HomeNew YorkBroome CountyBinghamton
Binghamton, New York: commercial real estate data.
Binghamton is a Census city of 47,151 people across 10.48 square miles of land, in Broome County. Median household income is $45,578, 44.0 percent of occupied homes are owned, and the SBA record carries 49 7(a) approvals to borrowers here worth $12.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Binghamton
What Binghamton is
- Census place typecity
- Land area10.48 sq mi
- Water area0.65 sq mi
- Population per square mile of land4,499
- County holding the largest share of its areaBroome County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Binghamton
How many people live in Binghamton
- Population47,151
- Median age35.9
- Population under 187,971
- Share under 1816.9 percent
- Population 65 and over8,479
- Share 65 and over18.0 percent
- Households21,393
- Family households9,022
- Share of households that are families42.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Binghamton
Income and work in Binghamton
- Median household income$45,578
- Per capita income$30,320
- Civilian labor force22,961
- Employed20,608
- Unemployed2,353 plus or minus 481
- Unemployment rate10.2 percent plus or minus 2.1
- Adults 25 and over30,433
- Adults 25 and over with a high school diploma or higher87.2 percent
- Adults 25 and over with a bachelor degree or higher30.7 percent
- Adults 25 and over with a graduate degree15.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Binghamton
Housing in Binghamton
- Housing units25,457
- Occupied units21,393
- Vacant units4,064
- Vacancy rate16.0 percent
- Owner occupied9,408
- Renter occupied11,985
- Ownership rate44.0 percent
- Median owner-occupied home value$124,800
- Median gross rent, monthly$870
- Annual rent as a share of median income22.9 percent
- Single family units10,691
- Share single family42.0 percent
- Units in buildings of two or more14,715
- Share in buildings of two or more57.8 percent
- Mobile homes51 plus or minus 57
- Median year structure built1945
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Binghamton
How Binghamton gets to work
- Workers 16 and over who commute17,871
- Commuting under 15 minutes8,618
- Share commuting under 15 minutes48.2 percent
- Commuting 30 minutes or more3,181
- Share commuting 30 minutes or more17.8 percent
- Drove alone61.7 percent
- Carpooled10.6 percent
- Public transport7.6 percent plus or minus 2.0
- Walked7.0 percent plus or minus 2.0
- Worked from home9.3 percent plus or minus 2.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Binghamton
SBA loans in Binghamton (7(a))
- Approvals49
- Gross approval$12,899,200
- Average approval$263,249
- Median approval$92,000
- Ninetieth percentile approval$553,000
- Largest approval$3,186,000
- Jobs supported671
- Jobs per approval13.7
- Loans with a final outcome9
- Paid in full8
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more6.1 percent
- Share to franchises8.2 percent
- Distinct lenders14
- Distinct industries by NAICS34
Counted by borrower city: approvals to borrowers whose address is in Binghamton, in any county, FY2020 to FY2026. Only 9 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Binghamton
SBA loans in Binghamton (504)
- Approvals11
- Gross approval$8,702,000
- Average approval$791,091
- Median approval$472,000
- Largest approval$2,635,000
- Jobs supported77
- Loans with a final outcome7
- Charged off2
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Binghamton, in any county, FY2010 to FY2026. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Binghamton
Flood risk in Binghamton
- NFIP communityCity of Binghamton
- NFIP community number360038
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/01/77
The City of Binghamton participates in the National Flood Insurance Program as community 360038 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Broome County, not Binghamton
Broome County context, not Binghamton figures
- Establishments in Broome County4,001
- Covered employment, Broome County82,881
- Average annual pay, Broome County$61,392
- Housing units permitted, Broome County341
Every figure in this section is published for Broome County as a whole and is not a measurement of Binghamton.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Binghamton questions, answered from the record.
How many people live in Binghamton, New York?
47,151, in 21,393 households. Binghamton city covers 10.48 square miles of land, which is 4,499 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Binghamton in?
Broome County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Binghamton?
$45,578. The median owner-occupied home is valued at $124,800. Median gross rent is $870 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Binghamton businesses?
49 7(a) approvals totaling $12.9 m since FY2020, across 14 lenders, median approval $92,000, plus 11 504 approvals worth $8.7 m since FY2010. These count approvals to borrowers whose address is in Binghamton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Binghamton borrowers get paid back?
No rate is published for Binghamton. Only 9 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Binghamton in the National Flood Insurance Program?
Yes. Binghamton appears in the FEMA Community Status Book as Binghamton, city of, community 360038, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Binghamton figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Broome County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Binghamton.
Is zoning published for Binghamton?
No. Nothing on this page presents parcel level zoning.