HomeNew YorkNassau CountyOceanside CDP
Oceanside CDP, New York: commercial real estate data.
Oceanside CDP is a Census CDP of 31,639 people across 4.93 square miles of land, in Nassau County. Median household income is $149,560, 93.2 percent of occupied homes are owned, and the SBA record carries 80 7(a) approvals to borrowers here worth $25.1 m.
77 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Oceanside
What Oceanside is
- Census place typeCDP
- Land area4.93 sq mi
- Water area0.5 sq mi
- Population per square mile of land6,418
- County holding the largest share of its areaNassau County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oceanside
How many people live in Oceanside
- Population31,639
- Median age45.7
- Population under 186,465
- Share under 1820.4 percent
- Population 65 and over7,087
- Share 65 and over22.4 percent
- Households10,970
- Family households8,624
- Share of households that are families78.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oceanside
Income and work in Oceanside
- Median household income$149,560
- Per capita income$63,220
- Civilian labor force17,571
- Employed16,547
- Unemployed1,024 plus or minus 260
- Unemployment rate5.8 percent plus or minus 1.4
- Adults 25 and over22,720
- Adults 25 and over with a high school diploma or higher95.5 percent
- Adults 25 and over with a bachelor degree or higher48.7 percent
- Adults 25 and over with a graduate degree24.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oceanside
Housing in Oceanside
- Housing units11,328
- Occupied units10,970
- Vacant units358 plus or minus 172
- Vacancy rate3.2 percent plus or minus 1.5
- Owner occupied10,226
- Renter occupied744 plus or minus 222
- Ownership rate93.2 percent
- Median owner-occupied home value$634,300
- Median gross rent, monthly$2,227
- Annual rent as a share of median income17.9 percent
- Single family units10,055
- Share single family88.8 percent
- Units in buildings of two or more1,273 plus or minus 256
- Share in buildings of two or more11.2 percent
- Mobile homes0
- Median year structure built1956
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oceanside
How Oceanside gets to work
- Workers 16 and over who commute13,568
- Commuting under 15 minutes3,108
- Share commuting under 15 minutes22.9 percent
- Commuting 30 minutes or more7,588
- Share commuting 30 minutes or more55.9 percent
- Drove alone59.3 percent
- Carpooled8.9 percent plus or minus 2.8
- Public transport12.9 percent
- Walked2.2 percent plus or minus 1.0
- Worked from home15.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oceanside
SBA loans in Oceanside (7(a))
- Approvals80
- Gross approval$25,117,600
- Average approval$313,970
- Median approval$70,000
- Ninetieth percentile approval$500,000
- Largest approval$4,497,300
- Jobs supported536
- Jobs per approval6.7
- Loans with a final outcome17
- Paid in full14
- Charged off3
- Charge-off rate over resolved loans17.6 percent
- Median term120 months
- Share on real estate terms of 20 years or more5.0 percent
- Share to franchises5.0 percent
- Distinct lenders25
- Distinct industries by NAICS57
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oceanside
SBA loans in Oceanside (504)
- Approvals11
- Gross approval$11,113,000
- Average approval$1,010,273
- Median approval$803,000
- Largest approval$3,165,000
- Jobs supported102
- Loans with a final outcome2
- Charged off1
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Nassau County, not Oceanside
Nassau County context, not Oceanside figures
These are Nassau County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Oceanside measurements.
- Establishments in Nassau County48,718
- Employment at those establishments, Nassau County562,420
- Covered employment, Nassau County631,563
- Average annual pay, Nassau County$77,454
- Average weekly wage, Nassau County$1,489
- Housing units permitted, Nassau County830
- Of those, single family, Nassau County607
- County product, 2024, Nassau County$130,221,948,000
- County product change over the prior year, Nassau County3.7 percent
- Average income of an arriving household, Nassau County$131,119
Every figure in this section is published for Nassau County as a whole and is not a measurement of Oceanside. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Oceanside questions, answered from the record.
How many people live in Oceanside, New York?
31,639, in 10,970 households. Oceanside CDP covers 4.93 square miles of land, which is 6,418 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oceanside in?
Nassau County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Oceanside?
$149,560. The median owner-occupied home is valued at $634,300. Median gross rent is $2,227 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Oceanside businesses?
80 7(a) approvals totalling $25.1 m, across 25 lenders, median approval $70,000, plus 11 504 approvals worth $11.1 m. These count approvals to borrowers whose address is in Oceanside, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oceanside borrowers get paid back?
Of the 17 loans that have reached a final outcome, 14 were paid in full and 3 charged off, a charge off rate of 17.6 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Oceanside figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Nassau County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oceanside.
Is zoning published for Oceanside?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.