HomeNew MexicoLincoln CountyRuidoso village
Ruidoso village, New Mexico: commercial real estate data.
Ruidoso village is a Census village of 7,699 people across 16.13 square miles of land, in Lincoln County. Median household income is $52,736, 68.4 percent of occupied homes are owned, and the SBA record carries 24 7(a) approvals to borrowers here worth $13.1 m.
77 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Ruidoso
What Ruidoso is
- Census place typevillage
- Land area16.13 sq mi
- Water area0.02 sq mi
- Population per square mile of land477
- County holding the largest share of its areaLincoln County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ruidoso
How many people live in Ruidoso
- Population7,699
- Median age44.8
- Population under 181,234 plus or minus 250
- Share under 1816.0 percent plus or minus 3.2
- Population 65 and over2,216
- Share 65 and over28.8 percent
- Households3,941
- Family households2,093
- Share of households that are families53.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ruidoso
Income and work in Ruidoso
- Median household income$52,736
- Per capita income$35,658
- Civilian labor force3,622
- Employed3,501
- Unemployed121 plus or minus 108
- Unemployment rate3.3 percent plus or minus 3.0
- Adults 25 and over6,082
- Adults 25 and over with a high school diploma or higher94.3 percent
- Adults 25 and over with a bachelor degree or higher35.4 percent plus or minus 7.5
- Adults 25 and over with a graduate degree11.1 percent plus or minus 3.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ruidoso
Housing in Ruidoso
- Housing units8,294
- Occupied units3,941
- Vacant units4,353
- Vacancy rate52.5 percent
- Owner occupied2,697
- Renter occupied1,244 plus or minus 372
- Ownership rate68.4 percent
- Median owner-occupied home value$243,800
- Median gross rent, monthly$944
- Annual rent as a share of median income21.5 percent plus or minus 4.8
- Single family units6,037
- Share single family72.8 percent
- Units in buildings of two or more960 plus or minus 307
- Share in buildings of two or more11.6 percent plus or minus 3.7
- Mobile homes1,297 plus or minus 294
- Median year structure built1981
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ruidoso
How Ruidoso gets to work
- Workers 16 and over who commute3,001
- Commuting under 15 minutes1,819 plus or minus 433
- Share commuting under 15 minutes60.6 percent plus or minus 12.3
- Commuting 30 minutes or more471 plus or minus 225
- Share commuting 30 minutes or more15.7 percent plus or minus 7.2
- Drove alone75.8 percent
- Carpooled6.6 percent plus or minus 4.0
- Public transport0.3 percent plus or minus 0.2
- Walked1.3 percent plus or minus 1.8
- Worked from home12.9 percent plus or minus 5.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ruidoso
SBA loans in Ruidoso (7(a))
- Approvals24
- Gross approval$13,089,400
- Average approval$545,392
- Median approval$200,000
- Ninetieth percentile approval$1,168,000
- Largest approval$3,793,100
- Jobs supported201
- Jobs per approval8.4
- Loans with a final outcome11
- Paid in full11
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Share on real estate terms of 20 years or more54.2 percent
- Share to franchises4.2 percent
- Distinct lenders9
- Distinct industries by NAICS19
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ruidoso
SBA loans in Ruidoso (504)
- Approvals6
- Gross approval$2,574,000
- Average approval$429,000
- Median approval$714,000
- Largest approval$748,000
- Jobs supported24
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lincoln County, not Ruidoso
Lincoln County context, not Ruidoso figures
These are Lincoln County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Ruidoso measurements.
- Establishments in Lincoln County695
- Employment at those establishments, Lincoln County5,538
- Covered employment, Lincoln County6,782
- Average annual pay, Lincoln County$43,202
- Average weekly wage, Lincoln County$831
- Housing units permitted, Lincoln County92
- Of those, single family, Lincoln County88
- County product, 2024, Lincoln County$894,191,000
- County product change over the prior year, Lincoln County-3.1 percent
- Average income of an arriving household, Lincoln County$85,984
Every figure in this section is published for Lincoln County as a whole and is not a measurement of Ruidoso. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Ruidoso questions, answered from the record.
How many people live in Ruidoso, New Mexico?
7,699, in 3,941 households. Ruidoso village covers 16.13 square miles of land, which is 477 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ruidoso in?
Lincoln County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ruidoso?
$52,736. The median owner-occupied home is valued at $243,800. Median gross rent is $944 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ruidoso businesses?
24 7(a) approvals totalling $13.1 m, across 9 lenders, median approval $200,000, plus 6 504 approvals worth $2.6 m. These count approvals to borrowers whose address is in Ruidoso, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ruidoso borrowers get paid back?
Of the 11 loans that have reached a final outcome, 11 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Ruidoso figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lincoln County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ruidoso.
Is zoning published for Ruidoso?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
Nearby