Genesee County, New York: commercial real estate data.
Genesee County, New York had an estimated 57,604 residents on July 1, 2024, down 1.4 percent since the 2020 census base of 58,393, across 493 square miles. County output reached $3.49 bn in 2024, 1,255 establishments operate here, and the SBA record carries 108 7(a) approvals worth $18.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Genesee County
How many people live in Genesee County
- Population, American Community Survey 2020-202457,787
- Households24,873
- Average household size2.32
- Median household income$73,314
- Median age42.4
- Median gross rent$929 per month
- Median owner-occupied home value$170,500
- Home value to household income2.3 times
- Annual rent as a share of median income15.2 percent
- Adults 25 and over with a bachelor degree or higher23.8 percent
- Adults 25 and over with a graduate degree10.4 percent
- Adults 25 and over41,686
- Population under 1811,800
- Share under 1820.4 percent
- Population 65 and over11,717
- Share 65 and over20.3 percent
- Working age population, 18 to 6434,270
- Civilian labor force29,423
- Unemployment rate4.6 percent
- Labor force participation, adults 18 and over64.0 percent
- Rank by population among New York counties44th of 62
- Rank by population among US county-equivalents, Puerto Rico included923rd of 3,222
Genesee County is the 44th largest of 62 New York counties by population. A median home costs 2.3 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 20.4 percent against 20.3 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Genesee County
Is Genesee County's population growing?
- Population, July 1, 202457,604
- Census 2020 base population58,393
- Population change since the 2020 census base-1.35 percent
- Population change, 2023 to 2024-30
- Births, 2024546
- Deaths, 2024690
- Natural change, 2024-144
- Net domestic migration, 202480
- Net international migration, 202435
- Total net migration, 2024115
- Cumulative net domestic migration, 2021 to 2024-112
- Rank by growth among US county-equivalents2311th of 3,144
The county has lost 1.35 percent of its population since the 2020 census base. Deaths exceeded births in 2024 by more than net migration added, so the population fell even though more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Genesee County
Where are people moving to Genesee County from?
- Tax returns filed by households arriving1,193
- People arriving, from those returns2,006
- Tax returns filed by households leaving1,265
- Net household movement-72
- Adjusted gross income arriving$60.8 m
- Net adjusted gross income movement$-6.7 m
- Average income of an arriving household$50,992
- Average income of a leaving household$53,417
- Largest single originMonroe County (255 households)
- Largest single destinationMonroe County (267 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Monroe County | 255 | 437 | $12.9 m |
| Erie County | 233 | 382 | $12.0 m |
| Wyoming County | 149 | 234 | $6.2 m |
| Orleans County | 76 | 131 | $3.1 m |
| Livingston County | 57 | 86 | $2.2 m |
| Niagara County | 37 | 72 | $1.7 m |
| Ontario County | 20 | 34 | $986,000 |
Households arriving report $2,425 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Monroe County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Genesee County
What is the Genesee County economy?
- County GDP, 2024$3.49 bn
- County GDP, 2023$3.31 bn
- GDP change, 2023 to 20245.3 percent
- GDP change over five years38.3 percent
- Rank by GDP among the New York areas BEA publishes40th of 62
- Rank by GDP among the US county areas BEA publishes894th of 3,127
- GDP per resident$60,345
Output grew 5.3 percent in the latest year and 38.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Genesee County
Employment by industry in Genesee County
- Covered employment, annual average22,999
- Establishments reporting1,510
- Average annual pay$56,701
- Average weekly wage$1,090
- Manufacturing, employment3,165
- Manufacturing, average annual pay$68,963
- Health care and social assistance, employment2,841
- Health care and social assistance, average annual pay$55,791
- Retail trade, employment2,689
- Retail trade, average annual pay$39,509
- Accommodation and food services, employment1,829
- Accommodation and food services, average annual pay$24,920
- Wholesale trade, employment1,063
- Agriculture, forestry, fishing and hunting, employment886
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 3,165 | 87 | $68,963 |
| Health care and social assistance | 2,841 | 118 | $55,791 |
| Retail trade | 2,689 | 194 | $39,509 |
| Accommodation and food services | 1,829 | 124 | $24,920 |
| Wholesale trade | 1,063 | 84 | $71,757 |
| Agriculture, forestry, fishing and hunting | 886 | 70 | $56,608 |
| Construction | 795 | 140 | $62,278 |
| Other services, except public administration | 766 | 140 | $33,440 |
Manufacturing is the largest private sector at 3,165 jobs, 13.8 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Genesee County
How many businesses are in Genesee County?
- Establishments, all industries1,255
- Employment at those establishments16,849
- Annual payroll$832.2 m
- Establishments per 1,000 residents21.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Genesee County
Building permits in Genesee County
- Housing units authorized by permit, 202470
- Declared construction value permitted$15.8 m
- Single family units authorized44
- Multifamily units authorized26
- Multifamily share of units37.1 percent
- Average declared value per unit$225,036
- Units authorized per 1,000 households2.8
Single-family homes are 62.9 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Genesee County
SBA loans in Genesee County (7(a) and 504)
- 7(a) approvals recorded108
- 7(a) gross approval dollars$18.7 m
- Average 7(a) approval$173,022
- Median 7(a) approval$50,000
- 10th percentile approval$15,000
- 90th percentile approval$345,800
- Largest single approval$3,190,000
- Jobs reported supported, 7(a)503
- Jobs per approval4.7
- Distinct 7(a) lenders active15
- Distinct industries receiving approvals55
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer7.4 percent
- Loans on real estate terms8
- Loans on working capital terms, 120 months or shorter98
- Franchise loans2
- Franchise share of approvals1.9 percent
- Leading industry by approval countGeneral Automotive Repair (9)
- Most active lenderManufacturers and Traders Trust Company (31)
- 504 approvals recorded18
- 504 gross approval dollars$12.7 m
- Average 504 approval$703,444
- Median 504 approval$379,500
- Distinct CDCs active2
- 504 jobs per approval3.8
- 504 jobs per million dollars approved5.4
- Most active CDCEmpire State Certified Development Corporation (17)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$31.3 m
The average approval of $173,022 sits well above the median of $50,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 7.4 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Genesee County
SBA loan default and charge-off rates in Genesee County
Do SBA loans in Genesee County get paid back?
- Loans with a final outcome recorded30
- Paid in full26
- Charged off4
- Charge-off rate on resolved loans13.3 percent
- Status: Cancelled16
- Status: Paid in full26
- Status: Exempt from disclosure52
- Status: Charged off4
- Status: Committed, not yet disbursed10
Of the 30 loans that have reached a final outcome, 13.3 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Genesee County
SBA lending by place in Genesee County
- Borrower cities with recorded lending14
- Batavia, approvals45
- Le Roy, approvals19
- Bergen, approvals12
- Pavilion, approvals7
- Corfu, approvals5
- Alexander, approvals4
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Batavia | 45 | $10,446,500 |
| Le Roy | 19 | $2,080,000 |
| Bergen | 12 | $2,030,800 |
| Pavilion | 7 | $835,000 |
| Corfu | 5 | $2,131,000 |
| Alexander | 4 | $571,000 |
| Stafford | 3 | $129,200 |
| Oakfield | 3 | $89,700 |
| 6 other borrower cities | 10 | $373,200 |
Batavia accounts for 45 approvals against 19 in Le Roy. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Genesee County
How large is Genesee County?
- Land area493 sq mi
- Rank by land area among New York counties45th of 62
- Width, east to west28.3 mi
- Height, north to south18.7 mi
- Geographies sharing a boundary6
- Residents per square mile of land117
- Establishments per square mile2.55
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Genesee County
Flood risk in Genesee County
- Communities in the county in the NFIP Community Status Book21
- Of those, participating in the NFIP21
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 7
- Communities carrying a CRS class1
- Radon levels in Genesee County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The EPA places Genesee County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 7, which carries a flood insurance premium discount for policies written in that community. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Genesee County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Genesee County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202457,787
- Households24,873
- Average household size2.32
- Median household income$73,314
- Median age42.4
Common questions
Genesee County questions, answered from the record.
How many people live in Genesee County, New York?
The Census Bureau estimates 57,604 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 57,787, in 24,873 households, ranking 44th of 62 New York counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Genesee County's population growing?
The population has fallen 1.35 percent since the 2020 census base of 58,393, to 57,604 on July 1, 2024. In 2024 there were 546 births against 690 deaths, with net migration of 115. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Genesee County?
$73,314. The median owner-occupied home is valued at $170,500, which is 2.3 times income, and median gross rent is $929 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Genesee County?
1,255 establishments, employing 16,849 people with an annual payroll of $832.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Genesee County?
Manufacturing is the largest private sector at 3,165 jobs, 13.8 percent of covered employment. Covered employment averages 22,999 jobs at an average annual pay of $56,701, or $1,090 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Genesee County?
108 7(a) approvals totaling $18.7 m since FY2020, across 15 lenders, with a median approval of $50,000, plus 18 504 approvals worth $12.7 m since FY2010. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Genesee County get paid back?
Of the 30 loans that have reached a final outcome, 26 were paid in full and 4 charged off, a charge-off rate of 13.3 percent. Loans still running are excluded, because they have not yet succeeded or failed.
How many building permits were issued in Genesee County?
70 housing units were authorized by permit in 2024, with a declared construction value of $15.8 m. Multifamily was 37.1 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Genesee County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Genesee County come from?
The largest single origin is Monroe County, with 255 households. Arriving households report an average income of $50,992 against $53,417 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Genesee County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Genesee County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Genesee County
Cities and places in Genesee.
9 Census places lie wholly or partly in Genesee County. All 9 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Batavia | city | 15,097 | 45 | Wholly in this county |
| Le Roy | village | 4,301 | 19 | Wholly in this county |
| Attica | village | 2,028 | None recorded | 12.3 percent here, 87.7 percent Wyoming County |
| Oakfield | village | 1,659 | 3 | Wholly in this county |
| Bergen | village | 1,360 | 12 | Wholly in this county |
| Pavilion | CDP | 751 | 7 | Wholly in this county |
| Corfu | village | 695 | 5 | Wholly in this county |
| Elba | village | 485 | 2 | Wholly in this county |
| Alexander | village | 404 | 4 | Wholly in this county |
A further 11 of the county's 108 SBA 7(a) approvals are to borrowers in cities that match no Census place in Genesee County, the largest being Stafford (3), Darien Center (2), East Bethany (2). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby