HomeNew YorkMadison CountyDeRuyter
DeRuyter, New York: commercial real estate data.
DeRuyter is a Census village of 349 people across 0.37 square miles of land, in Madison County. Median household income is $55,000, 62.0 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $3.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
DeRuyter
What DeRuyter is
- Census place typevillage
- Land area0.37 sq mi
- Water area0 sq mi
- Population per square mile of land946 plus or minus 201
- County holding the largest share of its areaMadison County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
DeRuyter
How many people live in DeRuyter
- Population349 plus or minus 74
- Median age41.3 plus or minus 16.1
- Population under 1879 plus or minus 33
- Share under 1822.6 percent plus or minus 8.2
- Population 65 and over90 plus or minus 25
- Share 65 and over25.8 percent
- Households166 plus or minus 35
- Family households89 plus or minus 29
- Share of households that are families53.6 percent plus or minus 13.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
DeRuyter
Income and work in DeRuyter
- Median household income$55,000 plus or minus $23,017
- Per capita income$30,478
- Civilian labor force166 plus or minus 47
- Employed164 plus or minus 48
- Unemployed2 plus or minus 3
- Unemployment rate1.2 percent plus or minus 1.8
- Adults 25 and over239 plus or minus 54
- Adults 25 and over with a high school diploma or higher84.5 percent
- Adults 25 and over with a bachelor degree or higher23.8 percent plus or minus 18.6
- Adults 25 and over with a graduate degree4.2 percent plus or minus 7.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
DeRuyter
Housing in DeRuyter
- Housing units197
- Occupied units166 plus or minus 35
- Vacant units31 plus or minus 24
- Vacancy rate15.7 percent plus or minus 11.8
- Owner occupied103 plus or minus 30
- Renter occupied63 plus or minus 23
- Ownership rate62.0 percent plus or minus 12.5
- Median owner-occupied home value$107,600
- Median gross rent, monthly$456
- Annual rent as a share of median income9.9 percent plus or minus 4.3
- Single family units105 plus or minus 36
- Share single family53.3 percent plus or minus 14.8
- Units in buildings of two or more64 plus or minus 29
- Share in buildings of two or more32.5 percent plus or minus 13.4
- Mobile homes28 plus or minus 21
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
DeRuyter
How DeRuyter gets to work
- Workers 16 and over who commute125 plus or minus 46
- Commuting under 15 minutes55 plus or minus 38
- Share commuting under 15 minutes44.0 percent plus or minus 25.3
- Commuting 30 minutes or more47 plus or minus 16
- Share commuting 30 minutes or more37.6 percent plus or minus 18.8
- Drove alone75.8 percent plus or minus 19.3
- Carpooled6.7 percent plus or minus 7.7
- Public transport0.0 percent
- Walked1.3 percent plus or minus 2.0
- Worked from home16.1 percent plus or minus 13.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
DeRuyter
SBA loans in DeRuyter (7(a))
- Approvals6
- Gross approval$3,435,000
- Average approval$572,500
- Median approval$150,000
- Largest approval$2,500,000
- Jobs supported28
- Jobs per approval4.7
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders5
- Distinct industries by NAICS5
Counted by borrower city: approvals to borrowers whose address is in DeRuyter, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
DeRuyter
Flood risk in DeRuyter
- NFIP communityVillage of De Ruyter
- NFIP community number360396
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/24/84(M)
The Village of De Ruyter participates in the National Flood Insurance Program as community 360396 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Madison County, not DeRuyter
Madison County context, not DeRuyter figures
- Establishments in Madison County1,328
- Covered employment, Madison County20,886
- Average annual pay, Madison County$56,324
- Housing units permitted, Madison County120
Every figure in this section is published for Madison County as a whole and is not a measurement of DeRuyter.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
DeRuyter questions, answered from the record.
How many people live in DeRuyter, New York?
349, in 166 households. DeRuyter village covers 0.37 square miles of land, which is 946 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is DeRuyter in?
Madison County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in DeRuyter?
$55,000. The median owner-occupied home is valued at $107,600. Median gross rent is $456 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to DeRuyter businesses?
6 7(a) approvals totaling $3.4 m since FY2020, across 5 lenders, median approval $150,000. These count approvals to borrowers whose address is in DeRuyter, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to DeRuyter borrowers get paid back?
No rate is published for DeRuyter. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is DeRuyter in the National Flood Insurance Program?
Yes. DeRuyter appears in the FEMA Community Status Book as De Ruyter, village of, community 360396, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page DeRuyter figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Madison County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of DeRuyter.
Is zoning published for DeRuyter?
No. Nothing on this page presents parcel level zoning.
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