HomeNew JerseyOcean CountySeaside Heights
Seaside Heights, New Jersey: commercial real estate data.
Seaside Heights is a Census borough of 2,478 people across 0.62 square miles of land, in Ocean County. Median household income is $47,589, 39.9 percent of occupied homes are owned, and the SBA record carries 9 7(a) approvals to borrowers here worth $4.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Seaside Heights
What Seaside Heights is
- Census place typeborough
- Land area0.62 sq mi
- Water area0.13 sq mi
- Population per square mile of land4,014
- County holding the largest share of its areaOcean County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Seaside Heights
How many people live in Seaside Heights
- Population2,478
- Median age49.9
- Population under 18366 plus or minus 242
- Share under 1814.8 percent plus or minus 9.7
- Population 65 and over423 plus or minus 138
- Share 65 and over17.1 percent plus or minus 5.6
- Households1,325
- Family households672
- Share of households that are families50.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Seaside Heights
Income and work in Seaside Heights
- Median household income$47,589 plus or minus $25,253
- Per capita income$38,444 plus or minus $11,657
- Civilian labor force1,081 plus or minus 323
- Employed995 plus or minus 312
- Unemployed86 plus or minus 61
- Unemployment rate8.0 percent plus or minus 5.1
- Adults 25 and over1,868
- Adults 25 and over with a high school diploma or higher81.8 percent
- Adults 25 and over with a bachelor degree or higher31.0 percent plus or minus 9.7
- Adults 25 and over with a graduate degree8.8 percent plus or minus 5.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Seaside Heights
Housing in Seaside Heights
- Housing units3,136
- Occupied units1,325
- Vacant units1,811
- Vacancy rate57.7 percent
- Owner occupied529 plus or minus 200
- Renter occupied796
- Ownership rate39.9 percent plus or minus 14.1
- Median owner-occupied home value$408,200
- Median gross rent, monthly$1,480
- Annual rent as a share of median income37.3 percent plus or minus 20.3
- Single family units1,294
- Share single family41.3 percent
- Units in buildings of two or more1,842
- Share in buildings of two or more58.7 percent
- Mobile homes0
- Median year structure built1955
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Seaside Heights
How Seaside Heights gets to work
- Workers 16 and over who commute886 plus or minus 289
- Commuting under 15 minutes210 plus or minus 113
- Share commuting under 15 minutes23.7 percent plus or minus 10.1
- Commuting 30 minutes or more379 plus or minus 161
- Share commuting 30 minutes or more42.8 percent plus or minus 11.7
- Drove alone65.8 percent plus or minus 14.5
- Carpooled6.7 percent plus or minus 6.5
- Public transport1.5 percent plus or minus 2.3
- Walked9.4 percent plus or minus 5.2
- Worked from home10.2 percent plus or minus 5.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Seaside Heights
SBA loans in Seaside Heights (7(a))
- Approvals9
- Gross approval$4,318,000
- Average approval$479,778
- Median approval$65,000
- Largest approval$1,638,000
- Jobs supported23
- Jobs per approval2.6
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more22.2 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS6
Counted by borrower city: approvals to borrowers whose address is in Seaside Heights, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Seaside Heights
SBA loans in Seaside Heights (504)
- Approvals1
- Gross approval$152,000
- Average approval$152,000
- Median approval$152,000
- Largest approval$152,000
- Jobs supported13
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Seaside Heights, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Seaside Heights
Flood risk in Seaside Heights
- NFIP communityBorough of Seaside Heights
- NFIP community number340389
- Participating in the NFIPYes
- Community Rating System classClass 10
- Currently effective map date09/29/06
The Borough of Seaside Heights participates in the National Flood Insurance Program as community 340389 and carries Community Rating System class 10, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Ocean County, not Seaside Heights
Ocean County context, not Seaside Heights figures
- Establishments in Ocean County15,020
- Covered employment, Ocean County189,912
- Average annual pay, Ocean County$57,452
- Housing units permitted, Ocean County3,706
Every figure in this section is published for Ocean County as a whole and is not a measurement of Seaside Heights.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Seaside Heights questions, answered from the record.
How many people live in Seaside Heights, New Jersey?
2,478, in 1,325 households. Seaside Heights borough covers 0.62 square miles of land, which is 4,014 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Seaside Heights in?
Ocean County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Seaside Heights?
$47,589. The median owner-occupied home is valued at $408,200. Median gross rent is $1,480 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Seaside Heights businesses?
9 7(a) approvals totaling $4.3 m since FY2020, across 4 lenders, median approval $65,000, plus 1 504 approvals worth $152,000 since FY2010. These count approvals to borrowers whose address is in Seaside Heights, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Seaside Heights borrowers get paid back?
No rate is published for Seaside Heights. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Seaside Heights in the National Flood Insurance Program?
Yes. Seaside Heights appears in the FEMA Community Status Book as Seaside Heights, borough of, community 340389, carrying Community Rating System class 10, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Seaside Heights figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ocean County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Seaside Heights.
Is zoning published for Seaside Heights?
No. Nothing on this page presents parcel level zoning.