HomeNew YorkSchenectady CountyNiskayuna CDP
Niskayuna CDP, New York: commercial real estate data.
Niskayuna CDP is a Census CDP of 21,227 people across 11.88 square miles of land, in Schenectady County. Median household income is $134,052, 80.6 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $431,000.
70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Niskayuna
What Niskayuna is
- Census place typeCDP
- Land area11.88 sq mi
- Water area0.46 sq mi
- Population per square mile of land1,787
- County holding the largest share of its areaSchenectady County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Niskayuna
How many people live in Niskayuna
- Population21,227
- Median age41.4
- Population under 185,835
- Share under 1827.5 percent
- Population 65 and over4,030
- Share 65 and over19.0 percent
- Households8,164
- Family households5,685
- Share of households that are families69.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Niskayuna
Income and work in Niskayuna
- Median household income$134,052
- Per capita income$61,856
- Civilian labor force10,613
- Employed10,289
- Unemployed324 plus or minus 173
- Unemployment rate3.1 percent plus or minus 1.6
- Adults 25 and over14,567
- Adults 25 and over with a high school diploma or higher98.1 percent
- Adults 25 and over with a bachelor degree or higher67.4 percent
- Adults 25 and over with a graduate degree39.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Niskayuna
Housing in Niskayuna
- Housing units8,764
- Occupied units8,164
- Vacant units600 plus or minus 216
- Vacancy rate6.8 percent plus or minus 2.4
- Owner occupied6,583
- Renter occupied1,581
- Ownership rate80.6 percent
- Median owner-occupied home value$357,900
- Median gross rent, monthly$1,589
- Annual rent as a share of median income14.2 percent
- Single family units6,993
- Share single family79.8 percent
- Units in buildings of two or more1,714 plus or minus 362
- Share in buildings of two or more19.6 percent plus or minus 4.1
- Mobile homes57 plus or minus 88
- Median year structure built1968
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Niskayuna
How Niskayuna gets to work
- Workers 16 and over who commute8,096
- Commuting under 15 minutes2,705
- Share commuting under 15 minutes33.4 percent
- Commuting 30 minutes or more2,382
- Share commuting 30 minutes or more29.4 percent
- Drove alone72.6 percent
- Carpooled3.6 percent plus or minus 1.8
- Public transport0.1 percent plus or minus 0.2
- Walked2.2 percent plus or minus 1.6
- Worked from home20.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Niskayuna
SBA loans in Niskayuna (7(a))
- Approvals2
- Gross approval$431,000
- Average approval$215,500
- Median approval$300,000
- Ninetieth percentile approval$300,000
- Largest approval$300,000
- Jobs supported19
- Jobs per approval9.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Niskayuna
Flood risk in Niskayuna
- Listed NFIP communities1
- Of those, participating1
- NFIP community number360739
- Currently effective map date01/08/14
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Schenectady County, not Niskayuna
Schenectady County context, not Niskayuna figures
These are Schenectady County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Niskayuna measurements.
- Establishments in Schenectady County2,911
- Employment at those establishments, Schenectady County51,797
- Covered employment, Schenectady County58,509
- Average annual pay, Schenectady County$73,794
- Average weekly wage, Schenectady County$1,419
- Housing units permitted, Schenectady County154
- Of those, single family, Schenectady County78
- County product, 2024, Schenectady County$12,310,463,000
- County product change over the prior year, Schenectady County5.2 percent
- Average income of an arriving household, Schenectady County$59,683
Every figure in this section is published for Schenectady County as a whole and is not a measurement of Niskayuna. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Niskayuna questions, answered from the record.
How many people live in Niskayuna, New York?
21,227, in 8,164 households. Niskayuna CDP covers 11.88 square miles of land, which is 1,787 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Niskayuna in?
Schenectady County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Niskayuna?
$134,052. The median owner-occupied home is valued at $357,900. Median gross rent is $1,589 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Niskayuna businesses?
2 7(a) approvals totalling $431,000, across 2 lenders, median approval $300,000. These count approvals to borrowers whose address is in Niskayuna, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Niskayuna borrowers get paid back?
No rate is published for Niskayuna. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Niskayuna in the National Flood Insurance Program?
Yes. Niskayuna appears in the FEMA Community Status Book as community 360739, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Niskayuna figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Schenectady County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Niskayuna.
Is zoning published for Niskayuna?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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