HomeNew YorkYates CountyPenn Yan
Penn Yan, New York: commercial real estate data.
Penn Yan is a Census village of 4,714 people across 2.40 square miles of land, in Yates County. Median household income is $60,190, 61.8 percent of occupied homes are owned, and the SBA record carries 9 7(a) approvals to borrowers here worth $805,500 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Penn Yan
What Penn Yan is
- Census place typevillage
- Land area2.4 sq mi
- Water area0.06 sq mi
- Population per square mile of land1,964
- County holding the largest share of its areaYates County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Penn Yan
How many people live in Penn Yan
- Population4,714
- Median age48.5
- Population under 18760 plus or minus 154
- Share under 1816.1 percent
- Population 65 and over1,426
- Share 65 and over30.3 percent
- Households2,144
- Family households1,111
- Share of households that are families51.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Penn Yan
Income and work in Penn Yan
- Median household income$60,190
- Per capita income$35,109
- Civilian labor force2,125
- Employed2,092
- Unemployed33 plus or minus 31
- Unemployment rate1.6 percent plus or minus 1.4
- Adults 25 and over3,670
- Adults 25 and over with a high school diploma or higher91.0 percent
- Adults 25 and over with a bachelor degree or higher21.8 percent
- Adults 25 and over with a graduate degree8.7 percent plus or minus 2.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Penn Yan
Housing in Penn Yan
- Housing units2,268
- Occupied units2,144
- Vacant units124 plus or minus 111
- Vacancy rate5.5 percent plus or minus 4.9
- Owner occupied1,325
- Renter occupied819 plus or minus 214
- Ownership rate61.8 percent
- Median owner-occupied home value$152,700
- Median gross rent, monthly$663 plus or minus $228
- Annual rent as a share of median income13.2 percent plus or minus 5.1
- Single family units1,310
- Share single family57.8 percent
- Units in buildings of two or more892 plus or minus 259
- Share in buildings of two or more39.3 percent plus or minus 10.7
- Mobile homes66 plus or minus 95
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Penn Yan
How Penn Yan gets to work
- Workers 16 and over who commute1,953
- Commuting under 15 minutes1,412 plus or minus 291
- Share commuting under 15 minutes72.3 percent
- Commuting 30 minutes or more382 plus or minus 144
- Share commuting 30 minutes or more19.6 percent plus or minus 6.9
- Drove alone81.3 percent
- Carpooled5.5 percent plus or minus 3.6
- Public transport0.0 percent
- Walked6.5 percent plus or minus 5.7
- Worked from home6.2 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Penn Yan
SBA loans in Penn Yan (7(a))
- Approvals9
- Gross approval$805,500
- Average approval$89,500
- Median approval$25,000
- Largest approval$292,500
- Jobs supported29
- Jobs per approval3.2
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more11.1 percent
- Share to franchises11.1 percent
- Distinct lenders5
- Distinct industries by NAICS8
Counted by borrower city: approvals to borrowers whose address is in Penn Yan, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Penn Yan
SBA loans in Penn Yan (504)
- Approvals1
- Gross approval$3,231,000
- Average approval$3,231,000
- Median approval$3,231,000
- Largest approval$3,231,000
- Jobs supported26
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Penn Yan, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Penn Yan
Flood risk in Penn Yan
- NFIP communityVillage of Penn Yan
- NFIP community number360962
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/18/25
The Village of Penn Yan participates in the National Flood Insurance Program as community 360962 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Yates County, not Penn Yan
Yates County context, not Penn Yan figures
- Establishments in Yates County542
- Covered employment, Yates County7,028
- Average annual pay, Yates County$49,380
- Housing units permitted, Yates County119
Every figure in this section is published for Yates County as a whole and is not a measurement of Penn Yan.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Penn Yan questions, answered from the record.
How many people live in Penn Yan, New York?
4,714, in 2,144 households. Penn Yan village covers 2.40 square miles of land, which is 1,964 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Penn Yan in?
Yates County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Penn Yan?
$60,190. The median owner-occupied home is valued at $152,700. Median gross rent is $663 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Penn Yan businesses?
9 7(a) approvals totaling $805,500 since FY2020, across 5 lenders, median approval $25,000, plus 1 504 approvals worth $3.2 m since FY2010. These count approvals to borrowers whose address is in Penn Yan, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Penn Yan borrowers get paid back?
No rate is published for Penn Yan. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Penn Yan in the National Flood Insurance Program?
Yes. Penn Yan appears in the FEMA Community Status Book as Penn Yan, village of, community 360962, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Penn Yan figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Yates County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Penn Yan.
Is zoning published for Penn Yan?
No. Nothing on this page presents parcel level zoning.
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