HomeNew YorkBroome CountyWhitney Point village
Whitney Point village, New York: commercial real estate data.
Whitney Point village is a Census village of 965 people across 1.04 square miles of land, in Broome County. Median household income is $45,536, 55.3 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $125,000.
70 sourced place values · tier FULL · 8 sections
Whitney Point
What Whitney Point is
- Census place typevillage
- Land area1.04 sq mi
- Water area0.07 sq mi
- Population per square mile of land926 plus or minus 252
- County holding the largest share of its areaBroome County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Whitney Point
How many people live in Whitney Point
- Population965 plus or minus 263
- Median age36.2 plus or minus 9.4
- Population under 18231 plus or minus 65
- Share under 1823.9 percent
- Population 65 and over107 plus or minus 36
- Share 65 and over11.1 percent plus or minus 2.2
- Households356 plus or minus 84
- Family households239 plus or minus 69
- Share of households that are families67.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Whitney Point
Income and work in Whitney Point
- Median household income$45,536 plus or minus $15,073
- Per capita income$24,036 plus or minus $7,071
- Civilian labor force489 plus or minus 175
- Employed350 plus or minus 93
- Unemployed139 plus or minus 130
- Unemployment rate28.4 percent plus or minus 24.6
- Adults 25 and over592 plus or minus 150
- Adults 25 and over with a high school diploma or higher91.4 percent
- Adults 25 and over with a bachelor degree or higher25.0 percent plus or minus 7.5
- Adults 25 and over with a graduate degree14.7 percent plus or minus 7.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Whitney Point
Housing in Whitney Point
- Housing units394 plus or minus 85
- Occupied units356 plus or minus 84
- Vacant units38 plus or minus 28
- Vacancy rate9.6 percent plus or minus 6.8
- Owner occupied197 plus or minus 68
- Renter occupied159 plus or minus 66
- Ownership rate55.3 percent plus or minus 13.9
- Median owner-occupied home value$140,800
- Median gross rent, monthly$832
- Annual rent as a share of median income21.9 percent plus or minus 7.6
- Single family units200 plus or minus 72
- Share single family50.8 percent plus or minus 14.7
- Units in buildings of two or more132 plus or minus 52
- Share in buildings of two or more33.5 percent plus or minus 11.0
- Mobile homes62 plus or minus 45
- Median year structure built1954
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Whitney Point
How Whitney Point gets to work
- Workers 16 and over who commute324 plus or minus 86
- Commuting under 15 minutes95 plus or minus 40
- Share commuting under 15 minutes29.3 percent plus or minus 9.4
- Commuting 30 minutes or more118 plus or minus 48
- Share commuting 30 minutes or more36.4 percent plus or minus 11.1
- Drove alone73.0 percent
- Carpooled6.6 percent plus or minus 4.6
- Public transport0.0 percent
- Walked10.1 percent plus or minus 7.3
- Worked from home6.9 percent plus or minus 4.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Whitney Point
SBA 7(a) lending to Whitney Point borrowers
- Approvals4
- Gross approval$125,000
- Average approval$31,250
- Median approval$50,000
- Ninetieth percentile approval$55,000
- Largest approval$55,000
- Jobs supported8
- Jobs per approval2.0
- Loans with a final outcome2
- Paid in full1
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS4
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Whitney Point
Flood programme status in Whitney Point
- Listed NFIP communities1
- Of those, participating1
- NFIP community number360058
- Currently effective map date01/06/84(M)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Broome County, not Whitney Point
Broome County context, not Whitney Point figures
These are Broome County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Whitney Point measurements.
- Establishments in Broome County4,001
- Employment at those establishments, Broome County68,190
- Covered employment, Broome County82,881
- Average annual pay, Broome County$61,392
- Average weekly wage, Broome County$1,181
- Housing units permitted, Broome County341
- Of those, single family, Broome County72
- County product, 2024, Broome County$12,159,256,000
- County product change over the prior year, Broome County6.3 percent
- Average income of an arriving household, Broome County$54,827
Every figure in this section is published for Broome County as a whole and is not a measurement of Whitney Point. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Whitney Point questions, answered from the record.
How many people live in Whitney Point, New York?
965, in 356 households. Whitney Point village covers 1.04 square miles of land, which is 926 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Whitney Point in?
Broome County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Whitney Point?
$45,536. The median owner-occupied home is valued at $140,800. Median gross rent is $832 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Whitney Point businesses?
4 7(a) approvals totalling $125,000, across 3 lenders, median approval $50,000. These count approvals to borrowers whose address is in Whitney Point, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Whitney Point borrowers get paid back?
No rate is published for Whitney Point. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Whitney Point in the National Flood Insurance Program?
Yes. Whitney Point appears in the FEMA Community Status Book as community 360058, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Whitney Point figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Broome County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Whitney Point.
Is zoning published for Whitney Point?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.