HomeNew JerseyPassaic CountyClifton
Clifton, New Jersey: commercial real estate data.
Clifton is a Census city of 89,379 people across 11.27 square miles of land, in Passaic County. Median household income is $98,237, 59.6 percent of occupied homes are owned, and the SBA record carries 146 7(a) approvals to borrowers here worth $58.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Clifton
What Clifton is
- Census place typecity
- Land area11.27 sq mi
- Water area0.15 sq mi
- Population per square mile of land7,928
- County holding the largest share of its areaPassaic County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clifton
How many people live in Clifton
- Population89,379
- Median age41.6
- Population under 1817,620
- Share under 1819.7 percent
- Population 65 and over17,463
- Share 65 and over19.5 percent
- Households33,614
- Family households22,890
- Share of households that are families68.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clifton
Income and work in Clifton
- Median household income$98,237
- Per capita income$47,587
- Civilian labor force49,872
- Employed46,335
- Unemployed3,537
- Unemployment rate7.1 percent
- Adults 25 and over65,865
- Adults 25 and over with a high school diploma or higher89.6 percent
- Adults 25 and over with a bachelor degree or higher35.5 percent
- Adults 25 and over with a graduate degree11.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clifton
Housing in Clifton
- Housing units34,611
- Occupied units33,614
- Vacant units997 plus or minus 332
- Vacancy rate2.9 percent plus or minus 1.0
- Owner occupied20,021
- Renter occupied13,593
- Ownership rate59.6 percent
- Median owner-occupied home value$461,900
- Median gross rent, monthly$1,711
- Annual rent as a share of median income20.9 percent
- Single family units18,440
- Share single family53.3 percent
- Units in buildings of two or more16,099
- Share in buildings of two or more46.5 percent
- Mobile homes72 plus or minus 63
- Median year structure built1951
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clifton
How Clifton gets to work
- Workers 16 and over who commute39,556
- Commuting under 15 minutes9,150
- Share commuting under 15 minutes23.1 percent
- Commuting 30 minutes or more15,220
- Share commuting 30 minutes or more38.5 percent
- Drove alone66.5 percent
- Carpooled8.3 percent
- Public transport9.0 percent
- Walked1.9 percent plus or minus 0.6
- Worked from home12.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clifton
SBA loans in Clifton (7(a))
- Approvals146
- Gross approval$58,235,000
- Average approval$398,870
- Median approval$100,000
- Ninetieth percentile approval$1,160,500
- Largest approval$5,000,000
- Jobs supported1,436
- Jobs per approval9.8
- Loans with a final outcome36
- Paid in full26
- Charged off10
- Charge-off rate over resolved loans27.8 percent
- Median term120 months
- Share on real estate terms of 20 years or more12.3 percent
- Share to franchises2.7 percent
- Distinct lenders36
- Distinct industries by NAICS82
Counted by borrower city: approvals to borrowers whose address is in Clifton, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Clifton
SBA loans in Clifton (504)
- Approvals27
- Gross approval$37,054,000
- Average approval$1,372,370
- Median approval$906,000
- Largest approval$4,877,000
- Jobs supported388
- Loans with a final outcome9
- Charged off0
- Median term240 months
- Distinct CDCs5
Counted by borrower city: approvals to borrowers whose address is in Clifton, in any county, FY2010 to FY2026. Only 9 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Clifton
Flood risk in Clifton
- NFIP communityCity of Clifton
- NFIP community number340398
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date04/17/20
The City of Clifton participates in the National Flood Insurance Program as community 340398 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Passaic County, not Clifton
Passaic County context, not Clifton figures
- Establishments in Passaic County12,406
- Covered employment, Passaic County170,830
- Average annual pay, Passaic County$63,668
- Housing units permitted, Passaic County852
Every figure in this section is published for Passaic County as a whole and is not a measurement of Clifton.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Clifton questions, answered from the record.
How many people live in Clifton, New Jersey?
89,379, in 33,614 households. Clifton city covers 11.27 square miles of land, which is 7,928 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Clifton in?
Passaic County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Clifton?
$98,237. The median owner-occupied home is valued at $461,900. Median gross rent is $1,711 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Clifton businesses?
146 7(a) approvals totaling $58.2 m since FY2020, across 36 lenders, median approval $100,000, plus 27 504 approvals worth $37.1 m since FY2010. These count approvals to borrowers whose address is in Clifton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Clifton borrowers get paid back?
Of the 36 loans that have reached a final outcome, 26 were paid in full and 10 charged off, a charge off rate of 27.8 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Clifton in the National Flood Insurance Program?
Yes. Clifton appears in the FEMA Community Status Book as Clifton, city of, community 340398, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Clifton figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Passaic County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Clifton.
Is zoning published for Clifton?
No. Nothing on this page presents parcel level zoning.