HomeNew MexicoLincoln CountyRuidoso Downs
Ruidoso Downs, New Mexico: commercial real estate data.
Ruidoso Downs is a Census city of 2,655 people across 3.79 square miles of land, in Lincoln County. Median household income is $31,354, 63.0 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $3.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Ruidoso Downs
What Ruidoso Downs is
- Census place typecity
- Land area3.79 sq mi
- Water area0 sq mi
- Population per square mile of land701
- County holding the largest share of its areaLincoln County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ruidoso Downs
How many people live in Ruidoso Downs
- Population2,655
- Median age38.4 plus or minus 12.5
- Population under 18739 plus or minus 243
- Share under 1827.8 percent plus or minus 9.1
- Population 65 and over662 plus or minus 246
- Share 65 and over24.9 percent plus or minus 9.2
- Households1,215
- Family households753 plus or minus 174
- Share of households that are families62.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ruidoso Downs
Income and work in Ruidoso Downs
- Median household income$31,354 plus or minus $17,966
- Per capita income$17,874 plus or minus $5,006
- Civilian labor force1,016 plus or minus 209
- Employed981 plus or minus 204
- Unemployed35 plus or minus 45
- Unemployment rate3.4 percent plus or minus 4.4
- Adults 25 and over1,701
- Adults 25 and over with a high school diploma or higher95.3 percent
- Adults 25 and over with a bachelor degree or higher21.5 percent plus or minus 10.1
- Adults 25 and over with a graduate degree12.2 percent plus or minus 8.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ruidoso Downs
Housing in Ruidoso Downs
- Housing units1,487
- Occupied units1,215
- Vacant units272 plus or minus 155
- Vacancy rate18.3 percent plus or minus 10.1
- Owner occupied765 plus or minus 233
- Renter occupied450 plus or minus 171
- Ownership rate63.0 percent plus or minus 17.1
- Median owner-occupied home value$154,000 plus or minus $105,158
- Median gross rent, monthly$936
- Annual rent as a share of median income35.8 percent plus or minus 21.7
- Single family units458 plus or minus 234
- Share single family30.8 percent plus or minus 15.2
- Units in buildings of two or more153 plus or minus 99
- Share in buildings of two or more10.3 percent plus or minus 6.5
- Mobile homes876 plus or minus 193
- Median year structure built1983
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ruidoso Downs
How Ruidoso Downs gets to work
- Workers 16 and over who commute913 plus or minus 191
- Commuting under 15 minutes622 plus or minus 267
- Share commuting under 15 minutes68.1 percent plus or minus 25.6
- Commuting 30 minutes or more76 plus or minus 67
- Share commuting 30 minutes or more8.3 percent plus or minus 7.1
- Drove alone73.5 percent plus or minus 19.5
- Carpooled14.1 percent plus or minus 10.6
- Public transport0.0 percent
- Walked0.2 percent plus or minus 0.8
- Worked from home0.4 percent plus or minus 1.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ruidoso Downs
SBA loans in Ruidoso Downs (7(a))
- Approvals4
- Gross approval$3,041,800
- Average approval$760,450
- Median approval$213,050
- Largest approval$2,577,000
- Jobs supported18
- Jobs per approval4.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term270 months
- Share on real estate terms of 20 years or more75.0 percent
- Share to franchises25.0 percent
- Distinct lenders3
- Distinct industries by NAICS4
Counted by borrower city: approvals to borrowers whose address is in Ruidoso Downs, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ruidoso Downs
Flood risk in Ruidoso Downs
- NFIP communityCity of Ruidoso Downs
- NFIP community number350034
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/05/14
The City of Ruidoso Downs participates in the National Flood Insurance Program as community 350034 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Lincoln County, not Ruidoso Downs
Lincoln County context, not Ruidoso Downs figures
- Establishments in Lincoln County695
- Covered employment, Lincoln County6,782
- Average annual pay, Lincoln County$43,202
- Housing units permitted, Lincoln County92
Every figure in this section is published for Lincoln County as a whole and is not a measurement of Ruidoso Downs.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Ruidoso Downs questions, answered from the record.
How many people live in Ruidoso Downs, New Mexico?
2,655, in 1,215 households. Ruidoso Downs city covers 3.79 square miles of land, which is 701 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ruidoso Downs in?
Lincoln County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ruidoso Downs?
$31,354. The median owner-occupied home is valued at $154,000. Median gross rent is $936 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ruidoso Downs businesses?
4 7(a) approvals totaling $3.0 m since FY2020, across 3 lenders, median approval $213,050. These count approvals to borrowers whose address is in Ruidoso Downs, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ruidoso Downs borrowers get paid back?
No rate is published for Ruidoso Downs. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Ruidoso Downs in the National Flood Insurance Program?
Yes. Ruidoso Downs appears in the FEMA Community Status Book as Ruidoso Downs, city of, community 350034, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Ruidoso Downs figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lincoln County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ruidoso Downs.
Is zoning published for Ruidoso Downs?
No. Nothing on this page presents parcel level zoning.
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