HomeNew YorkNassau CountyValley Stream
Valley Stream, New York: commercial real estate data.
Valley Stream is a Census village of 40,315 people across 3.48 square miles of land, in Nassau County. Median household income is $133,190, 78.7 percent of occupied homes are owned, and the SBA record carries 82 7(a) approvals to borrowers here worth $19.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Valley Stream
What Valley Stream is
- Census place typevillage
- Land area3.48 sq mi
- Water area0.02 sq mi
- Population per square mile of land11,592
- County holding the largest share of its areaNassau County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valley Stream
How many people live in Valley Stream
- Population40,315
- Median age40.9
- Population under 187,847
- Share under 1819.5 percent
- Population 65 and over6,898
- Share 65 and over17.1 percent
- Households12,340
- Family households9,906
- Share of households that are families80.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valley Stream
Income and work in Valley Stream
- Median household income$133,190
- Per capita income$49,554
- Civilian labor force22,301
- Employed21,671
- Unemployed630 plus or minus 227
- Unemployment rate2.8 percent plus or minus 1.0
- Adults 25 and over28,869
- Adults 25 and over with a high school diploma or higher89.4 percent
- Adults 25 and over with a bachelor degree or higher39.7 percent
- Adults 25 and over with a graduate degree14.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valley Stream
Housing in Valley Stream
- Housing units12,957
- Occupied units12,340
- Vacant units617 plus or minus 242
- Vacancy rate4.8 percent plus or minus 1.9
- Owner occupied9,710
- Renter occupied2,630 plus or minus 569
- Ownership rate78.7 percent
- Median owner-occupied home value$616,100
- Median gross rent, monthly$2,124
- Annual rent as a share of median income19.1 percent
- Single family units10,308
- Share single family79.6 percent
- Units in buildings of two or more2,629 plus or minus 589
- Share in buildings of two or more20.3 percent plus or minus 4.5
- Mobile homes20 plus or minus 24
- Median year structure built1951
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valley Stream
How Valley Stream gets to work
- Workers 16 and over who commute18,518
- Commuting under 15 minutes2,485 plus or minus 512
- Share commuting under 15 minutes13.4 percent
- Commuting 30 minutes or more12,300
- Share commuting 30 minutes or more66.4 percent
- Drove alone54.9 percent
- Carpooled8.0 percent plus or minus 2.6
- Public transport19.7 percent
- Walked2.7 percent plus or minus 1.4
- Worked from home12.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valley Stream
SBA loans in Valley Stream (7(a))
- Approvals82
- Gross approval$19,813,800
- Average approval$241,632
- Median approval$100,000
- Ninetieth percentile approval$548,980
- Largest approval$2,790,000
- Jobs supported519
- Jobs per approval6.3
- Loans with a final outcome14
- Paid in full8
- Charged off6
- Median term120 months
- Share on real estate terms of 20 years or more6.1 percent
- Share to franchises4.9 percent
- Distinct lenders25
- Distinct industries by NAICS54
Counted by borrower city: approvals to borrowers whose address is in Valley Stream, in any county, FY2020 to FY2026. Only 14 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Valley Stream
SBA loans in Valley Stream (504)
- Approvals6
- Gross approval$2,927,000
- Average approval$487,833
- Median approval$385,500
- Largest approval$1,025,000
- Jobs supported32
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Valley Stream, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Valley Stream
Flood risk in Valley Stream
- NFIP communityVillage of Valley Stream
- NFIP community number360495
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/11/09
The Village of Valley Stream participates in the National Flood Insurance Program as community 360495 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Nassau County, not Valley Stream
Nassau County context, not Valley Stream figures
- Establishments in Nassau County48,718
- Covered employment, Nassau County631,563
- Average annual pay, Nassau County$77,454
- Housing units permitted, Nassau County830
Every figure in this section is published for Nassau County as a whole and is not a measurement of Valley Stream.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Valley Stream questions, answered from the record.
How many people live in Valley Stream, New York?
40,315, in 12,340 households. Valley Stream village covers 3.48 square miles of land, which is 11,592 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Valley Stream in?
Nassau County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Valley Stream?
$133,190. The median owner-occupied home is valued at $616,100. Median gross rent is $2,124 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Valley Stream businesses?
82 7(a) approvals totaling $19.8 m since FY2020, across 25 lenders, median approval $100,000, plus 6 504 approvals worth $2.9 m since FY2010. These count approvals to borrowers whose address is in Valley Stream, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Valley Stream borrowers get paid back?
No rate is published for Valley Stream. Only 14 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Valley Stream in the National Flood Insurance Program?
Yes. Valley Stream appears in the FEMA Community Status Book as Valley Stream, village of, community 360495, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Valley Stream figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Nassau County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Valley Stream.
Is zoning published for Valley Stream?
No. Nothing on this page presents parcel level zoning.