HomeNew JerseyOcean CountyPine Beach
Pine Beach, New Jersey: commercial real estate data.
Pine Beach is a Census borough of 2,306 people across 0.64 square miles of land, in Ocean County. Median household income is $142,920, 94.4 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $1.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Pine Beach
What Pine Beach is
- Census place typeborough
- Land area0.64 sq mi
- Water area0.01 sq mi
- Population per square mile of land3,625
- County holding the largest share of its areaOcean County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pine Beach
How many people live in Pine Beach
- Population2,306
- Median age51.3
- Population under 18394 plus or minus 100
- Share under 1817.1 percent
- Population 65 and over582 plus or minus 221
- Share 65 and over25.2 percent plus or minus 8.3
- Households912 plus or minus 201
- Family households728 plus or minus 197
- Share of households that are families79.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pine Beach
Income and work in Pine Beach
- Median household income$142,920
- Per capita income$65,172
- Civilian labor force1,410 plus or minus 427
- Employed1,354 plus or minus 427
- Unemployed56 plus or minus 30
- Unemployment rate4.0 percent plus or minus 1.8
- Adults 25 and over1,738 plus or minus 423
- Adults 25 and over with a high school diploma or higher96.9 percent plus or minus 30.7
- Adults 25 and over with a bachelor degree or higher50.7 percent
- Adults 25 and over with a graduate degree14.8 percent plus or minus 5.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pine Beach
Housing in Pine Beach
- Housing units1,018
- Occupied units912 plus or minus 201
- Vacant units106 plus or minus 67
- Vacancy rate10.4 percent plus or minus 6.2
- Owner occupied861 plus or minus 197
- Renter occupied51 plus or minus 27
- Ownership rate94.4 percent
- Median owner-occupied home value$457,800
- Median gross rent, monthly$1,563 plus or minus $660
- Annual rent as a share of median income13.1 percent plus or minus 6.0
- Single family units1,000 plus or minus 202
- Share single family98.2 percent
- Units in buildings of two or more18 plus or minus 21
- Share in buildings of two or more1.8 percent plus or minus 2.1
- Mobile homes0
- Median year structure built1961
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pine Beach
How Pine Beach gets to work
- Workers 16 and over who commute1,146 plus or minus 441
- Commuting under 15 minutes218 plus or minus 65
- Share commuting under 15 minutes19.0 percent plus or minus 9.3
- Commuting 30 minutes or more273 plus or minus 63
- Share commuting 30 minutes or more23.8 percent plus or minus 10.7
- Drove alone81.4 percent plus or minus 20.3
- Carpooled4.7 percent plus or minus 1.7
- Public transport0.5 percent plus or minus 0.8
- Walked1.1 percent plus or minus 1.2
- Worked from home12.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pine Beach
SBA loans in Pine Beach (7(a))
- Approvals6
- Gross approval$1,776,600
- Average approval$296,100
- Median approval$89,650
- Largest approval$1,200,000
- Jobs supported17
- Jobs per approval2.8
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises33.3 percent
- Distinct lenders3
- Distinct industries by NAICS4
Counted by borrower city: approvals to borrowers whose address is in Pine Beach, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Pine Beach
Flood risk in Pine Beach
- NFIP communityBorough of Pine Beach
- NFIP community number340385
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/29/06
The Borough of Pine Beach participates in the National Flood Insurance Program as community 340385 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Ocean County, not Pine Beach
Ocean County context, not Pine Beach figures
- Establishments in Ocean County15,020
- Covered employment, Ocean County189,912
- Average annual pay, Ocean County$57,452
- Housing units permitted, Ocean County3,706
Every figure in this section is published for Ocean County as a whole and is not a measurement of Pine Beach.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Pine Beach questions, answered from the record.
How many people live in Pine Beach, New Jersey?
2,306, in 912 households. Pine Beach borough covers 0.64 square miles of land, which is 3,625 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Pine Beach in?
Ocean County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Pine Beach?
$142,920. The median owner-occupied home is valued at $457,800. Median gross rent is $1,563 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Pine Beach businesses?
6 7(a) approvals totaling $1.8 m since FY2020, across 3 lenders, median approval $89,650. These count approvals to borrowers whose address is in Pine Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Pine Beach borrowers get paid back?
No rate is published for Pine Beach. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Pine Beach in the National Flood Insurance Program?
Yes. Pine Beach appears in the FEMA Community Status Book as Pine Beach, borough of, community 340385, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Pine Beach figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ocean County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Pine Beach.
Is zoning published for Pine Beach?
No. Nothing on this page presents parcel level zoning.