HomeNew YorkSt. Lawrence CountyGouverneur
Gouverneur, New York: commercial real estate data.
Gouverneur is a Census village of 3,615 people across 2.19 square miles of land, in St. Lawrence County. Median household income is $35,752, 43.7 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $275,500 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Gouverneur
What Gouverneur is
- Census place typevillage
- Land area2.19 sq mi
- Water area0.09 sq mi
- Population per square mile of land1,650
- County holding the largest share of its areaSt. Lawrence County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gouverneur
How many people live in Gouverneur
- Population3,615
- Median age39.9 plus or minus 9.2
- Population under 18708 plus or minus 239
- Share under 1819.6 percent plus or minus 6.6
- Population 65 and over836 plus or minus 263
- Share 65 and over23.1 percent plus or minus 7.3
- Households1,733
- Family households944
- Share of households that are families54.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gouverneur
Income and work in Gouverneur
- Median household income$35,752 plus or minus $10,120
- Per capita income$40,639 plus or minus $26,454
- Civilian labor force1,446
- Employed1,272 plus or minus 271
- Unemployed174 plus or minus 118
- Unemployment rate12.0 percent plus or minus 7.9
- Adults 25 and over2,666
- Adults 25 and over with a high school diploma or higher87.3 percent
- Adults 25 and over with a bachelor degree or higher22.2 percent plus or minus 9.4
- Adults 25 and over with a graduate degree9.6 percent plus or minus 5.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gouverneur
Housing in Gouverneur
- Housing units2,025
- Occupied units1,733
- Vacant units292 plus or minus 144
- Vacancy rate14.4 percent plus or minus 6.9
- Owner occupied758 plus or minus 224
- Renter occupied975 plus or minus 299
- Ownership rate43.7 percent plus or minus 11.3
- Median owner-occupied home value$107,200 plus or minus $24,887
- Median gross rent, monthly$872
- Annual rent as a share of median income29.3 percent plus or minus 9.1
- Single family units961 plus or minus 272
- Share single family47.5 percent plus or minus 12.0
- Units in buildings of two or more1,002 plus or minus 320
- Share in buildings of two or more49.5 percent plus or minus 14.5
- Mobile homes62 plus or minus 58
- Median year structure built1941
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gouverneur
How Gouverneur gets to work
- Workers 16 and over who commute1,188 plus or minus 276
- Commuting under 15 minutes579 plus or minus 228
- Share commuting under 15 minutes48.7 percent plus or minus 15.5
- Commuting 30 minutes or more400 plus or minus 196
- Share commuting 30 minutes or more33.7 percent plus or minus 14.6
- Drove alone75.7 percent
- Carpooled9.3 percent plus or minus 6.7
- Public transport0.0 percent
- Walked8.6 percent plus or minus 9.3
- Worked from home2.5 percent plus or minus 4.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gouverneur
SBA loans in Gouverneur (7(a))
- Approvals3
- Gross approval$275,500
- Average approval$91,833
- Median approval$68,000
- Largest approval$185,000
- Jobs supported10
- Jobs per approval3.3
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term84 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Gouverneur, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gouverneur
SBA loans in Gouverneur (504)
- Approvals1
- Gross approval$383,000
- Average approval$383,000
- Median approval$383,000
- Largest approval$383,000
- Jobs supported3
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Gouverneur, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Gouverneur
Flood risk in Gouverneur
- NFIP communityVillage of Gouverneur
- NFIP community number360699
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date03/03/97
The Village of Gouverneur participates in the National Flood Insurance Program as community 360699 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
St. Lawrence County, not Gouverneur
St. Lawrence County context, not Gouverneur figures
- Establishments in St. Lawrence County1,826
- Covered employment, St. Lawrence County34,764
- Average annual pay, St. Lawrence County$62,502
- Housing units permitted, St. Lawrence County228
Every figure in this section is published for St. Lawrence County as a whole and is not a measurement of Gouverneur.
All St. Lawrence County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Gouverneur questions, answered from the record.
How many people live in Gouverneur, New York?
3,615, in 1,733 households. Gouverneur village covers 2.19 square miles of land, which is 1,650 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Gouverneur in?
St. Lawrence County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Gouverneur?
$35,752. The median owner-occupied home is valued at $107,200. Median gross rent is $872 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Gouverneur businesses?
3 7(a) approvals totaling $275,500 since FY2020, across 1 lenders, median approval $68,000, plus 1 504 approvals worth $383,000 since FY2010. These count approvals to borrowers whose address is in Gouverneur, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Gouverneur borrowers get paid back?
No rate is published for Gouverneur. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Gouverneur in the National Flood Insurance Program?
Yes. Gouverneur appears in the FEMA Community Status Book as Gouverneur, village of, community 360699, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Gouverneur figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for St. Lawrence County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Gouverneur.
Is zoning published for Gouverneur?
No. Nothing on this page presents parcel level zoning.
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