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HomeNew JerseyOcean CountySeaside Heights borough

Seaside Heights borough, New Jersey: commercial real estate data.

Seaside Heights borough is a Census borough of 2,478 people across 0.62 square miles of land, in Ocean County. Median household income is $47,589, 39.9 percent of occupied homes are owned, and the SBA record carries 9 7(a) approvals to borrowers here worth $4.3 m.

76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Seaside Heights

What Seaside Heights is

  • Census place typeborough
  • Land area0.62 sq mi
  • Water area0.13 sq mi
  • Population per square mile of land4,014
  • County holding the largest share of its areaOcean County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Seaside Heights

How many people live in Seaside Heights

  • Population2,478
  • Median age49.9
  • Population under 18366 plus or minus 242
  • Share under 1814.8 percent plus or minus 9.7
  • Population 65 and over423 plus or minus 138
  • Share 65 and over17.1 percent plus or minus 5.6
  • Households1,325
  • Family households672
  • Share of households that are families50.7 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Seaside Heights

Income and work in Seaside Heights

  • Median household income$47,589 plus or minus $25,253
  • Per capita income$38,444 plus or minus $11,657
  • Civilian labor force1,081 plus or minus 323
  • Employed995 plus or minus 312
  • Unemployed86 plus or minus 61
  • Unemployment rate8.0 percent plus or minus 5.1
  • Adults 25 and over1,868
  • Adults 25 and over with a high school diploma or higher81.8 percent
  • Adults 25 and over with a bachelor degree or higher31.0 percent plus or minus 9.7
  • Adults 25 and over with a graduate degree8.8 percent plus or minus 5.1

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Seaside Heights

Housing in Seaside Heights

  • Housing units3,136
  • Occupied units1,325
  • Vacant units1,811
  • Vacancy rate57.7 percent
  • Owner occupied529 plus or minus 200
  • Renter occupied796
  • Ownership rate39.9 percent plus or minus 14.1
  • Median owner-occupied home value$408,200
  • Median gross rent, monthly$1,480
  • Annual rent as a share of median income37.3 percent plus or minus 20.3
  • Single family units1,294
  • Share single family41.3 percent
  • Units in buildings of two or more1,842
  • Share in buildings of two or more58.7 percent
  • Mobile homes0
  • Median year structure built1955

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Seaside Heights

How Seaside Heights gets to work

  • Workers 16 and over who commute886 plus or minus 289
  • Commuting under 15 minutes210 plus or minus 113
  • Share commuting under 15 minutes23.7 percent plus or minus 10.1
  • Commuting 30 minutes or more379 plus or minus 161
  • Share commuting 30 minutes or more42.8 percent plus or minus 11.7
  • Drove alone65.8 percent plus or minus 14.5
  • Carpooled6.7 percent plus or minus 6.5
  • Public transport1.5 percent plus or minus 2.3
  • Walked9.4 percent plus or minus 5.2
  • Worked from home10.2 percent plus or minus 5.9

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Seaside Heights

SBA loans in Seaside Heights (7(a))

  • Approvals9
  • Gross approval$4,318,000
  • Average approval$479,778
  • Median approval$65,000
  • Ninetieth percentile approval$1,638,000
  • Largest approval$1,638,000
  • Jobs supported23
  • Jobs per approval2.6
  • Loans with a final outcome1
  • Paid in full1
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more22.2 percent
  • Share to franchises0.0 percent
  • Distinct lenders4
  • Distinct industries by NAICS6

A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Seaside Heights

SBA loans in Seaside Heights (504)

  • Approvals1
  • Gross approval$152,000
  • Average approval$152,000
  • Median approval$152,000
  • Largest approval$152,000
  • Jobs supported13
  • Loans with a final outcome1
  • Charged off0
  • Median term240 months
  • Distinct CDCs1

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Ocean County, not Seaside Heights

Ocean County context, not Seaside Heights figures

These are Ocean County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Seaside Heights measurements.

  • Establishments in Ocean County15,020
  • Employment at those establishments, Ocean County172,650
  • Covered employment, Ocean County189,912
  • Average annual pay, Ocean County$57,452
  • Average weekly wage, Ocean County$1,105
  • Housing units permitted, Ocean County3,706
  • Of those, single family, Ocean County2,808
  • County product, 2024, Ocean County$31,708,748,000
  • County product change over the prior year, Ocean County4.5 percent
  • Average income of an arriving household, Ocean County$104,688

Every figure in this section is published for Ocean County as a whole and is not a measurement of Seaside Heights. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Seaside Heights questions, answered from the record.

How many people live in Seaside Heights, New Jersey?

2,478, in 1,325 households. Seaside Heights borough covers 0.62 square miles of land, which is 4,014 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Seaside Heights in?

Ocean County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Seaside Heights?

$47,589. The median owner-occupied home is valued at $408,200. Median gross rent is $1,480 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Seaside Heights businesses?

9 7(a) approvals totalling $4.3 m, across 4 lenders, median approval $65,000, plus 1 504 approvals worth $152,000. These count approvals to borrowers whose address is in Seaside Heights, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Seaside Heights borrowers get paid back?

No rate is published for Seaside Heights. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Are the county figures on this page Seaside Heights figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ocean County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Seaside Heights.

Is zoning published for Seaside Heights?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.