HomeNew YorkBroome CountyBinghamton city
Binghamton city, New York: commercial real estate data.
Binghamton city is a Census city of 47,151 people across 10.48 square miles of land, in Broome County. Median household income is $45,578, 44.0 percent of occupied homes are owned, and the SBA record carries 49 7(a) approvals to borrowers here worth $12.9 m.
80 sourced place values · tier FULL · 9 sections
Binghamton
What Binghamton is
- Census place typecity
- Land area10.48 sq mi
- Water area0.65 sq mi
- Population per square mile of land4,499
- County holding the largest share of its areaBroome County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Binghamton
How many people live in Binghamton
- Population47,151
- Median age35.9
- Population under 187,971
- Share under 1816.9 percent
- Population 65 and over8,479
- Share 65 and over18.0 percent
- Households21,393
- Family households9,022
- Share of households that are families42.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Binghamton
Income and work in Binghamton
- Median household income$45,578
- Per capita income$30,320
- Civilian labor force22,961
- Employed20,608
- Unemployed2,353 plus or minus 481
- Unemployment rate10.2 percent plus or minus 2.1
- Adults 25 and over30,433
- Adults 25 and over with a high school diploma or higher87.2 percent
- Adults 25 and over with a bachelor degree or higher30.7 percent
- Adults 25 and over with a graduate degree15.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Binghamton
Housing in Binghamton
- Housing units25,457
- Occupied units21,393
- Vacant units4,064
- Vacancy rate16.0 percent
- Owner occupied9,408
- Renter occupied11,985
- Ownership rate44.0 percent
- Median owner-occupied home value$124,800
- Median gross rent, monthly$870
- Annual rent as a share of median income22.9 percent
- Single family units10,691
- Share single family42.0 percent
- Units in buildings of two or more14,715
- Share in buildings of two or more57.8 percent
- Mobile homes51 plus or minus 57
- Median year structure built1945
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Binghamton
How Binghamton gets to work
- Workers 16 and over who commute17,871
- Commuting under 15 minutes8,618
- Share commuting under 15 minutes48.2 percent
- Commuting 30 minutes or more3,181
- Share commuting 30 minutes or more17.8 percent
- Drove alone61.7 percent
- Carpooled10.6 percent
- Public transport7.6 percent plus or minus 2.0
- Walked7.0 percent plus or minus 2.0
- Worked from home9.3 percent plus or minus 2.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Binghamton
SBA 7(a) lending to Binghamton borrowers
- Approvals49
- Gross approval$12,899,200
- Average approval$263,249
- Median approval$92,000
- Ninetieth percentile approval$893,000
- Largest approval$3,186,000
- Jobs supported671
- Jobs per approval13.7
- Loans with a final outcome9
- Paid in full8
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more6.1 percent
- Share to franchises8.2 percent
- Distinct lenders14
- Distinct industries by NAICS34
A charge-off rate is not published here. only 9 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Binghamton
SBA 504 lending to Binghamton borrowers
- Approvals11
- Gross approval$8,702,000
- Average approval$791,091
- Median approval$472,000
- Largest approval$2,635,000
- Jobs supported77
- Loans with a final outcome7
- Charged off2
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Binghamton
Flood programme status in Binghamton
- Listed NFIP communities2
- Of those, participating2
- NFIP community number360038
- Currently effective map date06/01/77
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Broome County, not Binghamton
Broome County context, not Binghamton figures
These are Broome County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Binghamton measurements.
- Establishments in Broome County4,001
- Employment at those establishments, Broome County68,190
- Covered employment, Broome County82,881
- Average annual pay, Broome County$61,392
- Average weekly wage, Broome County$1,181
- Housing units permitted, Broome County341
- Of those, single family, Broome County72
- County product, 2024, Broome County$12,159,256,000
- County product change over the prior year, Broome County6.3 percent
- Average income of an arriving household, Broome County$54,827
Every figure in this section is published for Broome County as a whole and is not a measurement of Binghamton. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Binghamton questions, answered from the record.
How many people live in Binghamton, New York?
47,151, in 21,393 households. Binghamton city covers 10.48 square miles of land, which is 4,499 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Binghamton in?
Broome County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Binghamton?
$45,578. The median owner-occupied home is valued at $124,800. Median gross rent is $870 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Binghamton businesses?
49 7(a) approvals totalling $12.9 m, across 14 lenders, median approval $92,000, plus 11 504 approvals worth $8.7 m. These count approvals to borrowers whose address is in Binghamton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Binghamton borrowers get paid back?
No rate is published for Binghamton. only 9 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Binghamton in the National Flood Insurance Program?
Yes. Binghamton appears in the FEMA Community Status Book as community 360038, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Binghamton figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Broome County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Binghamton.
Is zoning published for Binghamton?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.