Rockland County, New York: commercial real estate data.
Rockland County, New York had an estimated 348,144 residents on July 1, 2024, up 2.9 percent since the 2020 census base of 338,329, across 174 square miles. County output reached $24.44 bn in 2024, 11,094 establishments operate here, and the SBA record carries 1,287 7(a) approvals worth $426.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Rockland County
How many people live in Rockland County
- Population, American Community Survey 2020-2024341,883
- Households103,879
- Average household size3.29
- Median household income$109,959
- Median age34.8
- Median gross rent$1,901 per month
- Median owner-occupied home value$596,900
- Home value to household income5.4 times
- Annual rent as a share of median income20.7 percent
- Adults 25 and over with a bachelor degree or higher42.7 percent
- Adults 25 and over with a graduate degree19.1 percent
- Adults 25 and over209,276
- Population under 18101,629
- Share under 1829.7 percent
- Population 65 and over53,669
- Share 65 and over15.7 percent
- Working age population, 18 to 64186,585
- Civilian labor force157,804
- Unemployment rate5.6 percent
- Labor force participation, adults 18 and over65.7 percent
- Rank by population among New York counties13th of 62
- Rank by population among US county-equivalents, Puerto Rico included216th of 3,222
Rockland County is the 13th largest of 62 New York counties by population. A median home costs 5.4 times median household income, which is severely unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 29.7 percent against 15.7 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Rockland County
Is Rockland County's population growing?
- Population, July 1, 2024348,144
- Census 2020 base population338,329
- Population change since the 2020 census base2.90 percent
- Population change, 2023 to 20244,834
- Births, 20246,555
- Deaths, 20242,199
- Natural change, 20244,356
- Net domestic migration, 2024-3,099
- Net international migration, 20243,537
- Total net migration, 2024438
- Cumulative net domestic migration, 2021 to 2024-13,765
- Rank by growth among US county-equivalents897th of 3,144
The county has grown 2.90 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Rockland County
Where are people moving to Rockland County from?
- Tax returns filed by households arriving5,158
- People arriving, from those returns10,011
- Tax returns filed by households leaving7,404
- Net household movement-2,246
- Adjusted gross income arriving$499.5 m
- Net adjusted gross income movement$-349.7 m
- Average income of an arriving household$96,839
- Average income of a leaving household$114,691
- Largest single originBronx County (634 households)
- Largest single destinationBergen County (772 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Bronx County | 634 | 1,227 | $58.3 m |
| Kings County | 631 | 1,775 | $60.0 m |
| Westchester County | 601 | 1,101 | $59.0 m |
| Bergen County | 369 | 637 | $47.8 m |
| Orange County | 366 | 673 | $27.1 m |
| Queens County | 338 | 719 | $35.0 m |
| New York County | 324 | 542 | $50.8 m |
| Hudson County | 91 | 133 | $11.9 m |
Households arriving report $17,852 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Bronx County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Rockland County
What is the Rockland County economy?
- County GDP, 2024$24.44 bn
- County GDP, 2023$23.14 bn
- GDP change, 2023 to 20245.6 percent
- GDP change over five years31.9 percent
- Rank by GDP among the New York areas BEA publishes13th of 62
- Rank by GDP among the US county areas BEA publishes224th of 3,127
- GDP per resident$71,491
Output grew 5.6 percent in the latest year and 31.9 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Rockland County
Employment by industry in Rockland County
- Covered employment, annual average138,317
- Establishments reporting12,607
- Average annual pay$64,814
- Average weekly wage$1,246
- Health care and social assistance, employment34,342
- Health care and social assistance, average annual pay$49,833
- Retail trade, employment13,340
- Retail trade, average annual pay$44,727
- Construction, employment9,099
- Construction, average annual pay$81,224
- Accommodation and food services, employment8,309
- Accommodation and food services, average annual pay$32,330
- Professional, scientific and technical services, employment7,782
- Manufacturing, employment7,773
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 34,342 | 1,268 | $49,833 |
| Retail trade | 13,340 | 1,208 | $44,727 |
| Construction | 9,099 | 1,342 | $81,224 |
| Accommodation and food services | 8,309 | 812 | $32,330 |
| Professional, scientific and technical services | 7,782 | 1,619 | $96,966 |
| Manufacturing | 7,773 | 248 | $89,944 |
| Administrative and support and waste management services | 7,561 | 900 | $53,664 |
| Other services, except public administration | 6,806 | 1,006 | $36,516 |
Health care and social assistance is the largest private sector at 34,342 jobs, 24.8 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Rockland County
How many businesses are in Rockland County?
- Establishments, all industries11,094
- Employment at those establishments128,380
- Annual payroll$7.05 bn
- Establishments per 1,000 residents32.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Rockland County
Building permits in Rockland County
- Housing units authorized by permit, 2024415
- Declared construction value permitted$97.1 m
- Single family units authorized85
- Multifamily units authorized330
- Multifamily share of units79.5 percent
- Average declared value per unit$233,894
- Units authorized per 1,000 households4.0
Multifamily is 79.5 percent of units authorized, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Rockland County
SBA loans in Rockland County (7(a) and 504)
- 7(a) approvals recorded1,287
- 7(a) gross approval dollars$426.5 m
- Average 7(a) approval$331,356
- Median 7(a) approval$150,000
- 10th percentile approval$25,000
- 90th percentile approval$608,400
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)7,834
- Jobs per approval6.1
- Distinct 7(a) lenders active76
- Distinct industries receiving approvals302
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer6.3 percent
- Loans on real estate terms81
- Loans on working capital terms, 120 months or shorter1,190
- Franchise loans26
- Franchise share of approvals2.0 percent
- Leading industry by approval countResidential Remodelers (53)
- Most active lenderTD Bank, National Association (355)
- 504 approvals recorded51
- 504 gross approval dollars$66.3 m
- Average 504 approval$1,300,196
- Median 504 approval$648,000
- Distinct CDCs active2
- 504 jobs per approval7.7
- 504 jobs per million dollars approved5.9
- Most active CDCEmpire State Certified Development Corporation (38)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$492.8 m
The average approval of $331,356 sits well above the median of $150,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 6.3 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Rockland County
SBA loan default and charge-off rates in Rockland County
Do SBA loans in Rockland County get paid back?
- Loans with a final outcome recorded209
- Paid in full132
- Charged off77
- Charge-off rate on resolved loans36.8 percent
- Status: Exempt from disclosure845
- Status: Paid in full132
- Status: Cancelled177
- Status: Charged off77
- Status: Committed, not yet disbursed56
Of the 209 loans that have reached a final outcome, 36.8 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Rockland County
SBA lending by place in Rockland County
- Borrower cities with recorded lending36
- Spring Valley, approvals414
- Monsey, approvals286
- Suffern, approvals96
- New City, approvals75
- Airmont, approvals67
- Pomona, approvals52
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Spring Valley | 414 | $104,744,500 |
| Monsey | 286 | $77,006,600 |
| Suffern | 96 | $39,468,400 |
| New City | 75 | $20,317,800 |
| Airmont | 67 | $18,915,100 |
| Pomona | 52 | $17,809,300 |
| Nanuet | 39 | $25,904,100 |
| Pearl River | 32 | $23,483,200 |
| 28 other borrower cities | 226 | $98,806,100 |
Spring Valley accounts for 414 approvals against 286 in Monsey. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Rockland County
How large is Rockland County?
- Land area174 sq mi
- Rank by land area among New York counties57th of 62
- Width, east to west18.1 mi
- Height, north to south22.6 mi
- Geographies sharing a boundary5
- Residents per square mile of land1,965
- Establishments per square mile63.76
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Rockland County
Flood risk in Rockland County
- Communities in the county in the NFIP Community Status Book24
- Of those, participating in the NFIP24
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 9
- Communities carrying a CRS class1
- Radon levels in Rockland County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The EPA places Rockland County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 9, which carries a flood insurance premium discount for policies written in that community. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Rockland County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Rockland County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-2024341,883
- Households103,879
- Average household size3.29
- Median household income$109,959
- Median age34.8
Common questions
Rockland County questions, answered from the record.
How many people live in Rockland County, New York?
The Census Bureau estimates 348,144 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 341,883, in 103,879 households, ranking 13th of 62 New York counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Rockland County's population growing?
The population has grown 2.90 percent since the 2020 census base of 338,329, to 348,144 on July 1, 2024. In 2024 there were 6,555 births against 2,199 deaths, with net migration of 438. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Rockland County?
$109,959. The median owner-occupied home is valued at $596,900, which is 5.4 times income, and median gross rent is $1,901 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Rockland County?
11,094 establishments, employing 128,380 people with an annual payroll of $7.05 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Rockland County?
Health care and social assistance is the largest private sector at 34,342 jobs, 24.8 percent of covered employment. Covered employment averages 138,317 jobs at an average annual pay of $64,814, or $1,246 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Rockland County?
1,287 7(a) approvals totaling $426.5 m since FY2020, across 76 lenders, with a median approval of $150,000, plus 51 504 approvals worth $66.3 m since FY2010. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Rockland County get paid back?
Of the 209 loans that have reached a final outcome, 132 were paid in full and 77 charged off, a charge-off rate of 36.8 percent. Loans still running are excluded, because they have not yet succeeded or failed.
How many building permits were issued in Rockland County?
415 housing units were authorized by permit in 2024, with a declared construction value of $97.1 m. Multifamily was 79.5 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Rockland County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Rockland County come from?
The largest single origin is Bronx County, with 634 households. Arriving households report an average income of $96,839 against $114,691 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Rockland County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Rockland County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Rockland County
Cities and places in Rockland.
35 Census places lie wholly or partly in Rockland County. All 35 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| New City | CDP | 34,458 | 75 | Wholly in this county |
| Spring Valley | village | 33,192 | 414 | Wholly in this county |
| Monsey | CDP | 28,160 | 286 | Wholly in this county |
| Nanuet | CDP | 19,799 | 39 | Wholly in this county |
| Pearl River | CDP | 16,155 | 32 | Wholly in this county |
| Stony Point | CDP | 12,728 | 32 | Wholly in this county |
| Haverstraw | village | 12,325 | 13 | Wholly in this county |
| Suffern | village | 11,441 | 96 | Wholly in this county |
| West Haverstraw | village | 10,711 | 8 | Wholly in this county |
| Chestnut Ridge | village | 10,557 | 3 | Wholly in this county |
| Airmont | village | 10,205 | 67 | Wholly in this county |
| New Square | village | 9,803 | 2 | Wholly in this county |
| Valley Cottage | CDP | 9,165 | 18 | Wholly in this county |
| Hillcrest | CDP | 9,071 | None recorded | Wholly in this county |
| Viola | CDP | 8,461 | None recorded | Wholly in this county |
| Congers | CDP | 8,275 | 8 | Wholly in this county |
| Mount Ivy | CDP | 8,121 | None recorded | Wholly in this county |
| Nyack | village | 7,393 | 28 | Wholly in this county |
| Tappan | CDP | 6,687 | 9 | Wholly in this county |
| Wesley Hills | village | 6,196 | 1 | Wholly in this county |
| Kaser | village | 5,694 | None recorded | Wholly in this county |
| New Hempstead | village | 5,472 | None recorded | Wholly in this county |
| Blauvelt | CDP | 5,406 | 11 | Wholly in this county |
| Montebello | village | 4,673 | 6 | Wholly in this county |
| Orangeburg | CDP | 4,529 | 8 | Wholly in this county |
| Thiells | CDP | 4,475 | 3 | Wholly in this county |
| Pomona | village | 3,996 | 52 | Wholly in this county |
| Bardonia | CDP | 3,717 | None recorded | Wholly in this county |
| West Nyack | CDP | 3,681 | 17 | Wholly in this county |
| Sloatsburg | village | 3,038 | 3 | Wholly in this county |
| Piermont | village | 2,514 | 11 | Wholly in this county |
| Upper Nyack | village | 1,991 | None recorded | Wholly in this county |
| Sparkill | CDP | 1,483 | 2 | Wholly in this county |
| Hillburn | village | 1,289 | 15 | Wholly in this county |
| Grand View-on-Hudson | village | 226 | None recorded | Wholly in this county |
A further 28 of the county's 1,287 SBA 7(a) approvals are to borrowers in cities that match no Census place in Rockland County, the largest being Garnerville (13), Tomkins Cove (4), Brooklyn (3). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby