HomeNew YorkRensselaer CountyValley Falls village
Valley Falls village, New York: commercial real estate data.
Valley Falls village is a Census village of 451 people across 0.46 square miles of land, in Rensselaer County. Median household income is $87,143, 63.2 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $75,000.
70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Valley Falls
What Valley Falls is
- Census place typevillage
- Land area0.46 sq mi
- Water area0.02 sq mi
- Population per square mile of land973 plus or minus 352
- County holding the largest share of its areaRensselaer County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valley Falls
How many people live in Valley Falls
- Population451 plus or minus 163
- Median age44.6
- Population under 1890 plus or minus 38
- Share under 1820.0 percent plus or minus 4.3
- Population 65 and over90 plus or minus 33
- Share 65 and over20.0 percent
- Households204 plus or minus 79
- Family households99 plus or minus 37
- Share of households that are families48.5 percent plus or minus 26.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valley Falls
Income and work in Valley Falls
- Median household income$87,143
- Per capita income$48,442
- Civilian labor force276 plus or minus 107
- Employed258 plus or minus 101
- Unemployed18 plus or minus 15
- Unemployment rate6.5 percent plus or minus 4.8
- Adults 25 and over308 plus or minus 108
- Adults 25 and over with a high school diploma or higher99.4 percent plus or minus 42.8
- Adults 25 and over with a bachelor degree or higher40.3 percent plus or minus 9.4
- Adults 25 and over with a graduate degree18.2 percent plus or minus 5.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valley Falls
Housing in Valley Falls
- Housing units220 plus or minus 84
- Occupied units204 plus or minus 79
- Vacant units16 plus or minus 16
- Vacancy rate7.3 percent plus or minus 6.7
- Owner occupied129 plus or minus 45
- Renter occupied75 plus or minus 52
- Ownership rate63.2 percent plus or minus 33.0
- Median owner-occupied home value$203,300
- Median gross rent, monthly$1,125
- Annual rent as a share of median income15.5 percent
- Single family units157 plus or minus 57
- Share single family71.4 percent plus or minus 37.5
- Units in buildings of two or more62 plus or minus 42
- Share in buildings of two or more28.2 percent plus or minus 15.6
- Mobile homes1 plus or minus 3
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valley Falls
How Valley Falls gets to work
- Workers 16 and over who commute211 plus or minus 79
- Commuting under 15 minutes18 plus or minus 14
- Share commuting under 15 minutes8.5 percent plus or minus 5.7
- Commuting 30 minutes or more141 plus or minus 47
- Share commuting 30 minutes or more66.8 percent plus or minus 33.7
- Drove alone78.9 percent
- Carpooled6.2 percent plus or minus 5.3
- Public transport0.0 percent
- Walked1.2 percent plus or minus 2.0
- Worked from home12.8 percent plus or minus 7.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valley Falls
SBA loans in Valley Falls (7(a))
- Approvals2
- Gross approval$75,000
- Average approval$37,500
- Median approval$50,000
- Ninetieth percentile approval$50,000
- Largest approval$50,000
- Jobs supported4
- Jobs per approval2.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term72 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Valley Falls
Flood risk in Valley Falls
- Listed NFIP communities1
- Of those, participating0
- NFIP community number361469
- Currently effective map date01/06/16
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Rensselaer County, not Valley Falls
Rensselaer County context, not Valley Falls figures
These are Rensselaer County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Valley Falls measurements.
- Establishments in Rensselaer County2,985
- Employment at those establishments, Rensselaer County46,817
- Covered employment, Rensselaer County56,791
- Average annual pay, Rensselaer County$78,789
- Average weekly wage, Rensselaer County$1,515
- Housing units permitted, Rensselaer County320
- Of those, single family, Rensselaer County160
- County product, 2024, Rensselaer County$15,508,277,000
- County product change over the prior year, Rensselaer County5.7 percent
- Average income of an arriving household, Rensselaer County$59,927
Every figure in this section is published for Rensselaer County as a whole and is not a measurement of Valley Falls. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Valley Falls questions, answered from the record.
How many people live in Valley Falls, New York?
451, in 204 households. Valley Falls village covers 0.46 square miles of land, which is 973 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Valley Falls in?
Rensselaer County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Valley Falls?
$87,143. The median owner-occupied home is valued at $203,300. Median gross rent is $1,125 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Valley Falls businesses?
2 7(a) approvals totalling $75,000, across 2 lenders, median approval $50,000. These count approvals to borrowers whose address is in Valley Falls, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Valley Falls borrowers get paid back?
No rate is published for Valley Falls. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Valley Falls in the National Flood Insurance Program?
It is listed but not shown as participating. Valley Falls appears in the FEMA Community Status Book as community 361469, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Valley Falls figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Rensselaer County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Valley Falls.
Is zoning published for Valley Falls?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.