HomeNew YorkChemung CountyPine Valley CDP
Pine Valley CDP, New York: commercial real estate data.
Pine Valley CDP is a Census CDP of 721 people across 1.20 square miles of land, in Chemung County. 60.4 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $411,500.
63 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Pine Valley
What Pine Valley is
- Census place typeCDP
- Land area1.2 sq mi
- Water area0.01 sq mi
- Population per square mile of land599 plus or minus 171
- County holding the largest share of its areaChemung County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pine Valley
How many people live in Pine Valley
- Population721 plus or minus 206
- Median age37.5 plus or minus 7.6
- Population under 18203 plus or minus 86
- Share under 1828.2 percent plus or minus 8.8
- Population 65 and over89 plus or minus 51
- Share 65 and over12.3 percent plus or minus 6.1
- Households341 plus or minus 113
- Family households181 plus or minus 67
- Share of households that are families53.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pine Valley
Income and work in Pine Valley
- Per capita income$19,012 plus or minus $4,320
- Civilian labor force229 plus or minus 94
- Employed208 plus or minus 88
- Unemployed21 plus or minus 31
- Unemployment rate9.2 percent plus or minus 13.0
- Adults 25 and over488 plus or minus 147
- Adults 25 and over with a high school diploma or higher93.9 percent plus or minus 24.9
- Adults 25 and over with a bachelor degree or higher15.0 percent plus or minus 8.7
- Adults 25 and over with a graduate degree12.5 percent plus or minus 8.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pine Valley
Housing in Pine Valley
- Housing units341 plus or minus 113
- Occupied units341 plus or minus 113
- Vacant units0
- Vacancy rate0.0 percent
- Owner occupied206 plus or minus 98
- Renter occupied135 plus or minus 68
- Ownership rate60.4 percent plus or minus 20.6
- Median gross rent, monthly$792 plus or minus $435
- Single family units154 plus or minus 108
- Share single family45.2 percent plus or minus 27.9
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes187 plus or minus 72
- Median year structure built1983
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pine Valley
How Pine Valley gets to work
- Workers 16 and over who commute203 plus or minus 88
- Commuting under 15 minutes75 plus or minus 52
- Share commuting under 15 minutes36.9 percent plus or minus 20.2
- Commuting 30 minutes or more46 plus or minus 57
- Share commuting 30 minutes or more22.7 percent plus or minus 26.2
- Drove alone66.3 percent plus or minus 19.4
- Carpooled25.0 percent plus or minus 18.3
- Public transport0.0 percent
- Walked6.3 percent plus or minus 6.2
- Worked from home2.4 percent plus or minus 3.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pine Valley
SBA loans in Pine Valley (7(a))
- Approvals5
- Gross approval$411,500
- Average approval$82,300
- Median approval$50,000
- Ninetieth percentile approval$187,500
- Largest approval$187,500
- Jobs supported22
- Jobs per approval4.4
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term102 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Chemung County, not Pine Valley
Chemung County context, not Pine Valley figures
These are Chemung County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Pine Valley measurements.
- Establishments in Chemung County1,647
- Employment at those establishments, Chemung County27,912
- Covered employment, Chemung County33,739
- Average annual pay, Chemung County$61,216
- Average weekly wage, Chemung County$1,177
- Housing units permitted, Chemung County93
- Of those, single family, Chemung County26
- County product, 2024, Chemung County$4,774,153,000
- County product change over the prior year, Chemung County5.4 percent
- Average income of an arriving household, Chemung County$65,072
Every figure in this section is published for Chemung County as a whole and is not a measurement of Pine Valley. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- The American Community Survey does not publish a median household income for this place, which happens where the sample is too small to support one.
- No median owner-occupied home value is published for this place.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Pine Valley questions, answered from the record.
How many people live in Pine Valley, New York?
721, in 341 households. Pine Valley CDP covers 1.20 square miles of land, which is 599 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Pine Valley in?
Chemung County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
How much SBA lending goes to Pine Valley businesses?
5 7(a) approvals totalling $411,500, across 3 lenders, median approval $50,000. These count approvals to borrowers whose address is in Pine Valley, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Pine Valley borrowers get paid back?
No rate is published for Pine Valley. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Pine Valley figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Chemung County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Pine Valley.
Is zoning published for Pine Valley?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.