HomeNew YorkColumbia CountyChatham village
Chatham village, New York: commercial real estate data.
Chatham village is a Census village of 1,669 people across 1.24 square miles of land, in Columbia County. Median household income is $79,886, 54.2 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $828,000.
80 sourced place values · tier FULL · 9 sections
Chatham
What Chatham is
- Census place typevillage
- Land area1.24 sq mi
- Water area0 sq mi
- Population per square mile of land1,349 plus or minus 314
- County holding the largest share of its areaColumbia County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chatham
How many people live in Chatham
- Population1,669 plus or minus 388
- Median age49.6
- Population under 18208 plus or minus 77
- Share under 1812.5 percent plus or minus 3.6
- Population 65 and over356 plus or minus 109
- Share 65 and over21.3 percent plus or minus 4.3
- Households830 plus or minus 172
- Family households442 plus or minus 127
- Share of households that are families53.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chatham
Income and work in Chatham
- Median household income$79,886 plus or minus $28,034
- Per capita income$45,595
- Civilian labor force997 plus or minus 275
- Employed975 plus or minus 259
- Unemployed22 plus or minus 35
- Unemployment rate2.2 percent plus or minus 3.5
- Adults 25 and over1,305 plus or minus 268
- Adults 25 and over with a high school diploma or higher93.0 percent plus or minus 26.2
- Adults 25 and over with a bachelor degree or higher48.2 percent
- Adults 25 and over with a graduate degree25.4 percent plus or minus 8.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chatham
Housing in Chatham
- Housing units929
- Occupied units830 plus or minus 172
- Vacant units99 plus or minus 67
- Vacancy rate10.7 percent plus or minus 6.9
- Owner occupied450 plus or minus 117
- Renter occupied380 plus or minus 134
- Ownership rate54.2 percent
- Median owner-occupied home value$323,100
- Median gross rent, monthly$1,080
- Annual rent as a share of median income16.2 percent plus or minus 5.9
- Single family units499 plus or minus 112
- Share single family53.7 percent
- Units in buildings of two or more430 plus or minus 132
- Share in buildings of two or more46.3 percent plus or minus 11.5
- Mobile homes0
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chatham
How Chatham gets to work
- Workers 16 and over who commute856 plus or minus 262
- Commuting under 15 minutes228 plus or minus 129
- Share commuting under 15 minutes26.6 percent plus or minus 12.6
- Commuting 30 minutes or more253 plus or minus 106
- Share commuting 30 minutes or more29.6 percent plus or minus 8.4
- Drove alone76.4 percent
- Carpooled7.1 percent plus or minus 4.9
- Public transport0.0 percent
- Walked3.3 percent plus or minus 2.3
- Worked from home12.2 percent plus or minus 4.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chatham
SBA 7(a) lending to Chatham borrowers
- Approvals4
- Gross approval$828,000
- Average approval$207,000
- Median approval$331,500
- Ninetieth percentile approval$331,500
- Largest approval$331,500
- Jobs supported21
- Jobs per approval5.3
- Loans with a final outcome2
- Paid in full1
- Charged off1
- Median term300 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Chatham
SBA 504 lending to Chatham borrowers
- Approvals1
- Gross approval$148,000
- Average approval$148,000
- Median approval$148,000
- Largest approval$148,000
- Jobs supported3
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Chatham
Flood programme status in Chatham
- Listed NFIP communities2
- Of those, participating2
- NFIP community number361314
- Currently effective map date09/15/93
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Columbia County, not Chatham
Columbia County context, not Chatham figures
These are Columbia County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Chatham measurements.
- Establishments in Columbia County1,819
- Employment at those establishments, Columbia County16,420
- Covered employment, Columbia County20,888
- Average annual pay, Columbia County$56,241
- Average weekly wage, Columbia County$1,082
- Housing units permitted, Columbia County137
- Of those, single family, Columbia County137
- County product, 2024, Columbia County$3,464,972,000
- County product change over the prior year, Columbia County2.8 percent
- Average income of an arriving household, Columbia County$130,673
Every figure in this section is published for Columbia County as a whole and is not a measurement of Chatham. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Chatham questions, answered from the record.
How many people live in Chatham, New York?
1,669, in 830 households. Chatham village covers 1.24 square miles of land, which is 1,349 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Chatham in?
Columbia County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Chatham?
$79,886. The median owner-occupied home is valued at $323,100. Median gross rent is $1,080 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Chatham businesses?
4 7(a) approvals totalling $828,000, across 3 lenders, median approval $331,500, plus 1 504 approvals worth $148,000. These count approvals to borrowers whose address is in Chatham, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Chatham borrowers get paid back?
No rate is published for Chatham. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Chatham in the National Flood Insurance Program?
Yes. Chatham appears in the FEMA Community Status Book as community 361314, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Chatham figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Columbia County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Chatham.
Is zoning published for Chatham?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.