HomeNew YorkSchenectady CountyRotterdam
Rotterdam, New York: commercial real estate data.
Rotterdam is a Census CDP of 22,695 people across 8.20 square miles of land, in Schenectady County. Median household income is $85,887, 76.4 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $1.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Rotterdam
What Rotterdam is
- Census place typeCDP
- Land area8.2 sq mi
- Water area0.01 sq mi
- Population per square mile of land2,766
- County holding the largest share of its areaSchenectady County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rotterdam
How many people live in Rotterdam
- Population22,695
- Median age40.0
- Population under 185,029
- Share under 1822.2 percent
- Population 65 and over4,130
- Share 65 and over18.2 percent
- Households9,979
- Family households5,721
- Share of households that are families57.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rotterdam
Income and work in Rotterdam
- Median household income$85,887
- Per capita income$41,460
- Civilian labor force12,119
- Employed11,714
- Unemployed405 plus or minus 132
- Unemployment rate3.3 percent plus or minus 1.1
- Adults 25 and over15,936
- Adults 25 and over with a high school diploma or higher94.7 percent
- Adults 25 and over with a bachelor degree or higher32.0 percent
- Adults 25 and over with a graduate degree11.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rotterdam
Housing in Rotterdam
- Housing units10,516
- Occupied units9,979
- Vacant units537 plus or minus 159
- Vacancy rate5.1 percent plus or minus 1.5
- Owner occupied7,627
- Renter occupied2,352
- Ownership rate76.4 percent
- Median owner-occupied home value$214,400
- Median gross rent, monthly$1,278
- Annual rent as a share of median income17.9 percent
- Single family units8,059
- Share single family76.6 percent
- Units in buildings of two or more2,417
- Share in buildings of two or more23.0 percent
- Mobile homes33 plus or minus 49
- Median year structure built1957
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rotterdam
How Rotterdam gets to work
- Workers 16 and over who commute9,690
- Commuting under 15 minutes2,150
- Share commuting under 15 minutes22.2 percent
- Commuting 30 minutes or more2,572
- Share commuting 30 minutes or more26.5 percent
- Drove alone76.7 percent
- Carpooled7.1 percent plus or minus 2.0
- Public transport0.8 percent plus or minus 0.6
- Walked0.2 percent plus or minus 0.2
- Worked from home14.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rotterdam
SBA loans in Rotterdam (7(a))
- Approvals2
- Gross approval$1,699,100
- Average approval$849,550
- Median approval$849,550
- Largest approval$1,456,100
- Jobs supported5
- Jobs per approval2.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term210 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Rotterdam, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Rotterdam
SBA loans in Rotterdam (504)
- Approvals2
- Gross approval$2,239,000
- Average approval$1,119,500
- Median approval$1,119,500
- Largest approval$1,720,000
- Jobs supported2
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Rotterdam, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Rotterdam
Flood risk in Rotterdam
- NFIP communityTown of Rotterdam
- NFIP community number360740
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date01/08/14
The Town of Rotterdam participates in the National Flood Insurance Program as community 360740 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Schenectady County, not Rotterdam
Schenectady County context, not Rotterdam figures
- Establishments in Schenectady County2,911
- Covered employment, Schenectady County58,509
- Average annual pay, Schenectady County$73,794
- Housing units permitted, Schenectady County154
Every figure in this section is published for Schenectady County as a whole and is not a measurement of Rotterdam.
All Schenectady County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Rotterdam questions, answered from the record.
How many people live in Rotterdam, New York?
22,695, in 9,979 households. Rotterdam CDP covers 8.20 square miles of land, which is 2,766 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Rotterdam in?
Schenectady County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Rotterdam?
$85,887. The median owner-occupied home is valued at $214,400. Median gross rent is $1,278 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Rotterdam businesses?
2 7(a) approvals totaling $1.7 m since FY2020, across 2 lenders, median approval $849,550, plus 2 504 approvals worth $2.2 m since FY2010. These count approvals to borrowers whose address is in Rotterdam, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Rotterdam borrowers get paid back?
No rate is published for Rotterdam. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Rotterdam in the National Flood Insurance Program?
Yes. Rotterdam appears in the FEMA Community Status Book as Rotterdam, town of, community 360740, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Rotterdam figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Schenectady County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Rotterdam.
Is zoning published for Rotterdam?
No. Nothing on this page presents parcel level zoning.
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