HomeNew YorkRockland CountyPearl River CDP
Pearl River CDP, New York: commercial real estate data.
Pearl River CDP is a Census CDP of 16,155 people across 6.79 square miles of land, in Rockland County. Median household income is $145,063, 77.4 percent of occupied homes are owned, and the SBA record carries 32 7(a) approvals to borrowers here worth $23.5 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Pearl River
What Pearl River is
- Census place typeCDP
- Land area6.79 sq mi
- Water area0.4 sq mi
- Population per square mile of land2,378
- County holding the largest share of its areaRockland County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pearl River
How many people live in Pearl River
- Population16,155
- Median age41.9
- Population under 183,623
- Share under 1822.4 percent
- Population 65 and over3,060
- Share 65 and over18.9 percent
- Households6,017
- Family households4,192
- Share of households that are families69.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pearl River
Income and work in Pearl River
- Median household income$145,063
- Per capita income$67,254
- Civilian labor force8,071
- Employed7,859
- Unemployed212 plus or minus 142
- Unemployment rate2.6 percent plus or minus 1.7
- Adults 25 and over11,253
- Adults 25 and over with a high school diploma or higher88.5 percent
- Adults 25 and over with a bachelor degree or higher52.6 percent
- Adults 25 and over with a graduate degree20.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pearl River
Housing in Pearl River
- Housing units6,214
- Occupied units6,017
- Vacant units197 plus or minus 130
- Vacancy rate3.2 percent plus or minus 2.1
- Owner occupied4,658
- Renter occupied1,359
- Ownership rate77.4 percent
- Median owner-occupied home value$608,200
- Median gross rent, monthly$1,973
- Annual rent as a share of median income16.3 percent
- Single family units4,638
- Share single family74.6 percent
- Units in buildings of two or more1,576 plus or minus 338
- Share in buildings of two or more25.4 percent plus or minus 5.2
- Mobile homes0
- Median year structure built1961
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pearl River
How Pearl River gets to work
- Workers 16 and over who commute6,540
- Commuting under 15 minutes1,544
- Share commuting under 15 minutes23.6 percent
- Commuting 30 minutes or more2,734
- Share commuting 30 minutes or more41.8 percent
- Drove alone71.4 percent
- Carpooled3.8 percent plus or minus 2.3
- Public transport5.3 percent plus or minus 2.7
- Walked2.4 percent plus or minus 1.7
- Worked from home15.9 percent plus or minus 5.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pearl River
SBA loans in Pearl River (7(a))
- Approvals32
- Gross approval$23,483,200
- Average approval$733,850
- Median approval$250,000
- Ninetieth percentile approval$2,755,000
- Largest approval$3,784,000
- Jobs supported384
- Jobs per approval12.0
- Loans with a final outcome2
- Paid in full1
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more21.9 percent
- Share to franchises3.1 percent
- Distinct lenders11
- Distinct industries by NAICS22
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Pearl River
SBA loans in Pearl River (504)
- Approvals2
- Gross approval$906,000
- Average approval$453,000
- Median approval$648,000
- Largest approval$648,000
- Jobs supported0
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Rockland County, not Pearl River
Rockland County context, not Pearl River figures
These are Rockland County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Pearl River measurements.
- Establishments in Rockland County11,094
- Employment at those establishments, Rockland County128,380
- Covered employment, Rockland County138,317
- Average annual pay, Rockland County$64,814
- Average weekly wage, Rockland County$1,246
- Housing units permitted, Rockland County415
- Of those, single family, Rockland County85
- County product, 2024, Rockland County$24,441,679,000
- County product change over the prior year, Rockland County5.6 percent
- Average income of an arriving household, Rockland County$96,839
Every figure in this section is published for Rockland County as a whole and is not a measurement of Pearl River. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Pearl River questions, answered from the record.
How many people live in Pearl River, New York?
16,155, in 6,017 households. Pearl River CDP covers 6.79 square miles of land, which is 2,378 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Pearl River in?
Rockland County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Pearl River?
$145,063. The median owner-occupied home is valued at $608,200. Median gross rent is $1,973 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Pearl River businesses?
32 7(a) approvals totalling $23.5 m, across 11 lenders, median approval $250,000, plus 2 504 approvals worth $906,000. These count approvals to borrowers whose address is in Pearl River, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Pearl River borrowers get paid back?
No rate is published for Pearl River. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Pearl River figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Rockland County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Pearl River.
Is zoning published for Pearl River?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.