HomeNew JerseyPassaic CountyRingwood
Ringwood, New Jersey: commercial real estate data.
Ringwood is a Census borough of 11,657 people across 25.59 square miles of land, in Passaic County. Median household income is $152,414, 96.2 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $8.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Ringwood
What Ringwood is
- Census place typeborough
- Land area25.59 sq mi
- Water area2.91 sq mi
- Population per square mile of land456
- County holding the largest share of its areaPassaic County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ringwood
How many people live in Ringwood
- Population11,657
- Median age42.6
- Population under 182,251
- Share under 1819.3 percent
- Population 65 and over2,069
- Share 65 and over17.7 percent
- Households4,186
- Family households3,386
- Share of households that are families80.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ringwood
Income and work in Ringwood
- Median household income$152,414
- Per capita income$64,461
- Civilian labor force6,970
- Employed6,632
- Unemployed338 plus or minus 223
- Unemployment rate4.8 percent plus or minus 3.2
- Adults 25 and over8,523
- Adults 25 and over with a high school diploma or higher96.7 percent
- Adults 25 and over with a bachelor degree or higher52.5 percent
- Adults 25 and over with a graduate degree18.2 percent plus or minus 4.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ringwood
Housing in Ringwood
- Housing units4,252
- Occupied units4,186
- Vacant units66 plus or minus 65
- Vacancy rate1.6 percent plus or minus 1.5
- Owner occupied4,028
- Renter occupied158 plus or minus 84
- Ownership rate96.2 percent
- Median owner-occupied home value$449,800
- Median gross rent, monthly$1,750 plus or minus $1,271
- Annual rent as a share of median income13.8 percent plus or minus 10.1
- Single family units4,129
- Share single family97.1 percent
- Units in buildings of two or more79 plus or minus 67
- Share in buildings of two or more1.9 percent plus or minus 1.6
- Mobile homes44 plus or minus 59
- Median year structure built1964
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ringwood
How Ringwood gets to work
- Workers 16 and over who commute5,530
- Commuting under 15 minutes770 plus or minus 217
- Share commuting under 15 minutes13.9 percent plus or minus 3.8
- Commuting 30 minutes or more2,947
- Share commuting 30 minutes or more53.3 percent
- Drove alone76.3 percent
- Carpooled6.3 percent plus or minus 2.3
- Public transport1.6 percent plus or minus 1.3
- Walked0.4 percent plus or minus 0.7
- Worked from home14.9 percent plus or minus 4.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ringwood
SBA loans in Ringwood (7(a))
- Approvals7
- Gross approval$8,655,000
- Average approval$1,236,429
- Median approval$200,000
- Largest approval$3,895,000
- Jobs supported64
- Jobs per approval9.1
- Loans with a final outcome3
- Paid in full2
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more42.9 percent
- Share to franchises0.0 percent
- Distinct lenders6
- Distinct industries by NAICS7
Counted by borrower city: approvals to borrowers whose address is in Ringwood, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ringwood
SBA loans in Ringwood (504)
- Approvals3
- Gross approval$7,418,000
- Average approval$2,472,667
- Median approval$1,838,000
- Largest approval$5,000,000
- Jobs supported235
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Ringwood, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ringwood
Flood risk in Ringwood
- NFIP communityBorough of Ringwood
- NFIP community number340407
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date04/17/20
The Borough of Ringwood participates in the National Flood Insurance Program as community 340407 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Passaic County, not Ringwood
Passaic County context, not Ringwood figures
- Establishments in Passaic County12,406
- Covered employment, Passaic County170,830
- Average annual pay, Passaic County$63,668
- Housing units permitted, Passaic County852
Every figure in this section is published for Passaic County as a whole and is not a measurement of Ringwood.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Ringwood questions, answered from the record.
How many people live in Ringwood, New Jersey?
11,657, in 4,186 households. Ringwood borough covers 25.59 square miles of land, which is 456 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ringwood in?
Passaic County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ringwood?
$152,414. The median owner-occupied home is valued at $449,800. Median gross rent is $1,750 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ringwood businesses?
7 7(a) approvals totaling $8.7 m since FY2020, across 6 lenders, median approval $200,000, plus 3 504 approvals worth $7.4 m since FY2010. These count approvals to borrowers whose address is in Ringwood, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ringwood borrowers get paid back?
No rate is published for Ringwood. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Ringwood in the National Flood Insurance Program?
Yes. Ringwood appears in the FEMA Community Status Book as Ringwood, borough of, community 340407, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Ringwood figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Passaic County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ringwood.
Is zoning published for Ringwood?
No. Nothing on this page presents parcel level zoning.