HomeNew YorkOrange CountyChester village
Chester village, New York: commercial real estate data.
Chester village is a Census village of 4,033 people across 2.15 square miles of land, in Orange County. Median household income is $100,514, 50.2 percent of occupied homes are owned, and the SBA record carries 34 7(a) approvals to borrowers here worth $17.5 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Chester
What Chester is
- Census place typevillage
- Land area2.15 sq mi
- Water area0 sq mi
- Population per square mile of land1,877
- County holding the largest share of its areaOrange County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chester
How many people live in Chester
- Population4,033
- Median age38.7
- Population under 18641 plus or minus 287
- Share under 1815.9 percent plus or minus 7.1
- Population 65 and over572 plus or minus 184
- Share 65 and over14.2 percent plus or minus 4.6
- Households1,552
- Family households889
- Share of households that are families57.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chester
Income and work in Chester
- Median household income$100,514 plus or minus $28,198
- Per capita income$55,510
- Civilian labor force2,587
- Employed2,556
- Unemployed31 plus or minus 51
- Unemployment rate1.2 percent plus or minus 2.0
- Adults 25 and over3,093
- Adults 25 and over with a high school diploma or higher99.3 percent
- Adults 25 and over with a bachelor degree or higher35.4 percent plus or minus 9.8
- Adults 25 and over with a graduate degree11.9 percent plus or minus 4.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chester
Housing in Chester
- Housing units1,714
- Occupied units1,552
- Vacant units162 plus or minus 128
- Vacancy rate9.5 percent plus or minus 7.4
- Owner occupied779 plus or minus 243
- Renter occupied773 plus or minus 177
- Ownership rate50.2 percent plus or minus 14.1
- Median owner-occupied home value$330,200 plus or minus $71,678
- Median gross rent, monthly$2,010
- Annual rent as a share of median income24.0 percent plus or minus 7.2
- Single family units949 plus or minus 214
- Share single family55.4 percent
- Units in buildings of two or more755 plus or minus 256
- Share in buildings of two or more44.0 percent plus or minus 13.7
- Mobile homes10 plus or minus 20
- Median year structure built1981
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chester
How Chester gets to work
- Workers 16 and over who commute2,261
- Commuting under 15 minutes566 plus or minus 260
- Share commuting under 15 minutes25.0 percent plus or minus 11.0
- Commuting 30 minutes or more1,334 plus or minus 400
- Share commuting 30 minutes or more59.0 percent plus or minus 15.6
- Drove alone70.7 percent
- Carpooled3.1 percent plus or minus 2.8
- Public transport14.0 percent plus or minus 12.1
- Walked2.4 percent plus or minus 2.6
- Worked from home9.8 percent plus or minus 5.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chester
SBA loans in Chester (7(a))
- Approvals34
- Gross approval$17,542,300
- Average approval$515,950
- Median approval$150,000
- Ninetieth percentile approval$903,500
- Largest approval$5,000,000
- Jobs supported311
- Jobs per approval9.1
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more11.8 percent
- Share to franchises0.0 percent
- Distinct lenders12
- Distinct industries by NAICS27
A charge-off rate is not published here. only 4 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Chester
SBA loans in Chester (504)
- Approvals6
- Gross approval$7,064,000
- Average approval$1,177,333
- Median approval$822,000
- Largest approval$3,010,000
- Jobs supported65
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Chester
Flood risk in Chester
- Listed NFIP communities3
- Of those, participating3
- NFIP community number360870
- Currently effective map date08/03/09
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Orange County, not Chester
Orange County context, not Chester figures
These are Orange County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Chester measurements.
- Establishments in Orange County10,467
- Employment at those establishments, Orange County129,093
- Covered employment, Orange County155,524
- Average annual pay, Orange County$62,619
- Average weekly wage, Orange County$1,204
- Housing units permitted, Orange County2,172
- Of those, single family, Orange County445
- County product, 2024, Orange County$27,748,499,000
- County product change over the prior year, Orange County5.5 percent
- Average income of an arriving household, Orange County$78,537
Every figure in this section is published for Orange County as a whole and is not a measurement of Chester. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Chester questions, answered from the record.
How many people live in Chester, New York?
4,033, in 1,552 households. Chester village covers 2.15 square miles of land, which is 1,877 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Chester in?
Orange County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Chester?
$100,514. The median owner-occupied home is valued at $330,200. Median gross rent is $2,010 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Chester businesses?
34 7(a) approvals totalling $17.5 m, across 12 lenders, median approval $150,000, plus 6 504 approvals worth $7.1 m. These count approvals to borrowers whose address is in Chester, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Chester borrowers get paid back?
No rate is published for Chester. only 4 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Chester in the National Flood Insurance Program?
Yes. Chester appears in the FEMA Community Status Book as community 360870, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Chester figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Orange County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Chester.
Is zoning published for Chester?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.