Onondaga County, New York: commercial real estate data.
Onondaga County, New York had an estimated 469,812 residents on July 1, 2024, down 1.4 percent since the 2020 census base of 476,523, across 778 square miles. County output reached $42.50 bn in 2024, 11,166 establishments operate here, and the SBA record carries 511 7(a) approvals worth $192.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Onondaga County
How many people live in Onondaga County
- Population, American Community Survey 2020-2024471,129
- Households197,760
- Average household size2.38
- Median household income$76,945
- Median age39.6
- Median gross rent$1,108 per month
- Median owner-occupied home value$200,200
- Home value to household income2.6 times
- Annual rent as a share of median income17.3 percent
- Adults 25 and over with a bachelor degree or higher39.2 percent
- Adults 25 and over with a graduate degree17.6 percent
- Adults 25 and over325,131
- Population under 1898,554
- Share under 1820.9 percent
- Population 65 and over87,986
- Share 65 and over18.7 percent
- Working age population, 18 to 64284,589
- Civilian labor force238,796
- Unemployment rate5.2 percent
- Labor force participation, adults 18 and over64.1 percent
- Rank by population among New York counties11th of 62
- Rank by population among US county-equivalents, Puerto Rico included153rd of 3,222
Onondaga County is the 11th largest of 62 New York counties by population. A median home costs 2.6 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 20.9 percent against 18.7 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Onondaga County
Is Onondaga County's population growing?
- Population, July 1, 2024469,812
- Census 2020 base population476,523
- Population change since the 2020 census base-1.41 percent
- Population change, 2023 to 2024586
- Births, 20244,637
- Deaths, 20244,599
- Natural change, 202438
- Net domestic migration, 2024-2,246
- Net international migration, 20242,795
- Total net migration, 2024549
- Cumulative net domestic migration, 2021 to 2024-10,963
- Rank by growth among US county-equivalents2329th of 3,144
The county has lost 1.41 percent of its population since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Onondaga County
Where are people moving to Onondaga County from?
- Tax returns filed by households arriving7,639
- People arriving, from those returns11,957
- Tax returns filed by households leaving9,597
- Net household movement-1,958
- Adjusted gross income arriving$507.6 m
- Net adjusted gross income movement$-323.1 m
- Average income of an arriving household$66,450
- Average income of a leaving household$86,555
- Largest single originOswego County (793 households)
- Largest single destinationOswego County (933 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Oswego County | 793 | 1,287 | $42.1 m |
| Madison County | 408 | 609 | $29.9 m |
| Cayuga County | 343 | 524 | $21.3 m |
| Oneida County | 335 | 500 | $18.6 m |
| Monroe County | 228 | 309 | $13.1 m |
| Jefferson County | 153 | 239 | $9.7 m |
| Erie County | 142 | 205 | $8.8 m |
| Cortland County | 136 | 198 | $8.7 m |
Households arriving report $20,105 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Oswego County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Onondaga County
What is the Onondaga County economy?
- County GDP, 2024$42.50 bn
- County GDP, 2023$39.80 bn
- GDP change, 2023 to 20246.8 percent
- GDP change over five years26.9 percent
- Rank by GDP among the New York areas BEA publishes11th of 62
- Rank by GDP among the US county areas BEA publishes139th of 3,127
- GDP per resident$90,209
Output grew 6.8 percent in the latest year and 26.9 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Onondaga County
Employment by industry in Onondaga County
- Covered employment, annual average245,375
- Establishments reporting12,898
- Average annual pay$69,444
- Average weekly wage$1,335
- Health care and social assistance, employment35,080
- Health care and social assistance, average annual pay$63,669
- Retail trade, employment24,814
- Retail trade, average annual pay$40,683
- Manufacturing, employment19,589
- Manufacturing, average annual pay$86,756
- Accommodation and food services, employment17,600
- Accommodation and food services, average annual pay$28,085
- Administrative and support and waste management services, employment15,190
- Transportation and warehousing, employment14,646
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 35,080 | 1,234 | $63,669 |
| Retail trade | 24,814 | 1,489 | $40,683 |
| Manufacturing | 19,589 | 457 | $86,756 |
| Accommodation and food services | 17,600 | 1,074 | $28,085 |
| Administrative and support and waste management services | 15,190 | 822 | $59,538 |
| Transportation and warehousing | 14,646 | 333 | $48,298 |
| Professional, scientific and technical services | 14,069 | 1,344 | $95,609 |
| Wholesale trade | 11,560 | 703 | $89,237 |
Health care and social assistance is the largest private sector at 35,080 jobs, 14.3 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Onondaga County
How many businesses are in Onondaga County?
- Establishments, all industries11,166
- Employment at those establishments223,537
- Annual payroll$13.23 bn
- Establishments per 1,000 residents23.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Onondaga County
Building permits in Onondaga County
- Housing units authorized by permit, 2024633
- Declared construction value permitted$151.3 m
- Single family units authorized323
- Multifamily units authorized310
- Multifamily share of units49.0 percent
- Average declared value per unit$239,043
- Units authorized per 1,000 households3.2
Multifamily is 49.0 percent of units authorized, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Onondaga County
SBA loans in Onondaga County (7(a) and 504)
- 7(a) approvals recorded511
- 7(a) gross approval dollars$192.7 m
- Average 7(a) approval$377,196
- Median 7(a) approval$100,000
- 10th percentile approval$20,000
- 90th percentile approval$1,000,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)5,322
- Jobs per approval10.4
- Distinct 7(a) lenders active57
- Distinct industries receiving approvals181
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer6.7 percent
- Loans on real estate terms34
- Loans on working capital terms, 120 months or shorter461
- Franchise loans47
- Franchise share of approvals9.2 percent
- Leading industry by approval countFull-Service Restaurants (31)
- Most active lenderManufacturers and Traders Trust Company (232)
- 504 approvals recorded157
- 504 gross approval dollars$103.9 m
- Average 504 approval$661,860
- Median 504 approval$317,000
- Distinct CDCs active5
- 504 jobs per approval8.1
- 504 jobs per million dollars approved12.2
- Most active CDCGreater Syracuse Business Development Corporation (84)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$296.7 m
The average approval of $377,196 sits well above the median of $100,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 6.7 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Onondaga County
SBA loan default and charge-off rates in Onondaga County
Do SBA loans in Onondaga County get paid back?
- Loans with a final outcome recorded103
- Paid in full97
- Charged off6
- Charge-off rate on resolved loans5.8 percent
- Status: Cancelled56
- Status: Exempt from disclosure316
- Status: Paid in full97
- Status: Charged off6
- Status: Committed, not yet disbursed36
Of the 103 loans that have reached a final outcome, 5.8 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Onondaga County
SBA lending by place in Onondaga County
- Borrower cities with recorded lending33
- Syracuse, approvals195
- Liverpool, approvals59
- East Syracuse, approvals56
- Cicero, approvals27
- Baldwinsville, approvals25
- Clay, approvals23
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Syracuse | 195 | $78,571,800 |
| Liverpool | 59 | $20,822,200 |
| East Syracuse | 56 | $33,196,500 |
| Cicero | 27 | $12,067,300 |
| Baldwinsville | 25 | $13,260,100 |
| Clay | 23 | $9,824,900 |
| Skaneateles | 21 | $1,539,100 |
| Manlius | 18 | $4,064,500 |
| 25 other borrower cities | 87 | $19,400,700 |
Syracuse accounts for 195 approvals against 59 in Liverpool. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Onondaga County
How large is Onondaga County?
- Land area778 sq mi
- Rank by land area among New York counties27th of 62
- Width, east to west30.5 mi
- Height, north to south34.6 mi
- Geographies sharing a boundary4
- Residents per square mile of land606
- Establishments per square mile14.35
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Onondaga County
Flood risk in Onondaga County
- Communities in the county in the NFIP Community Status Book35
- Of those, participating in the NFIP34
- NFIP participation rate97.1 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 7
- Communities carrying a CRS class2
- Radon levels in Onondaga County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The EPA places Onondaga County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 7, which carries a flood insurance premium discount for policies written in that community. 97.1 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Onondaga County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Onondaga County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-2024471,129
- Households197,760
- Average household size2.38
- Median household income$76,945
- Median age39.6
Common questions
Onondaga County questions, answered from the record.
How many people live in Onondaga County, New York?
The Census Bureau estimates 469,812 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 471,129, in 197,760 households, ranking 11th of 62 New York counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Onondaga County's population growing?
The population has fallen 1.41 percent since the 2020 census base of 476,523, to 469,812 on July 1, 2024. In 2024 there were 4,637 births against 4,599 deaths, with net migration of 549. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Onondaga County?
$76,945. The median owner-occupied home is valued at $200,200, which is 2.6 times income, and median gross rent is $1,108 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Onondaga County?
11,166 establishments, employing 223,537 people with an annual payroll of $13.23 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Onondaga County?
Health care and social assistance is the largest private sector at 35,080 jobs, 14.3 percent of covered employment. Covered employment averages 245,375 jobs at an average annual pay of $69,444, or $1,335 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Onondaga County?
511 7(a) approvals totaling $192.7 m since FY2020, across 57 lenders, with a median approval of $100,000, plus 157 504 approvals worth $103.9 m since FY2010. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Onondaga County get paid back?
Of the 103 loans that have reached a final outcome, 97 were paid in full and 6 charged off, a charge-off rate of 5.8 percent. Loans still running are excluded, because they have not yet succeeded or failed.
How many building permits were issued in Onondaga County?
633 housing units were authorized by permit in 2024, with a declared construction value of $151.3 m. Multifamily was 49.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Onondaga County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Onondaga County come from?
The largest single origin is Oswego County, with 793 households. Arriving households report an average income of $66,450 against $86,555 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Onondaga County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Onondaga County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Onondaga County
Cities and places in Onondaga.
29 Census places lie wholly or partly in Onondaga County. All 29 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Syracuse | city | 146,384 | 195 | Wholly in this county |
| De Witt | CDP | 11,060 | None recorded | Wholly in this county |
| Fairmount | CDP | 9,724 | None recorded | Wholly in this county |
| Baldwinsville | village | 7,715 | 25 | Wholly in this county |
| North Syracuse | village | 6,693 | 5 | Wholly in this county |
| Radisson | CDP | 6,676 | None recorded | Wholly in this county |
| Solvay | village | 6,544 | None recorded | Wholly in this county |
| Mattydale | CDP | 5,971 | 1 | Wholly in this county |
| Westvale | CDP | 5,212 | None recorded | Wholly in this county |
| Manlius | village | 4,644 | 18 | Wholly in this county |
| Brewerton | CDP | 4,330 | 4 | 64.1 percent here, 35.9 percent Oswego County |
| Fayetteville | village | 4,214 | 16 | Wholly in this county |
| Lyncourt | CDP | 4,095 | None recorded | Wholly in this county |
| Galeville | CDP | 3,962 | None recorded | Wholly in this county |
| Village Green | CDP | 3,687 | None recorded | Wholly in this county |
| Minoa | village | 3,653 | 2 | Wholly in this county |
| East Syracuse | village | 3,039 | 56 | Wholly in this county |
| Liverpool | village | 2,695 | 59 | Wholly in this county |
| Skaneateles | village | 2,543 | 21 | Wholly in this county |
| Lakeland | CDP | 2,322 | None recorded | Wholly in this county |
| Nedrow | CDP | 2,029 | 1 | Wholly in this county |
| Seneca Knolls | CDP | 2,001 | None recorded | Wholly in this county |
| Marcellus | village | 1,894 | 6 | Wholly in this county |
| Jordan | village | 1,574 | 3 | Wholly in this county |
| Camillus | village | 1,424 | 9 | Wholly in this county |
| Bridgeport | CDP | 1,391 | None recorded | 37.1 percent here, 62.9 percent Madison County |
| Elbridge | village | 1,224 | 10 | Wholly in this county |
| Tully | village | 959 | 1 | Wholly in this county |
| Fabius | village | 350 | 4 | Wholly in this county |
A further 75 of the county's 511 SBA 7(a) approvals are to borrowers in cities that match no Census place in Onondaga County, the largest being Cicero (27), Clay (23), La Fayette (7). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby