Cattaraugus County, New York: commercial real estate data.

Cattaraugus County

How many people live in Cattaraugus County

• Population, American Community Survey 2020-202476,145
• Households31,895
• Average household size2.39
• Median household income$59,540
• Median age42.8
• Median gross rent$770 per month
• Median owner-occupied home value$113,100
• Home value to household income1.9 times
• Annual rent as a share of median income15.5 percent
• Adults 25 and over with a bachelor degree or higher21.1 percent
• Adults 25 and over with a graduate degree9.8 percent
• Adults 25 and over52,793
• Population under 1816,645
• Share under 1821.9 percent
• Population 65 and over15,843
• Share 65 and over20.8 percent
• Working age population, 18 to 6443,657
• Civilian labor force33,953
• Unemployment rate5.0 percent
• Labor force participation, adults 18 and over57.1 percent
• Rank by population among New York counties35th of 62
• Rank by population among US county-equivalents, Puerto Rico included748th of 3,222

Cattaraugus County is the 35th largest of 62 New York counties by population. A median home costs 1.9 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 21.9 percent against 20.8 percent, a household formation profile rather than a retirement one.

US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Cattaraugus County

Where are people moving to Cattaraugus County from?

• Tax returns filed by households arriving1,389
• People arriving, from those returns2,364
• Tax returns filed by households leaving1,413
• Net household movement-24
• Adjusted gross income arriving$84.8 m
• Net adjusted gross income movement$275,000
• Average income of an arriving household$61,062
• Average income of a leaving household$59,830
• Largest single originErie County (400 households)
• Largest single destinationErie County (318 households)

Households arriving report $1,232 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Erie County, which is the catchment a retail or multifamily study should look at first.

US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Cattaraugus County

Employment by industry in Cattaraugus County

• Covered employment, annual average27,671
• Establishments reporting1,778
• Average annual pay$54,047
• Average weekly wage$1,039
• Retail trade, employment3,381
• Retail trade, average annual pay$37,572
• Accommodation and food services, employment2,797
• Accommodation and food services, average annual pay$25,443
• Manufacturing, employment2,514
• Manufacturing, average annual pay$78,337
• Administrative and support and waste management services, employment1,081
• Administrative and support and waste management services, average annual pay$79,037
• Other services, except public administration, employment847
• Construction, employment758

Retail trade is the largest private sector at 3,381 jobs, 12.2 percent of covered employment.

US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

Cattaraugus County

Building permits in Cattaraugus County

• Housing units authorized by permit, 2024100
• Declared construction value permitted$25.9 m
• Single family units authorized96
• Multifamily units authorized4
• Multifamily share of units4.0 percent
• Average declared value per unit$258,950
• Units authorized per 1,000 households3.1

Single-family homes are 96.0 percent of units authorized, so the pipeline is predominantly single-family.

US Census Bureau, Building Permits Survey, 2024 annual.

Cattaraugus County

SBA loan default and charge-off rates in Cattaraugus County

Do SBA loans in Cattaraugus County get paid back?

• Loans with a final outcome recorded22
• Paid in full19
• Charged off3
• Status: Paid in full19
• Status: Exempt from disclosure61
• Status: Cancelled7
• Status: Committed, not yet disbursed9
• Status: Charged off3

Only 22 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Cattaraugus County

How large is Cattaraugus County?

• Land area1,308 sq mi
• Rank by land area among New York counties8th of 62
• Width, east to west38.6 mi
• Height, north to south37.3 mi
• Geographies sharing a boundary6
• Residents per square mile of land58
• Establishments per square mile1.15

US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.

Feasibility studies

When a Cattaraugus County site needs a document a lender will accept.

The same data layer behind this page is the one the studies are written from. A study for a Cattaraugus County site starts with the figures you are reading, carrying the same source and period into the credit file.

• Population, American Community Survey 2020-202476,145
• Households31,895
• Average household size2.39
• Median household income$59,540
• Median age42.8

How a feasibility study works →

Cattaraugus County

Cities and places in Cattaraugus.

21 Census places lie wholly or partly in Cattaraugus County. All 21 carry enough published place level data for a page of their own and are linked.

A further 23 of the county's 99 SBA 7(a) approvals are to borrowers in cities that match no Census place in Cattaraugus County, the largest being Great Valley (8), Freedom (3), Cuba (3). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.