HomeNew JerseyUnion CountyCranford
Cranford, New Jersey: commercial real estate data.
Cranford is a Census CDP of 1,937 people across 0.34 square miles of land, in Union County. Median household income is $79,508, 35.4 percent of occupied homes are owned, and the SBA record carries 45 7(a) approvals to borrowers here worth $19.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cranford
What Cranford is
- Census place typeCDP
- Land area0.34 sq mi
- Water area0 sq mi
- Population per square mile of land5,751 plus or minus 1,256
- County holding the largest share of its areaUnion County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cranford
How many people live in Cranford
- Population1,937 plus or minus 423
- Median age45.5
- Population under 18250 plus or minus 102
- Share under 1812.9 percent plus or minus 4.5
- Population 65 and over521 plus or minus 156
- Share 65 and over26.9 percent plus or minus 5.5
- Households973 plus or minus 200
- Family households405 plus or minus 116
- Share of households that are families41.6 percent plus or minus 8.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cranford
Income and work in Cranford
- Median household income$79,508 plus or minus $27,688
- Per capita income$71,223
- Civilian labor force1,115 plus or minus 252
- Employed1,078 plus or minus 262
- Unemployed37 plus or minus 49
- Unemployment rate3.3 percent plus or minus 4.3
- Adults 25 and over1,495 plus or minus 321
- Adults 25 and over with a high school diploma or higher94.9 percent plus or minus 26.9
- Adults 25 and over with a bachelor degree or higher63.1 percent plus or minus 18.4
- Adults 25 and over with a graduate degree26.9 percent plus or minus 5.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cranford
Housing in Cranford
- Housing units988 plus or minus 199
- Occupied units973 plus or minus 200
- Vacant units15 plus or minus 24
- Vacancy rate1.5 percent plus or minus 2.4
- Owner occupied344 plus or minus 145
- Renter occupied629 plus or minus 169
- Ownership rate35.4 percent plus or minus 13.0
- Median owner-occupied home value$646,500
- Median gross rent, monthly$2,458
- Annual rent as a share of median income37.1 percent plus or minus 13.6
- Single family units290 plus or minus 127
- Share single family29.4 percent plus or minus 11.4
- Units in buildings of two or more698 plus or minus 196
- Share in buildings of two or more70.6 percent
- Mobile homes0
- Median year structure built1952
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cranford
How Cranford gets to work
- Workers 16 and over who commute646 plus or minus 137
- Commuting under 15 minutes129 plus or minus 69
- Share commuting under 15 minutes20.0 percent plus or minus 9.8
- Commuting 30 minutes or more422 plus or minus 118
- Share commuting 30 minutes or more65.3 percent
- Drove alone41.9 percent
- Carpooled0.1 percent plus or minus 0.7
- Public transport14.8 percent plus or minus 6.3
- Walked1.7 percent plus or minus 2.1
- Worked from home39.6 percent plus or minus 19.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cranford
SBA loans in Cranford (7(a))
- Approvals45
- Gross approval$19,195,000
- Average approval$426,556
- Median approval$250,000
- Ninetieth percentile approval$808,200
- Largest approval$4,770,000
- Jobs supported462
- Jobs per approval10.3
- Loans with a final outcome7
- Paid in full7
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more6.7 percent
- Share to franchises13.3 percent
- Distinct lenders21
- Distinct industries by NAICS35
Counted by borrower city: approvals to borrowers whose address is in Cranford, in any county, FY2020 to FY2026. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cranford
SBA loans in Cranford (504)
- Approvals2
- Gross approval$5,430,000
- Average approval$2,715,000
- Median approval$2,715,000
- Largest approval$3,579,000
- Jobs supported20
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Cranford, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cranford
Flood risk in Cranford
- NFIP communityTownship of Cranford
- NFIP community number345291
- Participating in the NFIPYes
- Community Rating System classClass 7
- Currently effective map date09/20/06
The Township of Cranford participates in the National Flood Insurance Program as community 345291 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Union County, not Cranford
Union County context, not Cranford figures
- Establishments in Union County14,276
- Covered employment, Union County229,010
- Average annual pay, Union County$84,322
- Housing units permitted, Union County1,696
Every figure in this section is published for Union County as a whole and is not a measurement of Cranford.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cranford questions, answered from the record.
How many people live in Cranford, New Jersey?
1,937, in 973 households. Cranford CDP covers 0.34 square miles of land, which is 5,751 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cranford in?
Union County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cranford?
$79,508. The median owner-occupied home is valued at $646,500. Median gross rent is $2,458 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cranford businesses?
45 7(a) approvals totaling $19.2 m since FY2020, across 21 lenders, median approval $250,000, plus 2 504 approvals worth $5.4 m since FY2010. These count approvals to borrowers whose address is in Cranford, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cranford borrowers get paid back?
No rate is published for Cranford. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Cranford in the National Flood Insurance Program?
Yes. Cranford appears in the FEMA Community Status Book as Cranford, township of, community 345291, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cranford figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Union County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cranford.
Is zoning published for Cranford?
No. Nothing on this page presents parcel level zoning.