HomeNew YorkOneida CountyRome city
Rome city, New York: commercial real estate data.
Rome city is a Census city of 31,795 people across 74.85 square miles of land, in Oneida County. Median household income is $59,925, 56.6 percent of occupied homes are owned, and the SBA record carries 23 7(a) approvals to borrowers here worth $12.3 m.
80 sourced place values · tier FULL · 9 sections
Rome
What Rome is
- Census place typecity
- Land area74.85 sq mi
- Water area0.8 sq mi
- Population per square mile of land425
- County holding the largest share of its areaOneida County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rome
How many people live in Rome
- Population31,795
- Median age40.7
- Population under 186,195
- Share under 1819.5 percent
- Population 65 and over6,290
- Share 65 and over19.8 percent
- Households13,870
- Family households7,912
- Share of households that are families57.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rome
Income and work in Rome
- Median household income$59,925
- Per capita income$33,321
- Civilian labor force13,835
- Employed13,012
- Unemployed823 plus or minus 210
- Unemployment rate5.9 percent plus or minus 1.5
- Adults 25 and over22,953
- Adults 25 and over with a high school diploma or higher87.4 percent
- Adults 25 and over with a bachelor degree or higher20.8 percent
- Adults 25 and over with a graduate degree8.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rome
Housing in Rome
- Housing units15,300
- Occupied units13,870
- Vacant units1,430
- Vacancy rate9.3 percent
- Owner occupied7,851
- Renter occupied6,019
- Ownership rate56.6 percent
- Median owner-occupied home value$154,400
- Median gross rent, monthly$909
- Annual rent as a share of median income18.2 percent
- Single family units9,046
- Share single family59.1 percent
- Units in buildings of two or more5,919
- Share in buildings of two or more38.7 percent
- Mobile homes335 plus or minus 155
- Median year structure built1955
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rome
How Rome gets to work
- Workers 16 and over who commute11,065
- Commuting under 15 minutes4,771
- Share commuting under 15 minutes43.1 percent
- Commuting 30 minutes or more2,109
- Share commuting 30 minutes or more19.1 percent
- Drove alone72.3 percent
- Carpooled9.6 percent plus or minus 2.1
- Public transport1.0 percent plus or minus 0.8
- Walked3.3 percent plus or minus 1.3
- Worked from home12.8 percent plus or minus 2.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rome
SBA 7(a) lending to Rome borrowers
- Approvals23
- Gross approval$12,314,300
- Average approval$535,404
- Median approval$75,000
- Ninetieth percentile approval$1,400,000
- Largest approval$5,000,000
- Jobs supported428
- Jobs per approval18.6
- Loans with a final outcome6
- Paid in full6
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more17.4 percent
- Share to franchises4.3 percent
- Distinct lenders12
- Distinct industries by NAICS17
A charge-off rate is not published here. only 6 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Rome
SBA 504 lending to Rome borrowers
- Approvals9
- Gross approval$6,300,000
- Average approval$700,000
- Median approval$484,000
- Largest approval$1,843,000
- Jobs supported100
- Loans with a final outcome4
- Charged off2
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Rome
Flood programme status in Rome
- Listed NFIP communities1
- Of those, participating1
- NFIP community number360542
- Currently effective map date09/27/13
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Oneida County, not Rome
Oneida County context, not Rome figures
These are Oneida County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Rome measurements.
- Establishments in Oneida County4,713
- Employment at those establishments, Oneida County85,570
- Covered employment, Oneida County102,542
- Average annual pay, Oneida County$61,102
- Average weekly wage, Oneida County$1,175
- Housing units permitted, Oneida County221
- Of those, single family, Oneida County125
- County product, 2024, Oneida County$14,679,920,000
- County product change over the prior year, Oneida County5.0 percent
- Average income of an arriving household, Oneida County$52,417
Every figure in this section is published for Oneida County as a whole and is not a measurement of Rome. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Rome questions, answered from the record.
How many people live in Rome, New York?
31,795, in 13,870 households. Rome city covers 74.85 square miles of land, which is 425 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Rome in?
Oneida County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Rome?
$59,925. The median owner-occupied home is valued at $154,400. Median gross rent is $909 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Rome businesses?
23 7(a) approvals totalling $12.3 m, across 12 lenders, median approval $75,000, plus 9 504 approvals worth $6.3 m. These count approvals to borrowers whose address is in Rome, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Rome borrowers get paid back?
No rate is published for Rome. only 6 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Rome in the National Flood Insurance Program?
Yes. Rome appears in the FEMA Community Status Book as community 360542, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Rome figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Oneida County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Rome.
Is zoning published for Rome?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.