HomeNew JerseyOcean CountyLakewood
Lakewood, New Jersey: commercial real estate data.
Lakewood is a Census CDP of 69,585 people across 7.08 square miles of land, in Ocean County. Median household income is $56,968, 39.1 percent of occupied homes are owned, and the SBA record carries 312 7(a) approvals to borrowers here worth $143.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Lakewood
What Lakewood is
- Census place typeCDP
- Land area7.08 sq mi
- Water area0.24 sq mi
- Population per square mile of land9,829
- County holding the largest share of its areaOcean County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lakewood
How many people live in Lakewood
- Population69,585
- Median age17.5
- Population under 1835,599
- Share under 1851.2 percent
- Population 65 and over3,482
- Share 65 and over5.0 percent
- Households14,036
- Family households12,473
- Share of households that are families88.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lakewood
Income and work in Lakewood
- Median household income$56,968
- Per capita income$19,050
- Civilian labor force19,670
- Employed18,434
- Unemployed1,236 plus or minus 370
- Unemployment rate6.3 percent plus or minus 1.8
- Adults 25 and over26,185
- Adults 25 and over with a high school diploma or higher89.3 percent
- Adults 25 and over with a bachelor degree or higher31.9 percent
- Adults 25 and over with a graduate degree15.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lakewood
Housing in Lakewood
- Housing units14,718
- Occupied units14,036
- Vacant units682 plus or minus 262
- Vacancy rate4.6 percent plus or minus 1.8
- Owner occupied5,484
- Renter occupied8,552
- Ownership rate39.1 percent
- Median owner-occupied home value$715,500
- Median gross rent, monthly$1,718
- Annual rent as a share of median income36.2 percent
- Single family units9,998
- Share single family67.9 percent
- Units in buildings of two or more4,700
- Share in buildings of two or more31.9 percent
- Mobile homes20 plus or minus 31
- Median year structure built1993
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lakewood
How Lakewood gets to work
- Workers 16 and over who commute14,814
- Commuting under 15 minutes6,489
- Share commuting under 15 minutes43.8 percent
- Commuting 30 minutes or more2,790
- Share commuting 30 minutes or more18.8 percent
- Drove alone62.1 percent
- Carpooled13.2 percent plus or minus 2.7
- Public transport1.6 percent plus or minus 1.1
- Walked5.6 percent plus or minus 2.1
- Worked from home16.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lakewood
SBA loans in Lakewood (7(a))
- Approvals312
- Gross approval$143,482,600
- Average approval$459,880
- Median approval$177,500
- Ninetieth percentile approval$962,370
- Largest approval$5,000,000
- Jobs supported2,580
- Jobs per approval8.3
- Loans with a final outcome54
- Paid in full42
- Charged off12
- Charge-off rate over resolved loans22.2 percent
- Median term120 months
- Share on real estate terms of 20 years or more3.2 percent
- Share to franchises1.0 percent
- Distinct lenders46
- Distinct industries by NAICS134
Counted by borrower city: approvals to borrowers whose address is in Lakewood, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lakewood
SBA loans in Lakewood (504)
- Approvals19
- Gross approval$39,344,000
- Average approval$2,070,737
- Median approval$1,433,000
- Largest approval$5,000,000
- Jobs supported583
- Loans with a final outcome4
- Charged off0
- Median term300 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Lakewood, in any county, FY2010 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lakewood
Flood risk in Lakewood
- NFIP communityTownship of Lakewood
- NFIP community number340378
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/29/06
The Township of Lakewood participates in the National Flood Insurance Program as community 340378 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Ocean County, not Lakewood
Ocean County context, not Lakewood figures
- Establishments in Ocean County15,020
- Covered employment, Ocean County189,912
- Average annual pay, Ocean County$57,452
- Housing units permitted, Ocean County3,706
Every figure in this section is published for Ocean County as a whole and is not a measurement of Lakewood.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Lakewood questions, answered from the record.
How many people live in Lakewood, New Jersey?
69,585, in 14,036 households. Lakewood CDP covers 7.08 square miles of land, which is 9,829 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lakewood in?
Ocean County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lakewood?
$56,968. The median owner-occupied home is valued at $715,500. Median gross rent is $1,718 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lakewood businesses?
312 7(a) approvals totaling $143.5 m since FY2020, across 46 lenders, median approval $177,500, plus 19 504 approvals worth $39.3 m since FY2010. These count approvals to borrowers whose address is in Lakewood, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lakewood borrowers get paid back?
Of the 54 loans that have reached a final outcome, 42 were paid in full and 12 charged off, a charge off rate of 22.2 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Lakewood in the National Flood Insurance Program?
Yes. Lakewood appears in the FEMA Community Status Book as Lakewood, township of, community 340378, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Lakewood figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ocean County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lakewood.
Is zoning published for Lakewood?
No. Nothing on this page presents parcel level zoning.