP change over five years35.6 percent
- Rank by GDP among the New Hampshire areas BEA publishes10th of 10
- Rank by GDP among the US county areas BEA publishes1362nd of 3,127
- GDP per resident$58,074
Output grew 2.4 percent in the latest year and 35.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Coos County
Employment by industry in Coos County
- Covered employment, annual average11,886
- Establishments reporting1,043
- Average annual pay$53,380
- Average weekly wage$1,027
- Accommodation and food services, employment1,850
- Accommodation and food services, average annual pay$32,954
- Health care and social assistance, employment1,763
- Health care and social assistance, average annual pay$71,307
- Retail trade, employment1,709
- Retail trade, average annual pay$38,291
- Manufacturing, employment642
- Manufacturing, average annual pay$55,626
- Arts, entertainment and recreation, employment582
- Construction, employment513
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Accommodation and food services | 1,850 | 117 | $32,954 |
| Health care and social assistance | 1,763 | 84 | $71,307 |
| Retail trade | 1,709 | 134 | $38,291 |
| Manufacturing | 642 | 42 | $55,626 |
| Arts, entertainment and recreation | 582 | 30 | $26,930 |
| Construction | 513 | 92 | $94,238 |
| Administrative and support and waste management services | 498 | 68 | $50,943 |
| Transportation and warehousing | 260 | 32 | $50,357 |
Accommodation and food services is the largest private sector at 1,850 jobs, 15.6 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Coos County
How many businesses are in Coos County?
- Establishments, all industries809
- Employment at those establishments8,380
- Annual payroll$404.7 m
- Establishments per 1,000 residents25.9
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Coos County
Building permits in Coos County
- Housing units authorized by permit, 2024115
- Declared construction value permitted$26.9 m
- Single family units authorized89
- Multifamily units authorized26
- Multifamily share of units22.6 percent
- Average declared value per unit$234,041
- Units authorized per 1,000 households8.2
Single-family homes are 77.4 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Coos County
SBA loans in Coos County (7(a) and 504)
- 7(a) approvals recorded43
- 7(a) gross approval dollars$18.1 m
- Average 7(a) approval$421,572
- Median 7(a) approval$150,000
- 10th percentile approval$25,000
- 90th percentile approval$1,490,000
- Largest single approval$2,635,000
- Jobs reported supported, 7(a)337
- Jobs per approval7.8
- Distinct 7(a) lenders active17
- Distinct industries receiving approvals29
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer18.6 percent
- Loans on real estate terms8
- Loans on working capital terms, 120 months or shorter35
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countElectrical Contractors and Other Wiring Installation Contractors (5)
- Most active lenderBar Harbor Bank & Trust (8)
- 504 approvals recorded26
- 504 gross approval dollars$6.9 m
- Average 504 approval$264,808
- Median 504 approval$202,500
- Distinct CDCs active4
- 504 jobs per approval3.8
- 504 jobs per million dollars approved14.4
- Most active CDCGranite State Economic Development Corporation (22)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$25.0 m
The average approval of $421,572 sits well above the median of $150,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 18.6 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Coos County
SBA loan default and charge-off rates in Coos County
Do SBA loans in Coos County get paid back?
- Loans with a final outcome recorded6
- Paid in full6
- Charged off0
- Status: Paid in full6
- Status: Exempt from disclosure28
- Status: Cancelled6
- Status: Committed, not yet disbursed3
Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Coos County
SBA lending by place in Coos County
- Borrower cities with recorded lending10
- Berlin, approvals11
- Colebrook, approvals8
- Groveton, approvals5
- Lancaster, approvals5
- Gorham, approvals5
- Jefferson, approvals4
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Berlin | 11 | $8,851,800 |
| Colebrook | 8 | $4,577,100 |
| Groveton | 5 | $1,068,200 |
| Lancaster | 5 | $376,500 |
| Gorham | 5 | $203,500 |
| Jefferson | 4 | $1,888,500 |
| Pittsburg | 2 | $501,000 |
| Errol | 1 | $486,000 |
| 2 other borrower cities | 2 | $175,000 |
Berlin accounts for 11 approvals against 8 in Colebrook. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Coos County
How large is Coos County?
- Land area1,795 sq mi
- Rank by land area among New Hampshire counties1st of 10
- Width, east to west37 mi
- Height, north to south83.8 mi
- Geographies sharing a boundary4
- Residents per square mile of land17
- Establishments per square mile0.45
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Coos County
Flood risk in Coos County
- Communities in the county in the NFIP Community Status Book20
- Of those, participating in the NFIP17
- NFIP participation rate85.0 percent
- Communities carrying a CRS class0
- Radon levels in Coos County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The EPA places Coos County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 85.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Coos County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Coos County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202431,271
- Households14,002
- Average household size2.23
- Median household income$57,677
- Median age50.3
Common questions
Coos County questions, answered from the record.
How many people live in Coos County, New Hampshire?
The Census Bureau estimates 31,094 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 31,271, in 14,002 households, ranking 10th of 10 New Hampshire counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Coos County's population growing?
The population has fallen 0.53 percent since the 2020 census base of 31,259, to 31,094 on July 1, 2024. In 2024 there were 209 births against 519 deaths, with net migration of 197. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Coos County?
$57,677. The median owner-occupied home is valued at $188,900, which is 3.3 times income, and median gross rent is $876 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Coos County?
809 establishments, employing 8,380 people with an annual payroll of $404.7 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Coos County?
Accommodation and food services is the largest private sector at 1,850 jobs, 15.6 percent of covered employment. Covered employment averages 11,886 jobs at an average annual pay of $53,380, or $1,027 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Coos County?
43 7(a) approvals totaling $18.1 m since FY2020, across 17 lenders, with a median approval of $150,000, plus 26 504 approvals worth $6.9 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Coos County?
115 housing units were authorized by permit in 2024, with a declared construction value of $26.9 m. Multifamily was 22.6 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Coos County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Coos County come from?
The largest single origin is Grafton County, with 99 households. Arriving households report an average income of $79,021 against $68,172 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Coos County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Coos County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Coos County
Cities and places in Coos.
7 Census places lie wholly or partly in Coos County. All 7 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Berlin | city | 9,383 | 11 | Wholly in this county |
| Lancaster | CDP | 2,230 | 5 | Wholly in this county |
| Gorham | CDP | 2,092 | 5 | Wholly in this county |
| Whitefield | CDP | 1,512 | 1 | Wholly in this county |
| Colebrook | CDP | 1,268 | 8 | Wholly in this county |
| Groveton | CDP | 834 | 5 | Wholly in this county |
| West Stewartstown | CDP | 312 | None recorded | Wholly in this county |
A further 8 of the county's 43 SBA 7(a) approvals are to borrowers in cities that match no Census place in Coos County, the largest being Jefferson (4), Pittsburg (2), Errol (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.