HomeNew JerseyPassaic CountyPassaic
Passaic, New Jersey: commercial real estate data.
Passaic is a Census city of 70,002 people across 3.13 square miles of land, in Passaic County. Median household income is $55,371, 23.8 percent of occupied homes are owned, and the SBA record carries 75 7(a) approvals to borrowers here worth $27.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Passaic
What Passaic is
- Census place typecity
- Land area3.13 sq mi
- Water area0.11 sq mi
- Population per square mile of land22,344
- County holding the largest share of its areaPassaic County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Passaic
How many people live in Passaic
- Population70,002
- Median age31.9
- Population under 1821,051
- Share under 1830.1 percent
- Population 65 and over7,301
- Share 65 and over10.4 percent
- Households21,151
- Family households15,619
- Share of households that are families73.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Passaic
Income and work in Passaic
- Median household income$55,371
- Per capita income$24,489
- Civilian labor force33,971
- Employed29,714
- Unemployed4,257
- Unemployment rate12.5 percent
- Adults 25 and over40,642
- Adults 25 and over with a high school diploma or higher67.6 percent
- Adults 25 and over with a bachelor degree or higher16.7 percent
- Adults 25 and over with a graduate degree5.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Passaic
Housing in Passaic
- Housing units21,693
- Occupied units21,151
- Vacant units542 plus or minus 164
- Vacancy rate2.5 percent plus or minus 0.8
- Owner occupied5,028
- Renter occupied16,123
- Ownership rate23.8 percent
- Median owner-occupied home value$429,900
- Median gross rent, monthly$1,465
- Annual rent as a share of median income31.7 percent
- Single family units4,074
- Share single family18.8 percent
- Units in buildings of two or more17,543
- Share in buildings of two or more80.9 percent
- Mobile homes62 plus or minus 59
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Passaic
How Passaic gets to work
- Workers 16 and over who commute26,563
- Commuting under 15 minutes7,618
- Share commuting under 15 minutes28.7 percent
- Commuting 30 minutes or more8,834
- Share commuting 30 minutes or more33.3 percent
- Drove alone48.6 percent
- Carpooled17.3 percent
- Public transport11.9 percent
- Walked10.5 percent
- Worked from home9.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Passaic
SBA loans in Passaic (7(a))
- Approvals75
- Gross approval$27,635,200
- Average approval$368,469
- Median approval$150,000
- Ninetieth percentile approval$989,200
- Largest approval$2,940,000
- Jobs supported791
- Jobs per approval10.5
- Loans with a final outcome13
- Paid in full10
- Charged off3
- Median term120 months
- Share on real estate terms of 20 years or more12.0 percent
- Share to franchises2.7 percent
- Distinct lenders27
- Distinct industries by NAICS47
Counted by borrower city: approvals to borrowers whose address is in Passaic, in any county, FY2020 to FY2026. Only 13 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Passaic
SBA loans in Passaic (504)
- Approvals4
- Gross approval$1,033,000
- Average approval$258,250
- Median approval$239,500
- Largest approval$420,000
- Jobs supported7
- Loans with a final outcome3
- Charged off1
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Passaic, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Passaic
Flood risk in Passaic
- NFIP communityCity of Passaic
- NFIP community number340403
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date04/17/20
The City of Passaic participates in the National Flood Insurance Program as community 340403 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Passaic County, not Passaic
Passaic County context, not Passaic figures
- Establishments in Passaic County12,406
- Covered employment, Passaic County170,830
- Average annual pay, Passaic County$63,668
- Housing units permitted, Passaic County852
Every figure in this section is published for Passaic County as a whole and is not a measurement of Passaic.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Passaic questions, answered from the record.
How many people live in Passaic, New Jersey?
70,002, in 21,151 households. Passaic city covers 3.13 square miles of land, which is 22,344 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Passaic in?
Passaic County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Passaic?
$55,371. The median owner-occupied home is valued at $429,900. Median gross rent is $1,465 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Passaic businesses?
75 7(a) approvals totaling $27.6 m since FY2020, across 27 lenders, median approval $150,000, plus 4 504 approvals worth $1.0 m since FY2010. These count approvals to borrowers whose address is in Passaic, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Passaic borrowers get paid back?
No rate is published for Passaic. Only 13 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Passaic in the National Flood Insurance Program?
Yes. Passaic appears in the FEMA Community Status Book as Passaic, city of, community 340403, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Passaic figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Passaic County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Passaic.
Is zoning published for Passaic?
No. Nothing on this page presents parcel level zoning.