HomeNew YorkRensselaer CountySchaghticoke village
Schaghticoke village, New York: commercial real estate data.
Schaghticoke village is a Census village of 545 people across 0.76 square miles of land, in Rensselaer County. Median household income is $54,643, 67.8 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $466,000.
70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Schaghticoke
What Schaghticoke is
- Census place typevillage
- Land area0.76 sq mi
- Water area0.24 sq mi
- Population per square mile of land719 plus or minus 219
- County holding the largest share of its areaRensselaer County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Schaghticoke
How many people live in Schaghticoke
- Population545 plus or minus 166
- Median age38.4 plus or minus 14.0
- Population under 18124 plus or minus 73
- Share under 1822.8 percent plus or minus 11.4
- Population 65 and over147 plus or minus 54
- Share 65 and over27.0 percent
- Households236 plus or minus 62
- Family households152 plus or minus 53
- Share of households that are families64.4 percent plus or minus 14.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Schaghticoke
Income and work in Schaghticoke
- Median household income$54,643 plus or minus $29,305
- Per capita income$31,977 plus or minus $7,959
- Civilian labor force221 plus or minus 68
- Employed190 plus or minus 60
- Unemployed31 plus or minus 24
- Unemployment rate14.0 percent plus or minus 10.0
- Adults 25 and over384 plus or minus 98
- Adults 25 and over with a high school diploma or higher94.5 percent plus or minus 32.9
- Adults 25 and over with a bachelor degree or higher24.2 percent plus or minus 8.2
- Adults 25 and over with a graduate degree8.1 percent plus or minus 5.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Schaghticoke
Housing in Schaghticoke
- Housing units242 plus or minus 61
- Occupied units236 plus or minus 62
- Vacant units6 plus or minus 10
- Vacancy rate2.5 percent plus or minus 4.1
- Owner occupied160 plus or minus 52
- Renter occupied76 plus or minus 33
- Ownership rate67.8 percent
- Median owner-occupied home value$185,300
- Median gross rent, monthly$800 plus or minus $308
- Annual rent as a share of median income17.6 percent plus or minus 11.6
- Single family units170 plus or minus 55
- Share single family70.2 percent plus or minus 14.3
- Units in buildings of two or more66 plus or minus 33
- Share in buildings of two or more27.3 percent plus or minus 12.0
- Mobile homes6 plus or minus 10
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Schaghticoke
How Schaghticoke gets to work
- Workers 16 and over who commute171 plus or minus 57
- Commuting under 15 minutes28 plus or minus 18
- Share commuting under 15 minutes16.4 percent plus or minus 9.0
- Commuting 30 minutes or more126 plus or minus 48
- Share commuting 30 minutes or more73.7 percent
- Drove alone76.1 percent
- Carpooled13.8 percent plus or minus 9.7
- Public transport0.0 percent
- Walked1.1 percent plus or minus 2.1
- Worked from home9.0 percent plus or minus 6.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Schaghticoke
SBA loans in Schaghticoke (7(a))
- Approvals4
- Gross approval$466,000
- Average approval$116,500
- Median approval$70,000
- Ninetieth percentile approval$276,000
- Largest approval$276,000
- Jobs supported10
- Jobs per approval2.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS4
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Schaghticoke
Flood risk in Schaghticoke
- Listed NFIP communities2
- Of those, participating2
- NFIP community number361058
- Currently effective map date01/06/16
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Rensselaer County, not Schaghticoke
Rensselaer County context, not Schaghticoke figures
These are Rensselaer County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Schaghticoke measurements.
- Establishments in Rensselaer County2,985
- Employment at those establishments, Rensselaer County46,817
- Covered employment, Rensselaer County56,791
- Average annual pay, Rensselaer County$78,789
- Average weekly wage, Rensselaer County$1,515
- Housing units permitted, Rensselaer County320
- Of those, single family, Rensselaer County160
- County product, 2024, Rensselaer County$15,508,277,000
- County product change over the prior year, Rensselaer County5.7 percent
- Average income of an arriving household, Rensselaer County$59,927
Every figure in this section is published for Rensselaer County as a whole and is not a measurement of Schaghticoke. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Schaghticoke questions, answered from the record.
How many people live in Schaghticoke, New York?
545, in 236 households. Schaghticoke village covers 0.76 square miles of land, which is 719 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Schaghticoke in?
Rensselaer County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Schaghticoke?
$54,643. The median owner-occupied home is valued at $185,300. Median gross rent is $800 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Schaghticoke businesses?
4 7(a) approvals totalling $466,000, across 4 lenders, median approval $70,000. These count approvals to borrowers whose address is in Schaghticoke, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Schaghticoke borrowers get paid back?
No rate is published for Schaghticoke. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Schaghticoke in the National Flood Insurance Program?
Yes. Schaghticoke appears in the FEMA Community Status Book as community 361058, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Schaghticoke figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Rensselaer County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Schaghticoke.
Is zoning published for Schaghticoke?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.