HomeNew YorkOswego CountyFulton
Fulton, New York: commercial real estate data.
Fulton is a Census city of 11,272 people across 3.92 square miles of land, in Oswego County. Median household income is $52,046, 54.3 percent of occupied homes are owned, and the SBA record carries 14 7(a) approvals to borrowers here worth $1.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Fulton
What Fulton is
- Census place typecity
- Land area3.92 sq mi
- Water area1.04 sq mi
- Population per square mile of land2,873
- County holding the largest share of its areaOswego County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fulton
How many people live in Fulton
- Population11,272
- Median age34.1
- Population under 182,916
- Share under 1825.9 percent
- Population 65 and over1,773
- Share 65 and over15.7 percent
- Households4,743
- Family households2,804
- Share of households that are families59.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fulton
Income and work in Fulton
- Median household income$52,046
- Per capita income$30,164
- Civilian labor force4,816
- Employed4,503
- Unemployed313 plus or minus 126
- Unemployment rate6.5 percent plus or minus 2.6
- Adults 25 and over7,154
- Adults 25 and over with a high school diploma or higher83.0 percent
- Adults 25 and over with a bachelor degree or higher16.4 percent
- Adults 25 and over with a graduate degree5.2 percent plus or minus 1.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fulton
Housing in Fulton
- Housing units5,199
- Occupied units4,743
- Vacant units456 plus or minus 166
- Vacancy rate8.8 percent plus or minus 3.2
- Owner occupied2,577
- Renter occupied2,166
- Ownership rate54.3 percent
- Median owner-occupied home value$101,000
- Median gross rent, monthly$887
- Annual rent as a share of median income20.5 percent
- Single family units2,816
- Share single family54.2 percent
- Units in buildings of two or more2,356
- Share in buildings of two or more45.3 percent
- Mobile homes27 plus or minus 31
- Median year structure built1951
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fulton
How Fulton gets to work
- Workers 16 and over who commute4,278
- Commuting under 15 minutes1,563
- Share commuting under 15 minutes36.5 percent
- Commuting 30 minutes or more1,353 plus or minus 286
- Share commuting 30 minutes or more31.6 percent
- Drove alone79.1 percent
- Carpooled8.1 percent plus or minus 3.4
- Public transport0.4 percent plus or minus 0.5
- Walked2.0 percent plus or minus 1.1
- Worked from home5.5 percent plus or minus 3.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fulton
SBA loans in Fulton (7(a))
- Approvals14
- Gross approval$1,945,300
- Average approval$138,950
- Median approval$60,000
- Largest approval$630,000
- Jobs supported75
- Jobs per approval5.4
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more7.1 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS9
Counted by borrower city: approvals to borrowers whose address is in Fulton, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fulton
SBA loans in Fulton (504)
- Approvals9
- Gross approval$6,328,000
- Average approval$703,111
- Median approval$562,000
- Largest approval$2,303,000
- Jobs supported82
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Fulton, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Fulton
Flood risk in Fulton
- NFIP communityCity of Fulton
- NFIP community number360649
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/18/13
The City of Fulton participates in the National Flood Insurance Program as community 360649 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Oswego County, not Fulton
Oswego County context, not Fulton figures
- Establishments in Oswego County2,093
- Covered employment, Oswego County32,163
- Average annual pay, Oswego County$62,152
- Housing units permitted, Oswego County183
Every figure in this section is published for Oswego County as a whole and is not a measurement of Fulton.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Fulton questions, answered from the record.
How many people live in Fulton, New York?
11,272, in 4,743 households. Fulton city covers 3.92 square miles of land, which is 2,873 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Fulton in?
Oswego County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Fulton?
$52,046. The median owner-occupied home is valued at $101,000. Median gross rent is $887 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Fulton businesses?
14 7(a) approvals totaling $1.9 m since FY2020, across 4 lenders, median approval $60,000, plus 9 504 approvals worth $6.3 m since FY2010. These count approvals to borrowers whose address is in Fulton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Fulton borrowers get paid back?
No rate is published for Fulton. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Fulton in the National Flood Insurance Program?
Yes. Fulton appears in the FEMA Community Status Book as Fulton, city of, community 360649, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Fulton figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Oswego County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Fulton.
Is zoning published for Fulton?
No. Nothing on this page presents parcel level zoning.