HomeNew JerseyPassaic CountyPassaic city
Passaic city, New Jersey: commercial real estate data.
Passaic city is a Census city of 70,002 people across 3.13 square miles of land, in Passaic County. Median household income is $55,371, 23.8 percent of occupied homes are owned, and the SBA record carries 75 7(a) approvals to borrowers here worth $27.6 m.
77 sourced place values · tier FULL · 8 sections
Passaic
What Passaic is
- Census place typecity
- Land area3.13 sq mi
- Water area0.11 sq mi
- Population per square mile of land22,344
- County holding the largest share of its areaPassaic County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Passaic
How many people live in Passaic
- Population70,002
- Median age31.9
- Population under 1821,051
- Share under 1830.1 percent
- Population 65 and over7,301
- Share 65 and over10.4 percent
- Households21,151
- Family households15,619
- Share of households that are families73.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Passaic
Income and work in Passaic
- Median household income$55,371
- Per capita income$24,489
- Civilian labor force33,971
- Employed29,714
- Unemployed4,257
- Unemployment rate12.5 percent
- Adults 25 and over40,642
- Adults 25 and over with a high school diploma or higher67.6 percent
- Adults 25 and over with a bachelor degree or higher16.7 percent
- Adults 25 and over with a graduate degree5.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Passaic
Housing in Passaic
- Housing units21,693
- Occupied units21,151
- Vacant units542 plus or minus 164
- Vacancy rate2.5 percent plus or minus 0.8
- Owner occupied5,028
- Renter occupied16,123
- Ownership rate23.8 percent
- Median owner-occupied home value$429,900
- Median gross rent, monthly$1,465
- Annual rent as a share of median income31.7 percent
- Single family units4,074
- Share single family18.8 percent
- Units in buildings of two or more17,543
- Share in buildings of two or more80.9 percent
- Mobile homes62 plus or minus 59
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Passaic
How Passaic gets to work
- Workers 16 and over who commute26,563
- Commuting under 15 minutes7,618
- Share commuting under 15 minutes28.7 percent
- Commuting 30 minutes or more8,834
- Share commuting 30 minutes or more33.3 percent
- Drove alone48.6 percent
- Carpooled17.3 percent
- Public transport11.9 percent
- Walked10.5 percent
- Worked from home9.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Passaic
SBA 7(a) lending to Passaic borrowers
- Approvals75
- Gross approval$27,635,200
- Average approval$368,469
- Median approval$150,000
- Ninetieth percentile approval$1,000,000
- Largest approval$2,940,000
- Jobs supported791
- Jobs per approval10.5
- Loans with a final outcome13
- Paid in full10
- Charged off3
- Charge-off rate over resolved loans23.1 percent
- Median term120 months
- Share on real estate terms of 20 years or more12.0 percent
- Share to franchises2.7 percent
- Distinct lenders27
- Distinct industries by NAICS47
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Passaic
SBA 504 lending to Passaic borrowers
- Approvals4
- Gross approval$1,033,000
- Average approval$258,250
- Median approval$295,000
- Largest approval$420,000
- Jobs supported7
- Loans with a final outcome3
- Charged off1
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Passaic County, not Passaic
Passaic County context, not Passaic figures
These are Passaic County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Passaic measurements.
- Establishments in Passaic County12,406
- Employment at those establishments, Passaic County146,956
- Covered employment, Passaic County170,830
- Average annual pay, Passaic County$63,668
- Average weekly wage, Passaic County$1,224
- Housing units permitted, Passaic County852
- Of those, single family, Passaic County209
- County product, 2024, Passaic County$29,073,802,000
- County product change over the prior year, Passaic County5.1 percent
- Average income of an arriving household, Passaic County$74,324
Every figure in this section is published for Passaic County as a whole and is not a measurement of Passaic. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Passaic questions, answered from the record.
How many people live in Passaic, New Jersey?
70,002, in 21,151 households. Passaic city covers 3.13 square miles of land, which is 22,344 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Passaic in?
Passaic County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Passaic?
$55,371. The median owner-occupied home is valued at $429,900. Median gross rent is $1,465 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Passaic businesses?
75 7(a) approvals totalling $27.6 m, across 27 lenders, median approval $150,000, plus 4 504 approvals worth $1.0 m. These count approvals to borrowers whose address is in Passaic, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Passaic borrowers get paid back?
Of the 13 loans that have reached a final outcome, 10 were paid in full and 3 charged off, a charge off rate of 23.1 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Passaic figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Passaic County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Passaic.
Is zoning published for Passaic?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.