HomeNew JerseyGloucester CountyClayton borough
Clayton borough, New Jersey: commercial real estate data.
Clayton borough is a Census borough of 8,921 people across 7.07 square miles of land, in Gloucester County. Median household income is $90,274, 80.8 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $54,000.
66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Clayton
What Clayton is
- Census place typeborough
- Land area7.07 sq mi
- Water area0.18 sq mi
- Population per square mile of land1,261
- County holding the largest share of its areaGloucester County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clayton
How many people live in Clayton
- Population8,921
- Median age39.8
- Population under 182,034 plus or minus 413
- Share under 1822.8 percent plus or minus 4.6
- Population 65 and over1,861 plus or minus 431
- Share 65 and over20.9 percent plus or minus 4.8
- Households3,381
- Family households2,569
- Share of households that are families76.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clayton
Income and work in Clayton
- Median household income$90,274 plus or minus $22,351
- Per capita income$37,919
- Civilian labor force4,158
- Employed3,859
- Unemployed299 plus or minus 178
- Unemployment rate7.2 percent plus or minus 4.2
- Adults 25 and over6,352
- Adults 25 and over with a high school diploma or higher93.5 percent
- Adults 25 and over with a bachelor degree or higher23.0 percent
- Adults 25 and over with a graduate degree7.1 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clayton
Housing in Clayton
- Housing units3,642
- Occupied units3,381
- Vacant units261 plus or minus 130
- Vacancy rate7.2 percent plus or minus 3.5
- Owner occupied2,732
- Renter occupied649 plus or minus 240
- Ownership rate80.8 percent
- Median owner-occupied home value$252,300
- Median gross rent, monthly$1,246
- Annual rent as a share of median income16.6 percent plus or minus 4.7
- Single family units3,068
- Share single family84.2 percent
- Units in buildings of two or more567 plus or minus 231
- Share in buildings of two or more15.6 percent plus or minus 6.2
- Mobile homes7 plus or minus 12
- Median year structure built1975
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clayton
How Clayton gets to work
- Workers 16 and over who commute3,189
- Commuting under 15 minutes668 plus or minus 217
- Share commuting under 15 minutes20.9 percent plus or minus 6.3
- Commuting 30 minutes or more1,580 plus or minus 327
- Share commuting 30 minutes or more49.5 percent
- Drove alone80.5 percent
- Carpooled5.2 percent plus or minus 2.8
- Public transport2.0 percent plus or minus 1.7
- Walked1.1 percent plus or minus 1.3
- Worked from home11.2 percent plus or minus 4.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clayton
SBA loans in Clayton (7(a))
- Approvals2
- Gross approval$54,000
- Average approval$27,000
- Median approval$30,000
- Ninetieth percentile approval$30,000
- Largest approval$30,000
- Jobs supported4
- Jobs per approval2.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS2
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gloucester County, not Clayton
Gloucester County context, not Clayton figures
These are Gloucester County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Clayton measurements.
- Establishments in Gloucester County6,298
- Employment at those establishments, Gloucester County107,864
- Covered employment, Gloucester County124,439
- Average annual pay, Gloucester County$58,070
- Average weekly wage, Gloucester County$1,117
- Housing units permitted, Gloucester County899
- Of those, single family, Gloucester County787
- County product, 2024, Gloucester County$19,111,129,000
- County product change over the prior year, Gloucester County4.7 percent
- Average income of an arriving household, Gloucester County$77,914
Every figure in this section is published for Gloucester County as a whole and is not a measurement of Clayton. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Clayton questions, answered from the record.
How many people live in Clayton, New Jersey?
8,921, in 3,381 households. Clayton borough covers 7.07 square miles of land, which is 1,261 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Clayton in?
Gloucester County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Clayton?
$90,274. The median owner-occupied home is valued at $252,300. Median gross rent is $1,246 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Clayton businesses?
2 7(a) approvals totalling $54,000, across 1 lenders, median approval $30,000. These count approvals to borrowers whose address is in Clayton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Clayton borrowers get paid back?
No rate is published for Clayton. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Clayton figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Gloucester County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Clayton.
Is zoning published for Clayton?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.