HomeNew JerseyOcean CountyPoint Pleasant
Point Pleasant, New Jersey: commercial real estate data.
Point Pleasant is a Census borough of 19,334 people across 3.49 square miles of land, in Ocean County. Median household income is $115,625, 81.6 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $750,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Point Pleasant
What Point Pleasant is
- Census place typeborough
- Land area3.49 sq mi
- Water area0.67 sq mi
- Population per square mile of land5,538
- County holding the largest share of its areaOcean County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Point Pleasant
How many people live in Point Pleasant
- Population19,334
- Median age46.1
- Population under 183,644
- Share under 1818.8 percent
- Population 65 and over3,586
- Share 65 and over18.5 percent
- Households8,049
- Family households5,540
- Share of households that are families68.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Point Pleasant
Income and work in Point Pleasant
- Median household income$115,625
- Per capita income$61,294
- Civilian labor force11,607
- Employed11,262
- Unemployed345 plus or minus 135
- Unemployment rate3.0 percent plus or minus 1.2
- Adults 25 and over14,768
- Adults 25 and over with a high school diploma or higher96.7 percent
- Adults 25 and over with a bachelor degree or higher50.0 percent
- Adults 25 and over with a graduate degree18.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Point Pleasant
Housing in Point Pleasant
- Housing units8,742
- Occupied units8,049
- Vacant units693 plus or minus 234
- Vacancy rate7.9 percent plus or minus 2.7
- Owner occupied6,569
- Renter occupied1,480
- Ownership rate81.6 percent
- Median owner-occupied home value$575,300
- Median gross rent, monthly$1,930
- Annual rent as a share of median income20.0 percent
- Single family units7,328
- Share single family83.8 percent
- Units in buildings of two or more1,414 plus or minus 294
- Share in buildings of two or more16.2 percent plus or minus 3.3
- Mobile homes0
- Median year structure built1970
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Point Pleasant
How Point Pleasant gets to work
- Workers 16 and over who commute9,441
- Commuting under 15 minutes2,366
- Share commuting under 15 minutes25.1 percent
- Commuting 30 minutes or more4,107
- Share commuting 30 minutes or more43.5 percent
- Drove alone73.3 percent
- Carpooled5.9 percent plus or minus 2.2
- Public transport1.0 percent plus or minus 1.1
- Walked2.1 percent plus or minus 1.2
- Worked from home14.4 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Point Pleasant
SBA loans in Point Pleasant (7(a))
- Approvals4
- Gross approval$750,000
- Average approval$187,500
- Median approval$187,500
- Largest approval$350,000
- Jobs supported31
- Jobs per approval7.8
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Point Pleasant, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Point Pleasant
SBA loans in Point Pleasant (504)
- Approvals4
- Gross approval$1,328,000
- Average approval$332,000
- Median approval$251,000
- Largest approval$743,000
- Jobs supported20
- Loans with a final outcome0
- Charged off0
- Median term270 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Point Pleasant, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Point Pleasant
Flood risk in Point Pleasant
- NFIP communityBorough of Point Pleasant
- NFIP community number345313
- Participating in the NFIPYes
- Community Rating System classClass 7
- Currently effective map date06/20/18
The Borough of Point Pleasant participates in the National Flood Insurance Program as community 345313 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Ocean County, not Point Pleasant
Ocean County context, not Point Pleasant figures
- Establishments in Ocean County15,020
- Covered employment, Ocean County189,912
- Average annual pay, Ocean County$57,452
- Housing units permitted, Ocean County3,706
Every figure in this section is published for Ocean County as a whole and is not a measurement of Point Pleasant.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Point Pleasant questions, answered from the record.
How many people live in Point Pleasant, New Jersey?
19,334, in 8,049 households. Point Pleasant borough covers 3.49 square miles of land, which is 5,538 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Point Pleasant in?
Ocean County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Point Pleasant?
$115,625. The median owner-occupied home is valued at $575,300. Median gross rent is $1,930 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Point Pleasant businesses?
4 7(a) approvals totaling $750,000 since FY2020, across 3 lenders, median approval $187,500, plus 4 504 approvals worth $1.3 m since FY2010. These count approvals to borrowers whose address is in Point Pleasant, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Point Pleasant borrowers get paid back?
No rate is published for Point Pleasant. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Point Pleasant in the National Flood Insurance Program?
Yes. Point Pleasant appears in the FEMA Community Status Book as Point Pleasant, borough of, community 345313, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Point Pleasant figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ocean County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Point Pleasant.
Is zoning published for Point Pleasant?
No. Nothing on this page presents parcel level zoning.