HomeNew YorkSt. Lawrence CountyGouverneur village
Gouverneur village, New York: commercial real estate data.
Gouverneur village is a Census village of 3,615 people across 2.19 square miles of land, in St. Lawrence County. Median household income is $35,752, 43.7 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $275,500.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Gouverneur
What Gouverneur is
- Census place typevillage
- Land area2.19 sq mi
- Water area0.09 sq mi
- Population per square mile of land1,650
- County holding the largest share of its areaSt. Lawrence County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gouverneur
How many people live in Gouverneur
- Population3,615
- Median age39.9 plus or minus 9.2
- Population under 18708 plus or minus 239
- Share under 1819.6 percent plus or minus 6.6
- Population 65 and over836 plus or minus 263
- Share 65 and over23.1 percent plus or minus 7.3
- Households1,733
- Family households944
- Share of households that are families54.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gouverneur
Income and work in Gouverneur
- Median household income$35,752 plus or minus $10,120
- Per capita income$40,639 plus or minus $26,454
- Civilian labor force1,446
- Employed1,272 plus or minus 271
- Unemployed174 plus or minus 118
- Unemployment rate12.0 percent plus or minus 7.9
- Adults 25 and over2,666
- Adults 25 and over with a high school diploma or higher87.3 percent
- Adults 25 and over with a bachelor degree or higher22.2 percent plus or minus 9.4
- Adults 25 and over with a graduate degree9.6 percent plus or minus 5.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gouverneur
Housing in Gouverneur
- Housing units2,025
- Occupied units1,733
- Vacant units292 plus or minus 144
- Vacancy rate14.4 percent plus or minus 6.9
- Owner occupied758 plus or minus 224
- Renter occupied975 plus or minus 299
- Ownership rate43.7 percent plus or minus 11.3
- Median owner-occupied home value$107,200 plus or minus $24,887
- Median gross rent, monthly$872
- Annual rent as a share of median income29.3 percent plus or minus 9.1
- Single family units961 plus or minus 272
- Share single family47.5 percent plus or minus 12.0
- Units in buildings of two or more1,002 plus or minus 320
- Share in buildings of two or more49.5 percent plus or minus 14.5
- Mobile homes62 plus or minus 58
- Median year structure built1941
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gouverneur
How Gouverneur gets to work
- Workers 16 and over who commute1,188 plus or minus 276
- Commuting under 15 minutes579 plus or minus 228
- Share commuting under 15 minutes48.7 percent plus or minus 15.5
- Commuting 30 minutes or more400 plus or minus 196
- Share commuting 30 minutes or more33.7 percent plus or minus 14.6
- Drove alone75.7 percent
- Carpooled9.3 percent plus or minus 6.7
- Public transport0.0 percent
- Walked8.6 percent plus or minus 9.3
- Worked from home2.5 percent plus or minus 4.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gouverneur
SBA loans in Gouverneur (7(a))
- Approvals3
- Gross approval$275,500
- Average approval$91,833
- Median approval$68,000
- Ninetieth percentile approval$185,000
- Largest approval$185,000
- Jobs supported10
- Jobs per approval3.3
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term84 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS2
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gouverneur
SBA loans in Gouverneur (504)
- Approvals1
- Gross approval$383,000
- Average approval$383,000
- Median approval$383,000
- Largest approval$383,000
- Jobs supported3
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Gouverneur
Flood risk in Gouverneur
- Listed NFIP communities2
- Of those, participating2
- NFIP community number361178
- Currently effective map date08/06/82(M)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
St. Lawrence County, not Gouverneur
St. Lawrence County context, not Gouverneur figures
These are St. Lawrence County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Gouverneur measurements.
- Establishments in St. Lawrence County1,826
- Employment at those establishments, St. Lawrence County26,395
- Covered employment, St. Lawrence County34,764
- Average annual pay, St. Lawrence County$62,502
- Average weekly wage, St. Lawrence County$1,202
- Housing units permitted, St. Lawrence County228
- Of those, single family, St. Lawrence County204
- County product, 2024, St. Lawrence County$6,588,378,000
- County product change over the prior year, St. Lawrence County5.2 percent
- Average income of an arriving household, St. Lawrence County$61,541
Every figure in this section is published for St. Lawrence County as a whole and is not a measurement of Gouverneur. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Gouverneur questions, answered from the record.
How many people live in Gouverneur, New York?
3,615, in 1,733 households. Gouverneur village covers 2.19 square miles of land, which is 1,650 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Gouverneur in?
St. Lawrence County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Gouverneur?
$35,752. The median owner-occupied home is valued at $107,200. Median gross rent is $872 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Gouverneur businesses?
3 7(a) approvals totalling $275,500, across 1 lenders, median approval $68,000, plus 1 504 approvals worth $383,000. These count approvals to borrowers whose address is in Gouverneur, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Gouverneur borrowers get paid back?
No rate is published for Gouverneur. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Gouverneur in the National Flood Insurance Program?
Yes. Gouverneur appears in the FEMA Community Status Book as community 361178, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Gouverneur figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for St. Lawrence County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Gouverneur.
Is zoning published for Gouverneur?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
Nearby