HomeNew YorkYates CountyPenn Yan village
Penn Yan village, New York: commercial real estate data.
Penn Yan village is a Census village of 4,714 people across 2.40 square miles of land, in Yates County. Median household income is $60,190, 61.8 percent of occupied homes are owned, and the SBA record carries 9 7(a) approvals to borrowers here worth $805,500.
80 sourced place values · tier FULL · 9 sections
Penn Yan
What Penn Yan is
- Census place typevillage
- Land area2.4 sq mi
- Water area0.06 sq mi
- Population per square mile of land1,964
- County holding the largest share of its areaYates County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Penn Yan
How many people live in Penn Yan
- Population4,714
- Median age48.5
- Population under 18760 plus or minus 154
- Share under 1816.1 percent
- Population 65 and over1,426
- Share 65 and over30.3 percent
- Households2,144
- Family households1,111
- Share of households that are families51.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Penn Yan
Income and work in Penn Yan
- Median household income$60,190
- Per capita income$35,109
- Civilian labor force2,125
- Employed2,092
- Unemployed33 plus or minus 31
- Unemployment rate1.6 percent plus or minus 1.4
- Adults 25 and over3,670
- Adults 25 and over with a high school diploma or higher91.0 percent
- Adults 25 and over with a bachelor degree or higher21.8 percent
- Adults 25 and over with a graduate degree8.7 percent plus or minus 2.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Penn Yan
Housing in Penn Yan
- Housing units2,268
- Occupied units2,144
- Vacant units124 plus or minus 111
- Vacancy rate5.5 percent plus or minus 4.9
- Owner occupied1,325
- Renter occupied819 plus or minus 214
- Ownership rate61.8 percent
- Median owner-occupied home value$152,700
- Median gross rent, monthly$663 plus or minus $228
- Annual rent as a share of median income13.2 percent plus or minus 5.1
- Single family units1,310
- Share single family57.8 percent
- Units in buildings of two or more892 plus or minus 259
- Share in buildings of two or more39.3 percent plus or minus 10.7
- Mobile homes66 plus or minus 95
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Penn Yan
How Penn Yan gets to work
- Workers 16 and over who commute1,953
- Commuting under 15 minutes1,412 plus or minus 291
- Share commuting under 15 minutes72.3 percent
- Commuting 30 minutes or more382 plus or minus 144
- Share commuting 30 minutes or more19.6 percent plus or minus 6.9
- Drove alone81.3 percent
- Carpooled5.5 percent plus or minus 3.6
- Public transport0.0 percent
- Walked6.5 percent plus or minus 5.7
- Worked from home6.2 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Penn Yan
SBA 7(a) lending to Penn Yan borrowers
- Approvals9
- Gross approval$805,500
- Average approval$89,500
- Median approval$25,000
- Ninetieth percentile approval$292,500
- Largest approval$292,500
- Jobs supported29
- Jobs per approval3.2
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more11.1 percent
- Share to franchises11.1 percent
- Distinct lenders5
- Distinct industries by NAICS8
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Penn Yan
SBA 504 lending to Penn Yan borrowers
- Approvals1
- Gross approval$3,231,000
- Average approval$3,231,000
- Median approval$3,231,000
- Largest approval$3,231,000
- Jobs supported26
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Penn Yan
Flood programme status in Penn Yan
- Listed NFIP communities1
- Of those, participating1
- NFIP community number360962
- Currently effective map date06/18/25
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Yates County, not Penn Yan
Yates County context, not Penn Yan figures
These are Yates County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Penn Yan measurements.
- Establishments in Yates County542
- Employment at those establishments, Yates County5,133
- Covered employment, Yates County7,028
- Average annual pay, Yates County$49,380
- Average weekly wage, Yates County$950
- Housing units permitted, Yates County119
- Of those, single family, Yates County84
- County product, 2024, Yates County$1,339,941,000
- County product change over the prior year, Yates County1.5 percent
- Average income of an arriving household, Yates County$100,096
Every figure in this section is published for Yates County as a whole and is not a measurement of Penn Yan. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Penn Yan questions, answered from the record.
How many people live in Penn Yan, New York?
4,714, in 2,144 households. Penn Yan village covers 2.40 square miles of land, which is 1,964 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Penn Yan in?
Yates County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Penn Yan?
$60,190. The median owner-occupied home is valued at $152,700. Median gross rent is $663 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Penn Yan businesses?
9 7(a) approvals totalling $805,500, across 5 lenders, median approval $25,000, plus 1 504 approvals worth $3.2 m. These count approvals to borrowers whose address is in Penn Yan, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Penn Yan borrowers get paid back?
No rate is published for Penn Yan. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Penn Yan in the National Flood Insurance Program?
Yes. Penn Yan appears in the FEMA Community Status Book as community 360962, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Penn Yan figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Yates County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Penn Yan.
Is zoning published for Penn Yan?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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