HomeNew YorkChemung CountyHorseheads
Horseheads, New York: commercial real estate data.
Horseheads is a Census village of 6,449 people across 3.89 square miles of land, in Chemung County. Median household income is $61,223, 60.4 percent of occupied homes are owned, and the SBA record carries 28 7(a) approvals to borrowers here worth $10.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Horseheads
What Horseheads is
- Census place typevillage
- Land area3.89 sq mi
- Water area0.01 sq mi
- Population per square mile of land1,656
- County holding the largest share of its areaChemung County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Horseheads
How many people live in Horseheads
- Population6,449
- Median age44.6
- Population under 181,028
- Share under 1815.9 percent
- Population 65 and over1,639
- Share 65 and over25.4 percent
- Households3,195
- Family households1,489
- Share of households that are families46.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Horseheads
Income and work in Horseheads
- Median household income$61,223
- Per capita income$35,667
- Civilian labor force3,314
- Employed3,228
- Unemployed86 plus or minus 53
- Unemployment rate2.6 percent plus or minus 1.6
- Adults 25 and over4,689
- Adults 25 and over with a high school diploma or higher96.9 percent
- Adults 25 and over with a bachelor degree or higher29.6 percent
- Adults 25 and over with a graduate degree11.5 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Horseheads
Housing in Horseheads
- Housing units3,495
- Occupied units3,195
- Vacant units300 plus or minus 120
- Vacancy rate8.6 percent plus or minus 3.4
- Owner occupied1,931
- Renter occupied1,264
- Ownership rate60.4 percent
- Median owner-occupied home value$141,400
- Median gross rent, monthly$1,181
- Annual rent as a share of median income23.1 percent
- Single family units2,199
- Share single family62.9 percent
- Units in buildings of two or more1,198 plus or minus 243
- Share in buildings of two or more34.3 percent
- Mobile homes98 plus or minus 62
- Median year structure built1958
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Horseheads
How Horseheads gets to work
- Workers 16 and over who commute2,975
- Commuting under 15 minutes1,812
- Share commuting under 15 minutes60.9 percent
- Commuting 30 minutes or more372 plus or minus 129
- Share commuting 30 minutes or more12.5 percent plus or minus 4.2
- Drove alone79.8 percent
- Carpooled10.8 percent plus or minus 4.9
- Public transport2.5 percent plus or minus 2.0
- Walked0.3 percent plus or minus 0.4
- Worked from home6.5 percent plus or minus 3.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Horseheads
SBA loans in Horseheads (7(a))
- Approvals28
- Gross approval$10,129,900
- Average approval$361,782
- Median approval$175,000
- Ninetieth percentile approval$717,480
- Largest approval$3,100,000
- Jobs supported128
- Jobs per approval4.6
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more7.1 percent
- Share to franchises7.1 percent
- Distinct lenders12
- Distinct industries by NAICS21
Counted by borrower city: approvals to borrowers whose address is in Horseheads, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Horseheads
SBA loans in Horseheads (504)
- Approvals4
- Gross approval$4,665,000
- Average approval$1,166,250
- Median approval$687,500
- Largest approval$2,932,000
- Jobs supported71
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Horseheads, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Horseheads
Flood risk in Horseheads
- NFIP communityTown of Horseheads
- NFIP community number360153
- Participating in the NFIPYes
- Community Rating System classClass 8
- Currently effective map date09/29/96
The Town of Horseheads participates in the National Flood Insurance Program as community 360153 and carries Community Rating System class 8, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Chemung County, not Horseheads
Chemung County context, not Horseheads figures
- Establishments in Chemung County1,647
- Covered employment, Chemung County33,739
- Average annual pay, Chemung County$61,216
- Housing units permitted, Chemung County93
Every figure in this section is published for Chemung County as a whole and is not a measurement of Horseheads.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Horseheads questions, answered from the record.
How many people live in Horseheads, New York?
6,449, in 3,195 households. Horseheads village covers 3.89 square miles of land, which is 1,656 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Horseheads in?
Chemung County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Horseheads?
$61,223. The median owner-occupied home is valued at $141,400. Median gross rent is $1,181 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Horseheads businesses?
28 7(a) approvals totaling $10.1 m since FY2020, across 12 lenders, median approval $175,000, plus 4 504 approvals worth $4.7 m since FY2010. These count approvals to borrowers whose address is in Horseheads, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Horseheads borrowers get paid back?
No rate is published for Horseheads. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Horseheads in the National Flood Insurance Program?
Yes. Horseheads appears in the FEMA Community Status Book as Horseheads, town of, community 360153, carrying Community Rating System class 8, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Horseheads figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Chemung County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Horseheads.
Is zoning published for Horseheads?
No. Nothing on this page presents parcel level zoning.