HomeNew YorkColumbia CountyGhent CDP
Ghent CDP, New York: commercial real estate data.
Ghent CDP is a Census CDP of 517 people across 1.62 square miles of land, in Columbia County. Median household income is $138,446, 72.6 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $1.4 m.
78 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Ghent
What Ghent is
- Census place typeCDP
- Land area1.62 sq mi
- Water area0.01 sq mi
- Population per square mile of land318 plus or minus 152
- County holding the largest share of its areaColumbia County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ghent
How many people live in Ghent
- Population517 plus or minus 247
- Median age58.0 plus or minus 35.7
- Population under 18110 plus or minus 74
- Share under 1821.3 percent plus or minus 10.2
- Population 65 and over136 plus or minus 116
- Share 65 and over26.3 percent plus or minus 18.7
- Households186 plus or minus 96
- Family households126 plus or minus 83
- Share of households that are families67.7 percent plus or minus 27.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ghent
Income and work in Ghent
- Median household income$138,446 plus or minus $57,119
- Per capita income$47,499 plus or minus $13,199
- Civilian labor force233 plus or minus 128
- Employed233 plus or minus 128
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over390 plus or minus 188
- Adults 25 and over with a high school diploma or higher96.7 percent plus or minus 60.1
- Adults 25 and over with a bachelor degree or higher40.3 percent plus or minus 16.5
- Adults 25 and over with a graduate degree9.7 percent plus or minus 10.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ghent
Housing in Ghent
- Housing units249 plus or minus 124
- Occupied units186 plus or minus 96
- Vacant units63 plus or minus 75
- Vacancy rate25.3 percent plus or minus 27.4
- Owner occupied135 plus or minus 85
- Renter occupied51 plus or minus 63
- Ownership rate72.6 percent plus or minus 26.2
- Median owner-occupied home value$318,500 plus or minus $86,582
- Single family units212 plus or minus 116
- Share single family85.1 percent plus or minus 19.2
- Units in buildings of two or more37 plus or minus 61
- Share in buildings of two or more14.9 percent plus or minus 23.2
- Mobile homes0
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ghent
How Ghent gets to work
- Workers 16 and over who commute142 plus or minus 85
- Commuting under 15 minutes39 plus or minus 38
- Share commuting under 15 minutes27.5 percent plus or minus 20.9
- Commuting 30 minutes or more78 plus or minus 70
- Share commuting 30 minutes or more54.9 percent plus or minus 36.8
- Drove alone52.3 percent plus or minus 19.3
- Carpooled6.3 percent plus or minus 9.8
- Public transport0.0 percent
- Walked5.4 percent plus or minus 8.5
- Worked from home36.0 percent plus or minus 31.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ghent
SBA loans in Ghent (7(a))
- Approvals6
- Gross approval$1,376,000
- Average approval$229,333
- Median approval$50,000
- Ninetieth percentile approval$714,000
- Largest approval$714,000
- Jobs supported19
- Jobs per approval3.2
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more16.7 percent
- Share to franchises0.0 percent
- Distinct lenders5
- Distinct industries by NAICS6
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ghent
SBA loans in Ghent (504)
- Approvals3
- Gross approval$1,789,000
- Average approval$596,333
- Median approval$804,000
- Largest approval$880,000
- Jobs supported47
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ghent
Flood risk in Ghent
- Listed NFIP communities1
- Of those, participating1
- NFIP community number361318
- Currently effective map date01/01/88(L)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Columbia County, not Ghent
Columbia County context, not Ghent figures
These are Columbia County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Ghent measurements.
- Establishments in Columbia County1,819
- Employment at those establishments, Columbia County16,420
- Covered employment, Columbia County20,888
- Average annual pay, Columbia County$56,241
- Average weekly wage, Columbia County$1,082
- Housing units permitted, Columbia County137
- Of those, single family, Columbia County137
- County product, 2024, Columbia County$3,464,972,000
- County product change over the prior year, Columbia County2.8 percent
- Average income of an arriving household, Columbia County$130,673
Every figure in this section is published for Columbia County as a whole and is not a measurement of Ghent. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No median gross rent is published for this place.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Ghent questions, answered from the record.
How many people live in Ghent, New York?
517, in 186 households. Ghent CDP covers 1.62 square miles of land, which is 318 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ghent in?
Columbia County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ghent?
$138,446. The median owner-occupied home is valued at $318,500. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ghent businesses?
6 7(a) approvals totalling $1.4 m, across 5 lenders, median approval $50,000, plus 3 504 approvals worth $1.8 m. These count approvals to borrowers whose address is in Ghent, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ghent borrowers get paid back?
No rate is published for Ghent. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Ghent in the National Flood Insurance Program?
Yes. Ghent appears in the FEMA Community Status Book as community 361318, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Ghent figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Columbia County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ghent.
Is zoning published for Ghent?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.