Yates County, New York: commercial real estate data.
Yates County, New York had an estimated 24,387 residents on July 1, 2024, down 1.5 percent since the 2020 census base of 24,766, across 338 square miles. County output reached $1.34 bn in 2024, 542 establishments operate here, and the SBA record carries 22 7(a) approvals worth $2.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Yates County
How many people live in Yates County
- Population, American Community Survey 2020-202424,526
- Households9,490
- Average household size2.58
- Median household income$69,701
- Median age42.5
- Median gross rent$834 per month
- Median owner-occupied home value$184,700
- Home value to household income2.6 times
- Annual rent as a share of median income14.4 percent
- Adults 25 and over with a bachelor degree or higher25.5 percent
- Adults 25 and over with a graduate degree11.3 percent
- Adults 25 and over16,856
- Population under 185,445
- Share under 1822.2 percent
- Population 65 and over5,543
- Share 65 and over22.6 percent
- Working age population, 18 to 6413,538
- Civilian labor force10,725
- Unemployment rate3.1 percent
- Labor force participation, adults 18 and over56.2 percent
- Rank by population among New York counties60th of 62
- Rank by population among US county-equivalents, Puerto Rico included1681st of 3,222
Yates County is the 60th largest of 62 New York counties by population. A median home costs 2.6 times median household income, which is affordable by national standards. Residents 65 and over outnumber those under 18, at 22.6 percent against 22.2 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Yates County
Is Yates County's population growing?
- Population, July 1, 202424,387
- Census 2020 base population24,766
- Population change since the 2020 census base-1.53 percent
- Population change, 2023 to 2024-26
- Births, 2024315
- Deaths, 2024285
- Natural change, 202430
- Net domestic migration, 2024-70
- Net international migration, 202415
- Total net migration, 2024-55
- Cumulative net domestic migration, 2021 to 2024-503
- Rank by growth among US county-equivalents2369th of 3,144
The county has lost 1.53 percent of its population since the 2020 census base. More people left than moved in during 2024 and births over deaths did not make up the difference, so the population fell.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Yates County
Where are people moving to Yates County from?
- Tax returns filed by households arriving478
- People arriving, from those returns814
- Tax returns filed by households leaving557
- Net household movement-79
- Adjusted gross income arriving$47.8 m
- Net adjusted gross income movement$8.9 m
- Average income of an arriving household$100,096
- Average income of a leaving household$69,844
- Largest single originOntario County (121 households)
- Largest single destinationOntario County (149 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Ontario County | 121 | 198 | $5.8 m |
| Monroe County | 61 | 99 | $7.1 m |
| Steuben County | 50 | 79 | $1.9 m |
| Schuyler County | 27 | 43 | $1.1 m |
Households arriving report $30,252 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Ontario County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Yates County
What is the Yates County economy?
- County GDP, 2024$1.34 bn
- County GDP, 2023$1.32 bn
- GDP change, 2023 to 20241.5 percent
- GDP change over five years31.7 percent
- Rank by GDP among the New York areas BEA publishes59th of 62
- Rank by GDP among the US county areas BEA publishes1606th of 3,127
- GDP per resident$54,633
Output grew 1.5 percent in the latest year and 31.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Yates County
Employment by industry in Yates County
- Covered employment, annual average7,028
- Establishments reporting686
- Average annual pay$49,380
- Average weekly wage$950
- Manufacturing, employment1,260
- Manufacturing, average annual pay$52,575
- Retail trade, employment725
- Retail trade, average annual pay$37,877
- Accommodation and food services, employment642
- Accommodation and food services, average annual pay$24,514
- Construction, employment444
- Construction, average annual pay$62,375
- Other services, except public administration, employment218
- Real estate and rental and leasing, employment188
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 1,260 | 56 | $52,575 |
| Retail trade | 725 | 79 | $37,877 |
| Accommodation and food services | 642 | 62 | $24,514 |
| Construction | 444 | 85 | $62,375 |
| Other services, except public administration | 218 | 62 | $43,662 |
| Real estate and rental and leasing | 188 | 29 | $35,225 |
| Wholesale trade | 153 | 14 | $62,497 |
| Finance and insurance | 79 | 15 | $67,824 |
Manufacturing is the largest private sector at 1,260 jobs, 17.9 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Yates County
How many businesses are in Yates County?
- Establishments, all industries542
- Employment at those establishments5,133
- Annual payroll$229.4 m
- Establishments per 1,000 residents22.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Yates County
Building permits in Yates County
- Housing units authorized by permit, 2024119
- Declared construction value permitted$41.4 m
- Single family units authorized84
- Multifamily units authorized35
- Multifamily share of units29.4 percent
- Average declared value per unit$347,739
- Units authorized per 1,000 households12.5
Single-family homes are 70.6 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Yates County
SBA loans in Yates County (7(a) and 504)
- 7(a) approvals recorded22
- 7(a) gross approval dollars$2.0 m
- Average 7(a) approval$89,805
- Median 7(a) approval$26,150
- 10th percentile approval$10,000
- 90th percentile approval$288,750
- Largest single approval$450,000
- Jobs reported supported, 7(a)59
- Jobs per approval2.7
- Distinct 7(a) lenders active6
- Distinct industries receiving approvals17
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer9.1 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter20
- Franchise loans2
- Franchise share of approvals9.1 percent
- Leading industry by approval countResidential Remodelers (5)
- Most active lenderFive Star Bank (12)
- 504 approvals recorded1
- 504 gross approval dollars$3.2 m
- Average 504 approval$3,231,000
- Median 504 approval$3,231,000
- Distinct CDCs active1
- 504 jobs per approval26.0
- 504 jobs per million dollars approved8.0
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$5.2 m
The average approval of $89,805 sits well above the median of $26,150, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 9.1 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Yates County
SBA loan default and charge-off rates in Yates County
Do SBA loans in Yates County get paid back?
- Loans with a final outcome recorded4
- Paid in full4
- Charged off0
- Status: Exempt from disclosure12
- Status: Paid in full4
- Status: Committed, not yet disbursed4
- Status: Cancelled2
Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Yates County
SBA lending by place in Yates County
- Borrower cities with recorded lending6
- Penn Yan, approvals9
- Dundee, approvals5
- Keuka Park, approvals4
- Branchport, approvals2
- Rock Stream, approvals1
- Naples, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Penn Yan | 9 | $805,500 |
| Dundee | 5 | $156,900 |
| Keuka Park | 4 | $516,000 |
| Branchport | 2 | $460,000 |
| Rock Stream | 1 | $27,300 |
| Naples | 1 | $10,000 |
Penn Yan accounts for 9 approvals against 5 in Dundee. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Yates County
How large is Yates County?
- Land area338 sq mi
- Rank by land area among New York counties51st of 62
- Width, east to west24.3 mi
- Height, north to south20.8 mi
- Geographies sharing a boundary4
- Residents per square mile of land73
- Establishments per square mile1.60
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Yates County
Flood risk in Yates County
- Communities in the county in the NFIP Community Status Book13
- Of those, participating in the NFIP13
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Yates County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The EPA places Yates County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Yates County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Yates County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202424,526
- Households9,490
- Average household size2.58
- Median household income$69,701
- Median age42.5
Common questions
Yates County questions, answered from the record.
How many people live in Yates County, New York?
The Census Bureau estimates 24,387 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 24,526, in 9,490 households, ranking 60th of 62 New York counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Yates County's population growing?
The population has fallen 1.53 percent since the 2020 census base of 24,766, to 24,387 on July 1, 2024. In 2024 there were 315 births against 285 deaths, with net migration of -55. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Yates County?
$69,701. The median owner-occupied home is valued at $184,700, which is 2.6 times income, and median gross rent is $834 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Yates County?
542 establishments, employing 5,133 people with an annual payroll of $229.4 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Yates County?
Manufacturing is the largest private sector at 1,260 jobs, 17.9 percent of covered employment. Covered employment averages 7,028 jobs at an average annual pay of $49,380, or $950 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Yates County?
22 7(a) approvals totaling $2.0 m since FY2020, across 6 lenders, with a median approval of $26,150, plus 1 504 approvals worth $3.2 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Yates County?
119 housing units were authorized by permit in 2024, with a declared construction value of $41.4 m. Multifamily was 29.4 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Yates County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Yates County come from?
The largest single origin is Ontario County, with 121 households. Arriving households report an average income of $100,096 against $69,844 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Yates County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Yates County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Yates County
Cities and places in Yates.
5 Census places lie wholly or partly in Yates County. All 5 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Penn Yan | village | 4,714 | 9 | Wholly in this county |
| Dundee | village | 2,001 | 5 | Wholly in this county |
| Keuka Park | CDP | 1,121 | 4 | Wholly in this county |
| Rushville | village | 603 | None recorded | 50.1 percent here, 49.9 percent Ontario County |
| Dresden | village | 272 | None recorded | Wholly in this county |
A further 4 of the county's 22 SBA 7(a) approvals are to borrowers in cities that match no Census place in Yates County, the largest being Branchport (2), Rock Stream (1), Naples (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby