Schuyler County, New York: commercial real estate data.
Schuyler County, New York had an estimated 17,121 residents on July 1, 2024, down 4.3 percent since the 2020 census base of 17,890, across 328 square miles. County output reached $709.1 m in 2024, 385 establishments operate here, and the SBA record carries 17 7(a) approvals worth $7.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Schuyler County
How many people live in Schuyler County
- Population, American Community Survey 2020-202417,562
- Households7,355
- Average household size2.39
- Median household income$67,663
- Median age47.6
- Median gross rent$899 per month
- Median owner-occupied home value$171,800
- Home value to household income2.5 times
- Annual rent as a share of median income15.9 percent
- Adults 25 and over with a bachelor degree or higher26.4 percent
- Adults 25 and over with a graduate degree14.1 percent
- Adults 25 and over13,099
- Population under 183,299
- Share under 1818.8 percent
- Population 65 and over4,045
- Share 65 and over23.0 percent
- Working age population, 18 to 6410,218
- Civilian labor force8,425
- Unemployment rate6.5 percent
- Labor force participation, adults 18 and over59.1 percent
- Rank by population among New York counties61st of 62
- Rank by population among US county-equivalents, Puerto Rico included2006th of 3,222
Schuyler County is the 61st largest of 62 New York counties by population. A median home costs 2.5 times median household income, which is affordable by national standards. Residents 65 and over outnumber those under 18, at 23.0 percent against 18.8 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Schuyler County
Is Schuyler County's population growing?
- Population, July 1, 202417,121
- Census 2020 base population17,890
- Population change since the 2020 census base-4.30 percent
- Population change, 2023 to 2024-325
- Births, 2024141
- Deaths, 2024268
- Natural change, 2024-127
- Net domestic migration, 2024-195
- Net international migration, 20241
- Total net migration, 2024-194
- Cumulative net domestic migration, 2021 to 2024-333
- Rank by growth among US county-equivalents2929th of 3,144
The county has lost 4.30 percent of its population since the 2020 census base. The population fell in 2024 from both sources: deaths exceeded births and more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Schuyler County
Where are people moving to Schuyler County from?
- Tax returns filed by households arriving494
- People arriving, from those returns791
- Tax returns filed by households leaving492
- Net household movement2
- Adjusted gross income arriving$28.0 m
- Net adjusted gross income movement$-2.1 m
- Average income of an arriving household$56,670
- Average income of a leaving household$61,102
- Largest single originChemung County (93 households)
- Largest single destinationChemung County (97 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Chemung County | 93 | 146 | $5.4 m |
| Tompkins County | 74 | 116 | $3.1 m |
| Steuben County | 69 | 128 | $4.8 m |
| Seneca County | 32 | 48 | $1.0 m |
| Yates County | 31 | 63 | $1.3 m |
Households arriving report $4,432 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Chemung County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Schuyler County
What is the Schuyler County economy?
- County GDP, 2024$709.1 m
- County GDP, 2023$678.9 m
- GDP change, 2023 to 20244.4 percent
- GDP change over five years24.5 percent
- Rank by GDP among the New York areas BEA publishes61st of 62
- Rank by GDP among the US county areas BEA publishes2129th of 3,127
- GDP per resident$40,376
Output grew 4.4 percent in the latest year and 24.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Schuyler County
Employment by industry in Schuyler County
- Covered employment, annual average5,066
- Establishments reporting473
- Average annual pay$51,379
- Average weekly wage$988
- Manufacturing, employment806
- Manufacturing, average annual pay$60,272
- Accommodation and food services, employment783
- Accommodation and food services, average annual pay$28,104
- Health care and social assistance, employment648
- Health care and social assistance, average annual pay$54,490
- Retail trade, employment626
- Retail trade, average annual pay$38,411
- Construction, employment275
- Other services, except public administration, employment191
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 806 | 38 | $60,272 |
| Accommodation and food services | 783 | 77 | $28,104 |
| Health care and social assistance | 648 | 35 | $54,490 |
| Retail trade | 626 | 48 | $38,411 |
| Construction | 275 | 26 | $71,170 |
| Other services, except public administration | 191 | 38 | $47,673 |
| Arts, entertainment and recreation | 95 | 11 | $46,537 |
| Finance and insurance | 41 | 12 | $73,320 |
Manufacturing is the largest private sector at 806 jobs, 15.9 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Schuyler County
How many businesses are in Schuyler County?
- Establishments, all industries385
- Employment at those establishments3,787
- Annual payroll$195.5 m
- Establishments per 1,000 residents21.9
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Schuyler County
Building permits in Schuyler County
- Housing units authorized by permit, 202455
- Declared construction value permitted$11.5 m
- Single family units authorized49
- Multifamily units authorized6
- Multifamily share of units10.9 percent
- Average declared value per unit$209,449
- Units authorized per 1,000 households7.5
Single-family homes are 89.1 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Schuyler County
SBA loans in Schuyler County (7(a) and 504)
- 7(a) approvals recorded17
- 7(a) gross approval dollars$7.9 m
- Average 7(a) approval$466,176
- Median 7(a) approval$130,900
- Largest single approval$2,935,000
- Jobs reported supported, 7(a)95
- Jobs per approval5.6
- Distinct 7(a) lenders active11
- Distinct industries receiving approvals16
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer11.8 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter14
- Franchise loans0
- Franchise share of approvals0.0 percent
- 504 approvals recorded3
- 504 gross approval dollars$1.3 m
- Average 504 approval$430,000
- Median 504 approval$489,000
- Distinct CDCs active1
- 504 jobs per approval1.3
- 504 jobs per million dollars approved3.1
- Most active CDCEmpire State Certified Development Corporation (3)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$9.2 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Schuyler County
SBA loan default and charge-off rates in Schuyler County
Do SBA loans in Schuyler County get paid back?
- Loans with a final outcome recorded5
- Paid in full5
- Charged off0
- Status: Paid in full5
- Status: Exempt from disclosure7
- Status: Cancelled4
- Status: Committed, not yet disbursed1
Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Schuyler County
SBA lending by place in Schuyler County
- Borrower cities with recorded lending9
- Watkins Glen, approvals5
- Montour Falls, approvals3
- Dundee, approvals2
- Hector, approvals2
- Dundee (Town Of Tyrone), approvals1
- Rock Stream, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Watkins Glen | 5 | $1,100,300 |
| Montour Falls | 3 | $400,000 |
| Dundee | 2 | $303,000 |
| Hector | 2 | $221,000 |
| Dundee (Town Of Tyrone) | 1 | $2,935,000 |
| Rock Stream | 1 | $2,710,000 |
| Burdett | 1 | $110,000 |
| Beaver Dams | 1 | $100,000 |
| 1 other borrower city | 1 | $45,700 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Schuyler County
How large is Schuyler County?
- Land area328 sq mi
- Rank by land area among New York counties52nd of 62
- Width, east to west24.9 mi
- Height, north to south21.6 mi
- Geographies sharing a boundary5
- Residents per square mile of land54
- Establishments per square mile1.17
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Schuyler County
Flood risk in Schuyler County
- Communities in the county in the NFIP Community Status Book12
- Of those, participating in the NFIP12
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Schuyler County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The EPA places Schuyler County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Schuyler County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Schuyler County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202417,562
- Households7,355
- Average household size2.39
- Median household income$67,663
- Median age47.6
Common questions
Schuyler County questions, answered from the record.
How many people live in Schuyler County, New York?
The Census Bureau estimates 17,121 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 17,562, in 7,355 households, ranking 61st of 62 New York counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Schuyler County's population growing?
The population has fallen 4.30 percent since the 2020 census base of 17,890, to 17,121 on July 1, 2024. In 2024 there were 141 births against 268 deaths, with net migration of -194. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Schuyler County?
$67,663. The median owner-occupied home is valued at $171,800, which is 2.5 times income, and median gross rent is $899 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Schuyler County?
385 establishments, employing 3,787 people with an annual payroll of $195.5 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Schuyler County?
Manufacturing is the largest private sector at 806 jobs, 15.9 percent of covered employment. Covered employment averages 5,066 jobs at an average annual pay of $51,379, or $988 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Schuyler County?
17 7(a) approvals totaling $7.9 m since FY2020, across 11 lenders, with a median approval of $130,900, plus 3 504 approvals worth $1.3 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Schuyler County?
55 housing units were authorized by permit in 2024, with a declared construction value of $11.5 m. Multifamily was 10.9 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Schuyler County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Schuyler County come from?
The largest single origin is Chemung County, with 93 households. Arriving households report an average income of $56,670 against $61,102 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Schuyler County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Schuyler County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Schuyler County
Cities and places in Schuyler.
4 Census places lie wholly or partly in Schuyler County. All 4 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Montour Falls | village | 1,743 | 3 | Wholly in this county |
| Watkins Glen | village | 1,725 | 5 | Wholly in this county |
| Burdett | village | 536 | 1 | Wholly in this county |
| Odessa | village | 508 | None recorded | Wholly in this county |
A further 8 of the county's 17 SBA 7(a) approvals are to borrowers in cities that match no Census place in Schuyler County, the largest being Dundee (2), Hector (2), Dundee (Town Of Tyrone) (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
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