HomeNew YorkChemung CountyHorseheads village
Horseheads village, New York: commercial real estate data.
Horseheads village is a Census village of 6,449 people across 3.89 square miles of land, in Chemung County. Median household income is $61,223, 60.4 percent of occupied homes are owned, and the SBA record carries 28 7(a) approvals to borrowers here worth $10.1 m.
81 sourced place values · tier FULL · 9 sections
Horseheads
What Horseheads is
- Census place typevillage
- Land area3.89 sq mi
- Water area0.01 sq mi
- Population per square mile of land1,656
- County holding the largest share of its areaChemung County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Horseheads
How many people live in Horseheads
- Population6,449
- Median age44.6
- Population under 181,028
- Share under 1815.9 percent
- Population 65 and over1,639
- Share 65 and over25.4 percent
- Households3,195
- Family households1,489
- Share of households that are families46.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Horseheads
Income and work in Horseheads
- Median household income$61,223
- Per capita income$35,667
- Civilian labor force3,314
- Employed3,228
- Unemployed86 plus or minus 53
- Unemployment rate2.6 percent plus or minus 1.6
- Adults 25 and over4,689
- Adults 25 and over with a high school diploma or higher96.9 percent
- Adults 25 and over with a bachelor degree or higher29.6 percent
- Adults 25 and over with a graduate degree11.5 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Horseheads
Housing in Horseheads
- Housing units3,495
- Occupied units3,195
- Vacant units300 plus or minus 120
- Vacancy rate8.6 percent plus or minus 3.4
- Owner occupied1,931
- Renter occupied1,264
- Ownership rate60.4 percent
- Median owner-occupied home value$141,400
- Median gross rent, monthly$1,181
- Annual rent as a share of median income23.1 percent
- Single family units2,199
- Share single family62.9 percent
- Units in buildings of two or more1,198 plus or minus 243
- Share in buildings of two or more34.3 percent
- Mobile homes98 plus or minus 62
- Median year structure built1958
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Horseheads
How Horseheads gets to work
- Workers 16 and over who commute2,975
- Commuting under 15 minutes1,812
- Share commuting under 15 minutes60.9 percent
- Commuting 30 minutes or more372 plus or minus 129
- Share commuting 30 minutes or more12.5 percent plus or minus 4.2
- Drove alone79.8 percent
- Carpooled10.8 percent plus or minus 4.9
- Public transport2.5 percent plus or minus 2.0
- Walked0.3 percent plus or minus 0.4
- Worked from home6.5 percent plus or minus 3.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Horseheads
SBA 7(a) lending to Horseheads borrowers
- Approvals28
- Gross approval$10,129,900
- Average approval$361,782
- Median approval$200,000
- Ninetieth percentile approval$755,000
- Largest approval$3,100,000
- Jobs supported128
- Jobs per approval4.6
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more7.1 percent
- Share to franchises7.1 percent
- Distinct lenders12
- Distinct industries by NAICS21
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Horseheads
SBA 504 lending to Horseheads borrowers
- Approvals4
- Gross approval$4,665,000
- Average approval$1,166,250
- Median approval$1,009,000
- Largest approval$2,932,000
- Jobs supported71
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Horseheads
Flood programme status in Horseheads
- Listed NFIP communities2
- Of those, participating2
- Best Community Rating System classClass 8
- NFIP community number360153
- Currently effective map date09/29/96
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Chemung County, not Horseheads
Chemung County context, not Horseheads figures
These are Chemung County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Horseheads measurements.
- Establishments in Chemung County1,647
- Employment at those establishments, Chemung County27,912
- Covered employment, Chemung County33,739
- Average annual pay, Chemung County$61,216
- Average weekly wage, Chemung County$1,177
- Housing units permitted, Chemung County93
- Of those, single family, Chemung County26
- County product, 2024, Chemung County$4,774,153,000
- County product change over the prior year, Chemung County5.4 percent
- Average income of an arriving household, Chemung County$65,072
Every figure in this section is published for Chemung County as a whole and is not a measurement of Horseheads. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Horseheads questions, answered from the record.
How many people live in Horseheads, New York?
6,449, in 3,195 households. Horseheads village covers 3.89 square miles of land, which is 1,656 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Horseheads in?
Chemung County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Horseheads?
$61,223. The median owner-occupied home is valued at $141,400. Median gross rent is $1,181 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Horseheads businesses?
28 7(a) approvals totalling $10.1 m, across 12 lenders, median approval $200,000, plus 4 504 approvals worth $4.7 m. These count approvals to borrowers whose address is in Horseheads, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Horseheads borrowers get paid back?
No rate is published for Horseheads. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Horseheads in the National Flood Insurance Program?
Yes. Horseheads appears in the FEMA Community Status Book as community 360153, carrying Community Rating System class 8, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Horseheads figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Chemung County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Horseheads.
Is zoning published for Horseheads?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.