HomeNew YorkGenesee CountyElba village
Elba village, New York: commercial real estate data.
Elba village is a Census village of 485 people across 1.02 square miles of land, in Genesee County. Median household income is $65,625, 87.6 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $57,000.
70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Elba
What Elba is
- Census place typevillage
- Land area1.02 sq mi
- Water area0 sq mi
- Population per square mile of land477 plus or minus 136
- County holding the largest share of its areaGenesee County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elba
How many people live in Elba
- Population485 plus or minus 138
- Median age40.7 plus or minus 10.7
- Population under 1893 plus or minus 42
- Share under 1819.2 percent plus or minus 6.8
- Population 65 and over75 plus or minus 28
- Share 65 and over15.5 percent plus or minus 3.8
- Households218 plus or minus 47
- Family households138 plus or minus 41
- Share of households that are families63.3 percent plus or minus 12.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elba
Income and work in Elba
- Median household income$65,625 plus or minus $22,522
- Per capita income$38,483
- Civilian labor force271 plus or minus 74
- Employed265 plus or minus 75
- Unemployed6 plus or minus 7
- Unemployment rate2.2 percent plus or minus 2.5
- Adults 25 and over347 plus or minus 80
- Adults 25 and over with a high school diploma or higher94.8 percent plus or minus 29.9
- Adults 25 and over with a bachelor degree or higher19.3 percent plus or minus 8.0
- Adults 25 and over with a graduate degree3.5 percent plus or minus 5.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elba
Housing in Elba
- Housing units230 plus or minus 52
- Occupied units218 plus or minus 47
- Vacant units12 plus or minus 15
- Vacancy rate5.2 percent plus or minus 6.4
- Owner occupied191 plus or minus 46
- Renter occupied27 plus or minus 15
- Ownership rate87.6 percent
- Median owner-occupied home value$143,300
- Median gross rent, monthly$763 plus or minus $257
- Annual rent as a share of median income14.0 percent plus or minus 6.7
- Single family units211 plus or minus 47
- Share single family91.7 percent plus or minus 29.2
- Units in buildings of two or more19 plus or minus 21
- Share in buildings of two or more8.3 percent plus or minus 8.8
- Mobile homes0
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elba
How Elba gets to work
- Workers 16 and over who commute246 plus or minus 73
- Commuting under 15 minutes86 plus or minus 26
- Share commuting under 15 minutes35.0 percent
- Commuting 30 minutes or more53 plus or minus 26
- Share commuting 30 minutes or more21.5 percent plus or minus 8.4
- Drove alone82.0 percent
- Carpooled8.8 percent plus or minus 5.6
- Public transport0.0 percent
- Walked2.3 percent plus or minus 2.2
- Worked from home5.7 percent plus or minus 3.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elba
SBA loans in Elba (7(a))
- Approvals2
- Gross approval$57,000
- Average approval$28,500
- Median approval$32,000
- Ninetieth percentile approval$32,000
- Largest approval$32,000
- Jobs supported1
- Jobs per approval0.5
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS2
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Elba
Flood risk in Elba
- Listed NFIP communities2
- Of those, participating2
- NFIP community number361120
- Currently effective map date10/05/84(M)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Genesee County, not Elba
Genesee County context, not Elba figures
These are Genesee County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Elba measurements.
- Establishments in Genesee County1,255
- Employment at those establishments, Genesee County16,849
- Covered employment, Genesee County22,999
- Average annual pay, Genesee County$56,701
- Average weekly wage, Genesee County$1,090
- Housing units permitted, Genesee County70
- Of those, single family, Genesee County44
- County product, 2024, Genesee County$3,487,135,000
- County product change over the prior year, Genesee County5.3 percent
- Average income of an arriving household, Genesee County$50,992
Every figure in this section is published for Genesee County as a whole and is not a measurement of Elba. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Elba questions, answered from the record.
How many people live in Elba, New York?
485, in 218 households. Elba village covers 1.02 square miles of land, which is 477 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Elba in?
Genesee County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Elba?
$65,625. The median owner-occupied home is valued at $143,300. Median gross rent is $763 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Elba businesses?
2 7(a) approvals totalling $57,000, across 1 lenders, median approval $32,000. These count approvals to borrowers whose address is in Elba, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Elba borrowers get paid back?
No rate is published for Elba. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Elba in the National Flood Insurance Program?
Yes. Elba appears in the FEMA Community Status Book as community 361120, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Elba figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Genesee County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Elba.
Is zoning published for Elba?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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