HomeNew JerseyGloucester CountyClayton
Clayton, New Jersey: commercial real estate data.
Clayton is a Census borough of 8,921 people across 7.07 square miles of land, in Gloucester County. Median household income is $90,274, 80.8 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $54,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Clayton
What Clayton is
- Census place typeborough
- Land area7.07 sq mi
- Water area0.18 sq mi
- Population per square mile of land1,261
- County holding the largest share of its areaGloucester County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clayton
How many people live in Clayton
- Population8,921
- Median age39.8
- Population under 182,034 plus or minus 413
- Share under 1822.8 percent plus or minus 4.6
- Population 65 and over1,861 plus or minus 431
- Share 65 and over20.9 percent plus or minus 4.8
- Households3,381
- Family households2,569
- Share of households that are families76.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clayton
Income and work in Clayton
- Median household income$90,274 plus or minus $22,351
- Per capita income$37,919
- Civilian labor force4,158
- Employed3,859
- Unemployed299 plus or minus 178
- Unemployment rate7.2 percent plus or minus 4.2
- Adults 25 and over6,352
- Adults 25 and over with a high school diploma or higher93.5 percent
- Adults 25 and over with a bachelor degree or higher23.0 percent
- Adults 25 and over with a graduate degree7.1 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clayton
Housing in Clayton
- Housing units3,642
- Occupied units3,381
- Vacant units261 plus or minus 130
- Vacancy rate7.2 percent plus or minus 3.5
- Owner occupied2,732
- Renter occupied649 plus or minus 240
- Ownership rate80.8 percent
- Median owner-occupied home value$252,300
- Median gross rent, monthly$1,246
- Annual rent as a share of median income16.6 percent plus or minus 4.7
- Single family units3,068
- Share single family84.2 percent
- Units in buildings of two or more567 plus or minus 231
- Share in buildings of two or more15.6 percent plus or minus 6.2
- Mobile homes7 plus or minus 12
- Median year structure built1975
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clayton
How Clayton gets to work
- Workers 16 and over who commute3,189
- Commuting under 15 minutes668 plus or minus 217
- Share commuting under 15 minutes20.9 percent plus or minus 6.3
- Commuting 30 minutes or more1,580 plus or minus 327
- Share commuting 30 minutes or more49.5 percent
- Drove alone80.5 percent
- Carpooled5.2 percent plus or minus 2.8
- Public transport2.0 percent plus or minus 1.7
- Walked1.1 percent plus or minus 1.3
- Worked from home11.2 percent plus or minus 4.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clayton
SBA loans in Clayton (7(a))
- Approvals2
- Gross approval$54,000
- Average approval$27,000
- Median approval$27,000
- Largest approval$30,000
- Jobs supported4
- Jobs per approval2.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Clayton, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Clayton
Flood risk in Clayton
- NFIP communityBorough of Clayton
- NFIP community number340198
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date01/20/10
The Borough of Clayton participates in the National Flood Insurance Program as community 340198 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Gloucester County, not Clayton
Gloucester County context, not Clayton figures
- Establishments in Gloucester County6,298
- Covered employment, Gloucester County124,439
- Average annual pay, Gloucester County$58,070
- Housing units permitted, Gloucester County899
Every figure in this section is published for Gloucester County as a whole and is not a measurement of Clayton.
All Gloucester County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Clayton questions, answered from the record.
How many people live in Clayton, New Jersey?
8,921, in 3,381 households. Clayton borough covers 7.07 square miles of land, which is 1,261 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Clayton in?
Gloucester County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Clayton?
$90,274. The median owner-occupied home is valued at $252,300. Median gross rent is $1,246 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Clayton businesses?
2 7(a) approvals totaling $54,000 since FY2020, across 1 lenders, median approval $27,000. These count approvals to borrowers whose address is in Clayton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Clayton borrowers get paid back?
No rate is published for Clayton. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Clayton in the National Flood Insurance Program?
Yes. Clayton appears in the FEMA Community Status Book as Clayton, borough of, community 340198, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Clayton figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Gloucester County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Clayton.
Is zoning published for Clayton?
No. Nothing on this page presents parcel level zoning.