HomeNew JerseyGloucester County
Gloucester County, New Jersey: commercial real estate data.
Gloucester County, New Jersey had an estimated 311,783 residents on July 1, 2024, up 3.1 percent since the 2020 census base of 302,270, across 322 square miles. County output reached $19.11 bn in 2024, 6,298 establishments operate here, and the SBA record carries 381 7(a) approvals worth $160.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Gloucester County
How many people live in Gloucester County
- Population, American Community Survey 2020-2024306,954
- Households112,545
- Average household size2.73
- Median household income$105,115
- Median age40.1
- Median gross rent$1,531 per month
- Median owner-occupied home value$310,400
- Home value to household income3.0 times
- Annual rent as a share of median income17.5 percent
- Adults 25 and over with a bachelor degree or higher36.8 percent
- Adults 25 and over with a graduate degree12.6 percent
- Adults 25 and over211,800
- Population under 1865,238
- Share under 1821.3 percent
- Population 65 and over51,867
- Share 65 and over16.9 percent
- Working age population, 18 to 64189,849
- Civilian labor force165,382
- Unemployment rate5.3 percent
- Labor force participation, adults 18 and over68.4 percent
- Rank by population among New Jersey counties14th of 21
- Rank by population among US county-equivalents, Puerto Rico included235th of 3,222
Gloucester County is the 14th largest of 21 New Jersey counties by population. A median home costs 3.0 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 21.3 percent against 16.9 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Gloucester County
Is Gloucester County's population growing?
- Population, July 1, 2024311,783
- Census 2020 base population302,270
- Population change since the 2020 census base3.15 percent
- Population change, 2023 to 20242,943
- Births, 20243,032
- Deaths, 20242,716
- Natural change, 2024316
- Net domestic migration, 20241,896
- Net international migration, 2024747
- Total net migration, 20242,643
- Cumulative net domestic migration, 2021 to 20247,387
- Rank by growth among US county-equivalents837th of 3,144
The county has grown 3.15 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Gloucester County
Where are people moving to Gloucester County from?
- Tax returns filed by households arriving7,672
- People arriving, from those returns13,295
- Tax returns filed by households leaving7,342
- Net household movement330
- Adjusted gross income arriving$597.8 m
- Net adjusted gross income movement$41.5 m
- Average income of an arriving household$77,914
- Average income of a leaving household$75,757
- Largest single originCamden County (2,479 households)
- Largest single destinationCamden County (2,024 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Camden County | 2,479 | 4,254 | $161.3 m |
| Philadelphia County | 891 | 1,621 | $69.2 m |
| Burlington County | 580 | 983 | $63.3 m |
| Cumberland County | 373 | 644 | $20.8 m |
| Salem County | 296 | 549 | $19.3 m |
| Atlantic County | 284 | 433 | $17.8 m |
| Delaware County | 187 | 347 | $13.6 m |
| Montgomery County | 119 | 214 | $10.3 m |
Households arriving report $2,157 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Camden County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Gloucester County
What is the Gloucester County economy?
- County GDP, 2024$19.11 bn
- County GDP, 2023$18.25 bn
- GDP change, 2023 to 20244.7 percent
- GDP change over five years33.2 percent
- Rank by GDP among the New Jersey areas BEA publishes15th of 21
- Rank by GDP among the US county areas BEA publishes270th of 3,127
- GDP per resident$62,261
Output grew 4.7 percent in the latest year and 33.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Gloucester County
Employment by industry in Gloucester County
- Covered employment, annual average124,439
- Establishments reporting7,389
- Average annual pay$58,070
- Average weekly wage$1,117
- Retail trade, employment18,188
- Retail trade, average annual pay$42,295
- Health care and social assistance, employment17,779
- Health care and social assistance, average annual pay$58,067
- Transportation and warehousing, employment13,888
- Transportation and warehousing, average annual pay$50,341
- Accommodation and food services, employment10,178
- Accommodation and food services, average annual pay$24,964
- Manufacturing, employment9,032
- Wholesale trade, employment7,588
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 18,188 | 864 | $42,295 |
| Health care and social assistance | 17,779 | 1,568 | $58,067 |
| Transportation and warehousing | 13,888 | 224 | $50,341 |
| Accommodation and food services | 10,178 | 549 | $24,964 |
| Manufacturing | 9,032 | 264 | $76,617 |
| Wholesale trade | 7,588 | 349 | $78,170 |
| Construction | 6,253 | 686 | $86,411 |
| Administrative and support and waste management services | 5,859 | 428 | $55,416 |
Retail trade is the largest private sector at 18,188 jobs, 14.6 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Gloucester County
How many businesses are in Gloucester County?
- Establishments, all industries6,298
- Employment at those establishments107,864
- Annual payroll$5.88 bn
- Establishments per 1,000 residents20.5
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Gloucester County
Building permits in Gloucester County
- Housing units authorized by permit, 2024899
- Declared construction value permitted$121.3 m
- Single family units authorized787
- Multifamily units authorized112
- Multifamily share of units12.5 percent
- Average declared value per unit$134,976
- Units authorized per 1,000 households8.0
Single-family homes are 87.5 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Gloucester County
SBA loans in Gloucester County (7(a) and 504)
- 7(a) approvals recorded381
- 7(a) gross approval dollars$160.2 m
- Average 7(a) approval$420,383
- Median 7(a) approval$150,000
- 10th percentile approval$25,000
- 90th percentile approval$1,047,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)4,140
- Jobs per approval10.9
- Distinct 7(a) lenders active65
- Distinct industries receiving approvals143
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer13.4 percent
- Loans on real estate terms51
- Loans on working capital terms, 120 months or shorter309
- Franchise loans45
- Franchise share of approvals11.8 percent
- Most active lenderTD Bank, National Association (128)
- 504 approvals recorded46
- 504 gross approval dollars$54.1 m
- Average 504 approval$1,176,804
- Median 504 approval$637,500
- Distinct CDCs active4
- 504 jobs per approval15.4
- 504 jobs per million dollars approved13.1
- Most active CDCTrenton Business Assistance Corporation (35)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$214.3 m
The average approval of $420,383 sits well above the median of $150,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 13.4 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Gloucester County
SBA loan default and charge-off rates in Gloucester County
Do SBA loans in Gloucester County get paid back?
- Loans with a final outcome recorded69
- Paid in full56
- Charged off13
- Charge-off rate on resolved loans18.8 percent
- Status: Paid in full56
- Status: Exempt from disclosure247
- Status: Cancelled50
- Status: Charged off13
- Status: Committed, not yet disbursed15
Of the 69 loans that have reached a final outcome, 18.8 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gloucester County
SBA lending by place in Gloucester County
- Borrower cities with recorded lending33
- Sewell, approvals69
- Williamstown, approvals42
- Mullica Hill, approvals31
- Woodbury, approvals28
- Swedesboro, approvals22
- Glassboro, approvals20
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Sewell | 69 | $29,602,100 |
| Williamstown | 42 | $12,155,500 |
| Mullica Hill | 31 | $14,060,400 |
| Woodbury | 28 | $10,463,300 |
| Swedesboro | 22 | $19,962,800 |
| Glassboro | 20 | $13,316,100 |
| Westville | 18 | $9,465,800 |
| Blackwood | 16 | $5,973,600 |
| 25 other borrower cities | 135 | $45,166,200 |
Sewell accounts for 69 approvals against 42 in Williamstown. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gloucester County
How large is Gloucester County?
- Land area322 sq mi
- Rank by land area among New Jersey counties11th of 21
- Width, east to west30 mi
- Height, north to south27 mi
- Geographies sharing a boundary7
- Residents per square mile of land953
- Establishments per square mile19.56
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Gloucester County
Flood risk in Gloucester County
- Communities in the county in the NFIP Community Status Book24
- Of those, participating in the NFIP24
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 9
- Communities carrying a CRS class2
- Radon levels in Gloucester County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The EPA places Gloucester County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 9, which carries a flood insurance premium discount for policies written in that community. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Gloucester County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Gloucester County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-2024306,954
- Households112,545
- Average household size2.73
- Median household income$105,115
- Median age40.1
Common questions
Gloucester County questions, answered from the record.
How many people live in Gloucester County, New Jersey?
The Census Bureau estimates 311,783 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 306,954, in 112,545 households, ranking 14th of 21 New Jersey counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Gloucester County's population growing?
The population has grown 3.15 percent since the 2020 census base of 302,270, to 311,783 on July 1, 2024. In 2024 there were 3,032 births against 2,716 deaths, with net migration of 2,643. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Gloucester County?
$105,115. The median owner-occupied home is valued at $310,400, which is 3.0 times income, and median gross rent is $1,531 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Gloucester County?
6,298 establishments, employing 107,864 people with an annual payroll of $5.88 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Gloucester County?
Retail trade is the largest private sector at 18,188 jobs, 14.6 percent of covered employment. Covered employment averages 124,439 jobs at an average annual pay of $58,070, or $1,117 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Gloucester County?
381 7(a) approvals totaling $160.2 m since FY2020, across 65 lenders, with a median approval of $150,000, plus 46 504 approvals worth $54.1 m since FY2010. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Gloucester County get paid back?
Of the 69 loans that have reached a final outcome, 56 were paid in full and 13 charged off, a charge-off rate of 18.8 percent. Loans still running are excluded, because they have not yet succeeded or failed.
How many building permits were issued in Gloucester County?
899 housing units were authorized by permit in 2024, with a declared construction value of $121.3 m. Multifamily was 12.5 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Gloucester County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Gloucester County come from?
The largest single origin is Camden County, with 2,479 households. Arriving households report an average income of $77,914 against $75,757 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Gloucester County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Gloucester County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Gloucester County
Cities and places in Gloucester.
28 Census places lie wholly or partly in Gloucester County. All 28 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Glassboro | borough | 23,717 | 20 | Wholly in this county |
| Williamstown | CDP | 14,705 | 42 | Wholly in this county |
| Woodbury | city | 10,042 | 28 | Wholly in this county |
| Clayton | borough | 8,921 | 2 | Wholly in this county |
| Pitman | borough | 8,856 | 14 | Wholly in this county |
| Paulsboro | borough | 6,248 | 8 | Wholly in this county |
| Beckett | CDP | 5,017 | None recorded | Wholly in this county |
| Mullica Hill | CDP | 4,591 | 31 | Wholly in this county |
| Oak Valley | CDP | 4,413 | None recorded | Wholly in this county |
| Westville | borough | 4,310 | 18 | Wholly in this county |
| Gibbstown | CDP | 3,685 | 6 | Wholly in this county |
| Richwood | CDP | 3,197 | None recorded | Wholly in this county |
| Turnersville | CDP | 3,136 | 4 | Wholly in this county |
| Woodbury Heights | borough | 3,117 | 2 | Wholly in this county |
| National Park | borough | 3,044 | None recorded | Wholly in this county |
| Sewell | CDP | 2,982 | 69 | Wholly in this county |
| Swedesboro | borough | 2,733 | 22 | Wholly in this county |
| Thorofare | CDP | 2,348 | 1 | Wholly in this county |
| Wenonah | borough | 2,261 | 8 | Wholly in this county |
| Franklinville | CDP | 1,904 | 16 | Wholly in this county |
| Newfield | borough | 1,844 | 8 | Wholly in this county |
| Mickleton | CDP | 1,786 | 8 | Wholly in this county |
| Malaga | CDP | 1,693 | 1 | Wholly in this county |
| Victory Lakes | CDP | 1,577 | None recorded | Wholly in this county |
| Mount Royal | CDP | 1,155 | 3 | Wholly in this county |
| Grenloch | CDP | 666 | None recorded | 47.5 percent here, 52.5 percent Camden County |
| Bridgeport | CDP | 228 | None recorded | Wholly in this county |
| Harrisonville | CDP | 227 | None recorded | Wholly in this county |
A further 70 of the county's 381 SBA 7(a) approvals are to borrowers in cities that match no Census place in Gloucester County, the largest being Blackwood (16), West Deptford (16), Mantua (13). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.