HomeNew JerseyOcean CountyIsland Heights
Island Heights, New Jersey: commercial real estate data.
Island Heights is a Census borough of 1,720 people across 0.61 square miles of land, in Ocean County. Median household income is $109,231, 94.0 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $6.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Island Heights
What Island Heights is
- Census place typeborough
- Land area0.61 sq mi
- Water area0.31 sq mi
- Population per square mile of land2,825
- County holding the largest share of its areaOcean County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Island Heights
How many people live in Island Heights
- Population1,720
- Median age52.6
- Population under 18281 plus or minus 86
- Share under 1816.3 percent plus or minus 4.6
- Population 65 and over519
- Share 65 and over30.2 percent
- Households778
- Family households511
- Share of households that are families65.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Island Heights
Income and work in Island Heights
- Median household income$109,231
- Per capita income$69,107
- Civilian labor force873
- Employed850
- Unemployed23 plus or minus 15
- Unemployment rate2.6 percent plus or minus 1.7
- Adults 25 and over1,321
- Adults 25 and over with a high school diploma or higher98.0 percent
- Adults 25 and over with a bachelor degree or higher50.2 percent
- Adults 25 and over with a graduate degree19.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Island Heights
Housing in Island Heights
- Housing units853
- Occupied units778
- Vacant units75 plus or minus 36
- Vacancy rate8.8 percent plus or minus 4.1
- Owner occupied731
- Renter occupied47 plus or minus 22
- Ownership rate94.0 percent
- Median owner-occupied home value$546,800
- Median gross rent, monthly$1,750
- Annual rent as a share of median income19.2 percent plus or minus 4.5
- Single family units821
- Share single family96.2 percent
- Units in buildings of two or more32 plus or minus 28
- Share in buildings of two or more3.8 percent plus or minus 3.3
- Mobile homes0
- Median year structure built1956
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Island Heights
How Island Heights gets to work
- Workers 16 and over who commute708
- Commuting under 15 minutes240 plus or minus 75
- Share commuting under 15 minutes33.9 percent plus or minus 9.1
- Commuting 30 minutes or more264 plus or minus 64
- Share commuting 30 minutes or more37.3 percent
- Drove alone74.3 percent
- Carpooled8.3 percent plus or minus 6.0
- Public transport0.5 percent plus or minus 0.6
- Walked2.2 percent plus or minus 1.9
- Worked from home14.7 percent plus or minus 4.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Island Heights
SBA loans in Island Heights (7(a))
- Approvals4
- Gross approval$6,162,500
- Average approval$1,540,625
- Median approval$966,750
- Largest approval$4,154,000
- Jobs supported33
- Jobs per approval8.3
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term210 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Island Heights, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Island Heights
Flood risk in Island Heights
- NFIP communityBorough of Island Heights
- NFIP community number340374
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/29/06
The Borough of Island Heights participates in the National Flood Insurance Program as community 340374 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Ocean County, not Island Heights
Ocean County context, not Island Heights figures
- Establishments in Ocean County15,020
- Covered employment, Ocean County189,912
- Average annual pay, Ocean County$57,452
- Housing units permitted, Ocean County3,706
Every figure in this section is published for Ocean County as a whole and is not a measurement of Island Heights.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Island Heights questions, answered from the record.
How many people live in Island Heights, New Jersey?
1,720, in 778 households. Island Heights borough covers 0.61 square miles of land, which is 2,825 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Island Heights in?
Ocean County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Island Heights?
$109,231. The median owner-occupied home is valued at $546,800. Median gross rent is $1,750 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Island Heights businesses?
4 7(a) approvals totaling $6.2 m since FY2020, across 4 lenders, median approval $966,750. These count approvals to borrowers whose address is in Island Heights, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Island Heights borrowers get paid back?
No rate is published for Island Heights. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Island Heights in the National Flood Insurance Program?
Yes. Island Heights appears in the FEMA Community Status Book as Island Heights, borough of, community 340374, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Island Heights figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ocean County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Island Heights.
Is zoning published for Island Heights?
No. Nothing on this page presents parcel level zoning.