HomeNew YorkSchenectady CountyNiskayuna
Niskayuna, New York: commercial real estate data.
Niskayuna is a Census CDP of 21,227 people across 11.88 square miles of land, in Schenectady County. Median household income is $134,052, 80.6 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $431,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Niskayuna
What Niskayuna is
- Census place typeCDP
- Land area11.88 sq mi
- Water area0.46 sq mi
- Population per square mile of land1,787
- County holding the largest share of its areaSchenectady County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Niskayuna
How many people live in Niskayuna
- Population21,227
- Median age41.4
- Population under 185,835
- Share under 1827.5 percent
- Population 65 and over4,030
- Share 65 and over19.0 percent
- Households8,164
- Family households5,685
- Share of households that are families69.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Niskayuna
Income and work in Niskayuna
- Median household income$134,052
- Per capita income$61,856
- Civilian labor force10,613
- Employed10,289
- Unemployed324 plus or minus 173
- Unemployment rate3.1 percent plus or minus 1.6
- Adults 25 and over14,567
- Adults 25 and over with a high school diploma or higher98.1 percent
- Adults 25 and over with a bachelor degree or higher67.4 percent
- Adults 25 and over with a graduate degree39.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Niskayuna
Housing in Niskayuna
- Housing units8,764
- Occupied units8,164
- Vacant units600 plus or minus 216
- Vacancy rate6.8 percent plus or minus 2.4
- Owner occupied6,583
- Renter occupied1,581
- Ownership rate80.6 percent
- Median owner-occupied home value$357,900
- Median gross rent, monthly$1,589
- Annual rent as a share of median income14.2 percent
- Single family units6,993
- Share single family79.8 percent
- Units in buildings of two or more1,714 plus or minus 362
- Share in buildings of two or more19.6 percent plus or minus 4.1
- Mobile homes57 plus or minus 88
- Median year structure built1968
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Niskayuna
How Niskayuna gets to work
- Workers 16 and over who commute8,096
- Commuting under 15 minutes2,705
- Share commuting under 15 minutes33.4 percent
- Commuting 30 minutes or more2,382
- Share commuting 30 minutes or more29.4 percent
- Drove alone72.6 percent
- Carpooled3.6 percent plus or minus 1.8
- Public transport0.1 percent plus or minus 0.2
- Walked2.2 percent plus or minus 1.6
- Worked from home20.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Niskayuna
SBA loans in Niskayuna (7(a))
- Approvals2
- Gross approval$431,000
- Average approval$215,500
- Median approval$215,500
- Largest approval$300,000
- Jobs supported19
- Jobs per approval9.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Niskayuna, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Niskayuna
Flood risk in Niskayuna
- NFIP communityTown of Niskayuna
- NFIP community number360739
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date01/08/14
The Town of Niskayuna participates in the National Flood Insurance Program as community 360739 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Schenectady County, not Niskayuna
Schenectady County context, not Niskayuna figures
- Establishments in Schenectady County2,911
- Covered employment, Schenectady County58,509
- Average annual pay, Schenectady County$73,794
- Housing units permitted, Schenectady County154
Every figure in this section is published for Schenectady County as a whole and is not a measurement of Niskayuna.
All Schenectady County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Niskayuna questions, answered from the record.
How many people live in Niskayuna, New York?
21,227, in 8,164 households. Niskayuna CDP covers 11.88 square miles of land, which is 1,787 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Niskayuna in?
Schenectady County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Niskayuna?
$134,052. The median owner-occupied home is valued at $357,900. Median gross rent is $1,589 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Niskayuna businesses?
2 7(a) approvals totaling $431,000 since FY2020, across 2 lenders, median approval $215,500. These count approvals to borrowers whose address is in Niskayuna, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Niskayuna borrowers get paid back?
No rate is published for Niskayuna. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Niskayuna in the National Flood Insurance Program?
Yes. Niskayuna appears in the FEMA Community Status Book as Niskayuna, town of, community 360739, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Niskayuna figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Schenectady County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Niskayuna.
Is zoning published for Niskayuna?
No. Nothing on this page presents parcel level zoning.
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