HomeNew JerseyOcean CountyPoint Pleasant Beach
Point Pleasant Beach, New Jersey: commercial real estate data.
Point Pleasant Beach is a Census borough of 4,855 people across 1.42 square miles of land, in Ocean County. Median household income is $141,716, 75.8 percent of occupied homes are owned, and the SBA record carries 18 7(a) approvals to borrowers here worth $4.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Point Pleasant Beach
What Point Pleasant Beach is
- Census place typeborough
- Land area1.42 sq mi
- Water area0.32 sq mi
- Population per square mile of land3,410
- County holding the largest share of its areaOcean County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Point Pleasant Beach
How many people live in Point Pleasant Beach
- Population4,855
- Median age48.5
- Population under 18811 plus or minus 195
- Share under 1816.7 percent plus or minus 4.0
- Population 65 and over970 plus or minus 258
- Share 65 and over20.0 percent plus or minus 5.3
- Households1,961
- Family households1,278
- Share of households that are families65.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Point Pleasant Beach
Income and work in Point Pleasant Beach
- Median household income$141,716
- Per capita income$69,411
- Civilian labor force2,812
- Employed2,655
- Unemployed157 plus or minus 93
- Unemployment rate5.6 percent plus or minus 3.2
- Adults 25 and over3,565
- Adults 25 and over with a high school diploma or higher92.4 percent
- Adults 25 and over with a bachelor degree or higher59.6 percent
- Adults 25 and over with a graduate degree17.9 percent plus or minus 4.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Point Pleasant Beach
Housing in Point Pleasant Beach
- Housing units2,822
- Occupied units1,961
- Vacant units861 plus or minus 228
- Vacancy rate30.5 percent plus or minus 7.5
- Owner occupied1,487
- Renter occupied474 plus or minus 135
- Ownership rate75.8 percent
- Median owner-occupied home value$850,300
- Median gross rent, monthly$1,820
- Annual rent as a share of median income15.4 percent
- Single family units2,382
- Share single family84.4 percent
- Units in buildings of two or more440 plus or minus 144
- Share in buildings of two or more15.6 percent plus or minus 4.8
- Mobile homes0
- Median year structure built1963
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Point Pleasant Beach
How Point Pleasant Beach gets to work
- Workers 16 and over who commute2,288
- Commuting under 15 minutes749 plus or minus 245
- Share commuting under 15 minutes32.7 percent plus or minus 9.5
- Commuting 30 minutes or more1,032 plus or minus 246
- Share commuting 30 minutes or more45.1 percent
- Drove alone55.8 percent
- Carpooled10.8 percent plus or minus 4.8
- Public transport5.5 percent plus or minus 4.8
- Walked7.0 percent plus or minus 6.2
- Worked from home14.4 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Point Pleasant Beach
SBA loans in Point Pleasant Beach (7(a))
- Approvals18
- Gross approval$4,627,200
- Average approval$257,067
- Median approval$75,000
- Largest approval$2,740,000
- Jobs supported102
- Jobs per approval5.7
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more11.1 percent
- Share to franchises0.0 percent
- Distinct lenders10
- Distinct industries by NAICS13
Counted by borrower city: approvals to borrowers whose address is in Point Pleasant Beach, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Point Pleasant Beach
SBA loans in Point Pleasant Beach (504)
- Approvals5
- Gross approval$3,605,000
- Average approval$721,000
- Median approval$783,000
- Largest approval$1,165,000
- Jobs supported33
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Point Pleasant Beach, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Point Pleasant Beach
Flood risk in Point Pleasant Beach
- NFIP communityBorough of Point Pleasant Beach
- NFIP community number340388
- Participating in the NFIPYes
- Community Rating System classClass 6
- Currently effective map date06/20/18
The Borough of Point Pleasant Beach participates in the National Flood Insurance Program as community 340388 and carries Community Rating System class 6, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Ocean County, not Point Pleasant Beach
Ocean County context, not Point Pleasant Beach figures
- Establishments in Ocean County15,020
- Covered employment, Ocean County189,912
- Average annual pay, Ocean County$57,452
- Housing units permitted, Ocean County3,706
Every figure in this section is published for Ocean County as a whole and is not a measurement of Point Pleasant Beach.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Point Pleasant Beach questions, answered from the record.
How many people live in Point Pleasant Beach, New Jersey?
4,855, in 1,961 households. Point Pleasant Beach borough covers 1.42 square miles of land, which is 3,410 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Point Pleasant Beach in?
Ocean County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Point Pleasant Beach?
$141,716. The median owner-occupied home is valued at $850,300. Median gross rent is $1,820 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Point Pleasant Beach businesses?
18 7(a) approvals totaling $4.6 m since FY2020, across 10 lenders, median approval $75,000, plus 5 504 approvals worth $3.6 m since FY2010. These count approvals to borrowers whose address is in Point Pleasant Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Point Pleasant Beach borrowers get paid back?
No rate is published for Point Pleasant Beach. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Point Pleasant Beach in the National Flood Insurance Program?
Yes. Point Pleasant Beach appears in the FEMA Community Status Book as Point Pleasant Beach, borough of, community 340388, carrying Community Rating System class 6, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Point Pleasant Beach figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ocean County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Point Pleasant Beach.
Is zoning published for Point Pleasant Beach?
No. Nothing on this page presents parcel level zoning.