HomeNew JerseyOcean CountyPine Beach borough
Pine Beach borough, New Jersey: commercial real estate data.
Pine Beach borough is a Census borough of 2,306 people across 0.64 square miles of land, in Ocean County. Median household income is $142,920, 94.4 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $1.8 m.
66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Pine Beach
What Pine Beach is
- Census place typeborough
- Land area0.64 sq mi
- Water area0.01 sq mi
- Population per square mile of land3,625
- County holding the largest share of its areaOcean County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pine Beach
How many people live in Pine Beach
- Population2,306
- Median age51.3
- Population under 18394 plus or minus 100
- Share under 1817.1 percent
- Population 65 and over582 plus or minus 221
- Share 65 and over25.2 percent plus or minus 8.3
- Households912 plus or minus 201
- Family households728 plus or minus 197
- Share of households that are families79.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pine Beach
Income and work in Pine Beach
- Median household income$142,920
- Per capita income$65,172
- Civilian labor force1,410 plus or minus 427
- Employed1,354 plus or minus 427
- Unemployed56 plus or minus 30
- Unemployment rate4.0 percent plus or minus 1.8
- Adults 25 and over1,738 plus or minus 423
- Adults 25 and over with a high school diploma or higher96.9 percent plus or minus 30.7
- Adults 25 and over with a bachelor degree or higher50.7 percent
- Adults 25 and over with a graduate degree14.8 percent plus or minus 5.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pine Beach
Housing in Pine Beach
- Housing units1,018
- Occupied units912 plus or minus 201
- Vacant units106 plus or minus 67
- Vacancy rate10.4 percent plus or minus 6.2
- Owner occupied861 plus or minus 197
- Renter occupied51 plus or minus 27
- Ownership rate94.4 percent
- Median owner-occupied home value$457,800
- Median gross rent, monthly$1,563 plus or minus $660
- Annual rent as a share of median income13.1 percent plus or minus 6.0
- Single family units1,000 plus or minus 202
- Share single family98.2 percent
- Units in buildings of two or more18 plus or minus 21
- Share in buildings of two or more1.8 percent plus or minus 2.1
- Mobile homes0
- Median year structure built1961
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pine Beach
How Pine Beach gets to work
- Workers 16 and over who commute1,146 plus or minus 441
- Commuting under 15 minutes218 plus or minus 65
- Share commuting under 15 minutes19.0 percent plus or minus 9.3
- Commuting 30 minutes or more273 plus or minus 63
- Share commuting 30 minutes or more23.8 percent plus or minus 10.7
- Drove alone81.4 percent plus or minus 20.3
- Carpooled4.7 percent plus or minus 1.7
- Public transport0.5 percent plus or minus 0.8
- Walked1.1 percent plus or minus 1.2
- Worked from home12.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pine Beach
SBA loans in Pine Beach (7(a))
- Approvals6
- Gross approval$1,776,600
- Average approval$296,100
- Median approval$143,300
- Ninetieth percentile approval$1,200,000
- Largest approval$1,200,000
- Jobs supported17
- Jobs per approval2.8
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises33.3 percent
- Distinct lenders3
- Distinct industries by NAICS4
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ocean County, not Pine Beach
Ocean County context, not Pine Beach figures
These are Ocean County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Pine Beach measurements.
- Establishments in Ocean County15,020
- Employment at those establishments, Ocean County172,650
- Covered employment, Ocean County189,912
- Average annual pay, Ocean County$57,452
- Average weekly wage, Ocean County$1,105
- Housing units permitted, Ocean County3,706
- Of those, single family, Ocean County2,808
- County product, 2024, Ocean County$31,708,748,000
- County product change over the prior year, Ocean County4.5 percent
- Average income of an arriving household, Ocean County$104,688
Every figure in this section is published for Ocean County as a whole and is not a measurement of Pine Beach. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Pine Beach questions, answered from the record.
How many people live in Pine Beach, New Jersey?
2,306, in 912 households. Pine Beach borough covers 0.64 square miles of land, which is 3,625 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Pine Beach in?
Ocean County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Pine Beach?
$142,920. The median owner-occupied home is valued at $457,800. Median gross rent is $1,563 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Pine Beach businesses?
6 7(a) approvals totalling $1.8 m, across 3 lenders, median approval $143,300. These count approvals to borrowers whose address is in Pine Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Pine Beach borrowers get paid back?
No rate is published for Pine Beach. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Pine Beach figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ocean County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Pine Beach.
Is zoning published for Pine Beach?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.