HomeNew YorkMadison CountyOneida city
Oneida city, New York: commercial real estate data.
Oneida city is a Census city of 10,171 people across 22.05 square miles of land, in Madison County. Median household income is $61,597, 61.9 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $572,600.
80 sourced place values · tier FULL · 9 sections
Oneida
What Oneida is
- Census place typecity
- Land area22.05 sq mi
- Water area0.08 sq mi
- Population per square mile of land461
- County holding the largest share of its areaMadison County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oneida
How many people live in Oneida
- Population10,171
- Median age47.0
- Population under 181,937
- Share under 1819.0 percent
- Population 65 and over2,137
- Share 65 and over21.0 percent
- Households4,619
- Family households2,397
- Share of households that are families51.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oneida
Income and work in Oneida
- Median household income$61,597
- Per capita income$38,684
- Civilian labor force5,023
- Employed4,847
- Unemployed176 plus or minus 71
- Unemployment rate3.5 percent plus or minus 1.4
- Adults 25 and over7,544
- Adults 25 and over with a high school diploma or higher89.6 percent
- Adults 25 and over with a bachelor degree or higher25.3 percent
- Adults 25 and over with a graduate degree11.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oneida
Housing in Oneida
- Housing units4,935
- Occupied units4,619
- Vacant units316 plus or minus 120
- Vacancy rate6.4 percent plus or minus 2.4
- Owner occupied2,861
- Renter occupied1,758
- Ownership rate61.9 percent
- Median owner-occupied home value$160,100
- Median gross rent, monthly$903
- Annual rent as a share of median income17.6 percent
- Single family units3,044
- Share single family61.7 percent
- Units in buildings of two or more1,885
- Share in buildings of two or more38.2 percent
- Mobile homes6 plus or minus 6
- Median year structure built1946
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oneida
How Oneida gets to work
- Workers 16 and over who commute4,389
- Commuting under 15 minutes2,114
- Share commuting under 15 minutes48.2 percent
- Commuting 30 minutes or more1,252
- Share commuting 30 minutes or more28.5 percent
- Drove alone78.3 percent
- Carpooled7.5 percent plus or minus 1.9
- Public transport0.3 percent plus or minus 0.2
- Walked4.4 percent plus or minus 2.1
- Worked from home8.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oneida
SBA 7(a) lending to Oneida borrowers
- Approvals5
- Gross approval$572,600
- Average approval$114,520
- Median approval$126,800
- Ninetieth percentile approval$150,000
- Largest approval$150,000
- Jobs supported35
- Jobs per approval7.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term84 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises20.0 percent
- Distinct lenders4
- Distinct industries by NAICS5
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oneida
SBA 504 lending to Oneida borrowers
- Approvals2
- Gross approval$1,995,000
- Average approval$997,500
- Median approval$1,112,000
- Largest approval$1,112,000
- Jobs supported10
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Oneida
Flood programme status in Oneida
- Listed NFIP communities1
- Of those, participating1
- NFIP community number360408
- Currently effective map date02/23/01
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Madison County, not Oneida
Madison County context, not Oneida figures
These are Madison County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Oneida measurements.
- Establishments in Madison County1,328
- Employment at those establishments, Madison County17,161
- Covered employment, Madison County20,886
- Average annual pay, Madison County$56,324
- Average weekly wage, Madison County$1,083
- Housing units permitted, Madison County120
- Of those, single family, Madison County79
- County product, 2024, Madison County$3,091,348,000
- County product change over the prior year, Madison County3.3 percent
- Average income of an arriving household, Madison County$66,471
Every figure in this section is published for Madison County as a whole and is not a measurement of Oneida. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Oneida questions, answered from the record.
How many people live in Oneida, New York?
10,171, in 4,619 households. Oneida city covers 22.05 square miles of land, which is 461 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oneida in?
Madison County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Oneida?
$61,597. The median owner-occupied home is valued at $160,100. Median gross rent is $903 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Oneida businesses?
5 7(a) approvals totalling $572,600, across 4 lenders, median approval $126,800, plus 2 504 approvals worth $2.0 m. These count approvals to borrowers whose address is in Oneida, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oneida borrowers get paid back?
No rate is published for Oneida. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Oneida in the National Flood Insurance Program?
Yes. Oneida appears in the FEMA Community Status Book as community 360408, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Oneida figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Madison County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oneida.
Is zoning published for Oneida?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
Nearby