HomeNew YorkSaratoga CountyMechanicville city
Mechanicville city, New York: commercial real estate data.
Mechanicville city is a Census city of 5,124 people across 0.84 square miles of land, in Saratoga County. Median household income is $50,675, 40.4 percent of occupied homes are owned, and the SBA record carries 14 7(a) approvals to borrowers here worth $2.2 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Mechanicville
What Mechanicville is
- Census place typecity
- Land area0.84 sq mi
- Water area0.08 sq mi
- Population per square mile of land6,109
- County holding the largest share of its areaSaratoga County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mechanicville
How many people live in Mechanicville
- Population5,124
- Median age38.1
- Population under 181,000 plus or minus 240
- Share under 1819.5 percent plus or minus 4.7
- Population 65 and over889 plus or minus 221
- Share 65 and over17.3 percent plus or minus 4.3
- Households2,559
- Family households1,190
- Share of households that are families46.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mechanicville
Income and work in Mechanicville
- Median household income$50,675
- Per capita income$33,855
- Civilian labor force2,616
- Employed2,530
- Unemployed86 plus or minus 55
- Unemployment rate3.3 percent plus or minus 2.1
- Adults 25 and over3,607
- Adults 25 and over with a high school diploma or higher87.3 percent
- Adults 25 and over with a bachelor degree or higher23.2 percent plus or minus 6.2
- Adults 25 and over with a graduate degree10.3 percent plus or minus 4.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mechanicville
Housing in Mechanicville
- Housing units2,798
- Occupied units2,559
- Vacant units239 plus or minus 112
- Vacancy rate8.5 percent plus or minus 4.0
- Owner occupied1,034
- Renter occupied1,525
- Ownership rate40.4 percent
- Median owner-occupied home value$186,500
- Median gross rent, monthly$1,070
- Annual rent as a share of median income25.3 percent
- Single family units755 plus or minus 188
- Share single family27.0 percent plus or minus 6.4
- Units in buildings of two or more2,043
- Share in buildings of two or more73.0 percent
- Mobile homes0
- Median year structure built1945
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mechanicville
How Mechanicville gets to work
- Workers 16 and over who commute2,370
- Commuting under 15 minutes629 plus or minus 198
- Share commuting under 15 minutes26.5 percent plus or minus 7.7
- Commuting 30 minutes or more984 plus or minus 249
- Share commuting 30 minutes or more41.5 percent plus or minus 9.1
- Drove alone81.0 percent
- Carpooled5.9 percent plus or minus 5.6
- Public transport2.3 percent plus or minus 2.9
- Walked1.0 percent plus or minus 1.1
- Worked from home4.6 percent plus or minus 2.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mechanicville
SBA loans in Mechanicville (7(a))
- Approvals14
- Gross approval$2,213,000
- Average approval$158,071
- Median approval$100,000
- Ninetieth percentile approval$340,000
- Largest approval$500,000
- Jobs supported122
- Jobs per approval8.7
- Loans with a final outcome4
- Paid in full3
- Charged off1
- Median term92 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises7.1 percent
- Distinct lenders7
- Distinct industries by NAICS12
A charge-off rate is not published here. only 4 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Mechanicville
SBA loans in Mechanicville (504)
- Approvals8
- Gross approval$3,105,000
- Average approval$388,125
- Median approval$299,000
- Largest approval$922,000
- Jobs supported25
- Loans with a final outcome4
- Charged off2
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Mechanicville
Flood risk in Mechanicville
- Listed NFIP communities1
- Of those, participating1
- NFIP community number360721
- Currently effective map date08/16/95
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Saratoga County, not Mechanicville
Saratoga County context, not Mechanicville figures
These are Saratoga County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Mechanicville measurements.
- Establishments in Saratoga County5,488
- Employment at those establishments, Saratoga County78,232
- Covered employment, Saratoga County92,800
- Average annual pay, Saratoga County$67,685
- Average weekly wage, Saratoga County$1,302
- Housing units permitted, Saratoga County1,112
- Of those, single family, Saratoga County734
- County product, 2024, Saratoga County$16,619,575,000
- County product change over the prior year, Saratoga County5.4 percent
- Average income of an arriving household, Saratoga County$111,855
Every figure in this section is published for Saratoga County as a whole and is not a measurement of Mechanicville. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Mechanicville questions, answered from the record.
How many people live in Mechanicville, New York?
5,124, in 2,559 households. Mechanicville city covers 0.84 square miles of land, which is 6,109 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Mechanicville in?
Saratoga County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Mechanicville?
$50,675. The median owner-occupied home is valued at $186,500. Median gross rent is $1,070 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Mechanicville businesses?
14 7(a) approvals totalling $2.2 m, across 7 lenders, median approval $100,000, plus 8 504 approvals worth $3.1 m. These count approvals to borrowers whose address is in Mechanicville, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Mechanicville borrowers get paid back?
No rate is published for Mechanicville. only 4 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Mechanicville in the National Flood Insurance Program?
Yes. Mechanicville appears in the FEMA Community Status Book as community 360721, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Mechanicville figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Saratoga County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Mechanicville.
Is zoning published for Mechanicville?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.